BK Group Income Statement

Financials in millions RWF. Fiscal year is January - December.

Millions RWF. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	283,400	277,900	251,119	216,865	187,449	176,573
Interest Paid on Deposits	55,300	57,400	60,459	51,453	49,673	40,301
Net Interest Income	228,100	220,500	190,660	165,412	137,776	136,271
Net Interest Income Growth (YoY)	16.52%	15.65%	15.26%	20.06%	1.10%	20.82%
Gain (Loss) on Sale of Assets	-	-	962.7	122.88	-	-
Other Non-Interest Income	61,800	60,600	67,050	65,038	43,757	37,895
Total Non-Interest Income	61,800	60,600	68,013	65,161	43,757	37,895
Non-Interest Income Growth (YoY)	0.63%	-10.90%	4.38%	48.92%	15.47%	41.38%
Revenues Before Loan Losses	289,900	281,100	258,673	230,573	181,532	174,167
Provision for Loan Losses	17,000	17,000	34,026	18,607	10,007	34,069
Revenue	272,900	264,100	224,648	211,967	171,526	140,098
Revenue Growth (YoY)	21.64%	17.56%	5.98%	23.58%	22.43%	36.72%
Salaries and Employee Benefits	53,800	53,300	46,668	42,826	33,387	31,333
Occupancy Expenses	13,000	12,500	10,909	10,246	8,286	6,543
Selling, General & Administrative	44,600	40,700	37,990	46,028	35,695	22,734
Other Non-Interest Expense	600	100	2,977	3,154	5,571	2,607
Total Non-Interest Expense	112,000	106,600	98,544	102,255	82,939	63,217
EBT Excluding Unusual Items	160,900	157,500	126,104	109,712	88,586	76,881
Pretax Income	160,900	157,500	126,104	109,712	88,586	76,881
Income Tax Expense	49,100	47,400	35,073	34,894	28,730	24,986
Earnings From Continuing Operations	111,800	110,100	91,031	74,818	59,856	51,895
Minority Interest in Earnings	-	-	-1,338	-948.32	-869.34	-817.22
Net Income	111,800	110,100	89,693	73,869	58,986	51,078
Net Income to Common	111,800	110,100	89,693	73,869	58,986	51,078
Net Income Growth	22.87%	22.75%	21.42%	25.23%	15.48%	34.73%
Basic Shares Outstanding	930	935	931	928	919	905
Diluted Shares Outstanding	930	935	931	928	919	905
Shares Change (YoY)	-	0.44%	0.26%	1.05%	1.54%	-
EPS (Basic)	120.22	117.80	96.39	79.59	64.22	56.47
EPS (Diluted)	120.22	117.80	96.39	79.59	64.22	56.47
EPS Growth	22.87%	22.21%	21.11%	23.93%	13.73%	34.73%
Dividend Per Share	-	53.040	29.340	32.620	32.500	28.700
Dividend Growth	-	80.78%	-10.05%	0.37%	13.24%	-
Effective Tax Rate	30.52%	30.09%	27.81%	31.80%	32.43%	32.50%