BK Group Balance Sheet

Financials in millions RWF. Fiscal year is January - December.

Millions RWF. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	725,700	571,000	585,013	509,099	331,698	284,732
Investment Securities	247,700	294,400	307,528	218,329	241,574	184,634
Total Investments	247,700	294,400	307,528	218,329	241,574	184,634
Gross Loans	1,744,700	1,759,100	1,537,824	1,346,279	1,231,350	1,083,133
Allowance for Loan Losses	-83,300	-71,000	-68,851	-91,614	-79,625	-82,843
Other Adjustments to Gross Loans	-	-	-10,990	-9,822	-11,064	-6,511
Net Loans	1,661,400	1,688,100	1,457,983	1,244,843	1,140,661	993,780
Property, Plant & Equipment	30,800	30,900	34,429	33,505	31,818	31,268
Other Intangible Assets	13,200	14,200	14,610	10,283	10,495	10,274
Other Receivables	-	-	8,336	398.55	5,300	7,780
Restricted Cash	224,600	276,100	93,257	78,576	67,789	46,589
Other Current Assets	-	-	9,705	566.15	5,469	6,193
Long-Term Deferred Tax Assets	-	-	7,857	4,734	10,648	9,547
Other Long-Term Assets	43,900	44,800	2,857	15,382	8,055	15,577
Total Assets	2,947,300	2,919,500	2,521,577	2,115,717	1,853,508	1,590,373
Accrued Expenses	-	-	23,780	13,829	8,684	9,436
Interest Bearing Deposits	2,133,400	2,149,300	1,750,044	1,525,400	1,232,063	1,052,569
Total Deposits	2,133,400	2,149,300	1,750,044	1,525,400	1,232,063	1,052,569
Current Portion of Long-Term Debt	-	-	-	3,808	-	2,903
Current Portion of Leases	-	-	2,935	1,654	1,063	-
Current Income Taxes Payable	-	-	8,989	1,080	5,920	10,014
Other Current Liabilities	53,100	34,200	21,891	29,430	38,518	52,869
Long-Term Debt	119,700	118,700	227,048	144,041	226,432	165,273
Long-Term Leases	-	-	-	-	724.57	2,069
Long-Term Unearned Revenue	-	-	10,269	8,037	7,485	-
Other Long-Term Liabilities	119,000	93,100	38,092	22,081	13,374	-
Total Liabilities	2,425,200	2,395,300	2,083,049	1,749,360	1,534,265	1,304,673
Common Stock	9,300	9,300	9,305	9,282	9,185	9,045
Additional Paid-In Capital	84,300	84,300	83,075	82,423	79,954	76,573
Retained Earnings	428,200	417,300	327,667	257,293	213,455	184,313
Comprehensive Income & Other	300	13,300	13,218	13,100	13,100	13,100
Total Common Equity	522,100	524,200	433,265	362,098	315,694	283,032
Minority Interest	-	-	5,263	4,259	3,548	2,668
Shareholders' Equity	522,100	524,200	438,528	366,357	319,242	285,700
Total Liabilities & Equity	2,947,300	2,919,500	2,521,577	2,115,717	1,853,508	1,590,373
Total Debt	119,700	118,700	229,983	149,503	228,220	170,246
Net Cash (Debt)	606,000	452,300	355,029	359,596	103,478	114,487
Net Cash Growth	121.49%	27.40%	-1.27%	247.51%	-9.62%	-10.32%
Net Cash Per Share	651.61	483.93	381.53	387.43	112.66	126.57
Filing Date Shares Outstanding	930	930	930.53	928.16	920	904.55
Total Common Shares Outstanding	930	930	930.53	928.16	920	904.55
Book Value Per Share	561.40	563.66	465.61	390.12	343.15	312.90
Tangible Book Value	508,900	510,000	418,654	351,815	305,200	272,758
Tangible Book Value Per Share	547.20	548.39	449.91	379.05	331.74	301.54