BK Group PLC (NASE: BKG)

BK Group Balance Sheet

Financials in millions RWF. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	340,000	504,641	331,698	284,732	183,809	125,195
Investment Securities	302,300	222,787	241,574	184,634	13,366	-
Trading Asset Securities	-	-	-	-	142,022	124,797
Total Investments	302,300	222,787	241,574	184,634	155,388	124,797
Gross Loans	1,548,200	1,351,310	1,231,350	1,083,133	940,020	729,365
Allowance for Loan Losses	-112,200	-91,614	-79,625	-82,843	-76,436	-47,990
Other Adjustments to Gross Loans	-	-9,822	-11,064	-6,511	-8,263	-3,369
Net Loans	1,436,000	1,249,875	1,140,661	993,780	855,322	678,006
Property, Plant & Equipment	33,000	33,505	31,818	31,268	31,973	29,699
Other Intangible Assets	13,000	10,283	10,495	10,274	8,464	6,771
Accrued Interest Receivable	-	-	-	-	16.85	-
Other Receivables	-	6,111	5,300	7,780	5,371	8,602
Restricted Cash	264,400	78,576	67,789	46,589	46,068	34,843
Other Current Assets	-	7,088	5,469	6,193	5,638	5,586
Long-Term Deferred Tax Assets	-	4,734	10,648	9,547	6,103	5,262
Other Long-Term Assets	40,200	2,516	8,055	15,577	5,852	313.81
Total Assets	2,428,900	2,120,116	1,853,508	1,590,373	1,304,004	1,019,076
Accrued Expenses	-	24,991	8,684	9,436	9,030	11,293
Interest Bearing Deposits	1,791,600	1,525,400	1,232,063	1,052,569	790,811	675,879
Total Deposits	1,791,600	1,525,400	1,232,063	1,052,569	790,811	675,879
Current Portion of Long-Term Debt	-	3,808	-	2,903	125,958	37,375
Current Portion of Leases	-	1,654	1,063	-	896.73	3,427
Current Income Taxes Payable	-	1,080	5,920	10,014	3,276	7,442
Other Current Liabilities	25,100	34,090	38,518	52,869	25,317	27,249
Long-Term Debt	113,700	144,041	226,432	165,273	69,541	29,583
Long-Term Leases	-	-	724.57	2,069	1,773	-
Long-Term Unearned Revenue	-	-	7,485	-	2,758	2,239
Other Long-Term Liabilities	78,500	18,694	13,374	-	11,308	636.12
Total Liabilities	2,008,900	1,753,759	1,534,265	1,304,673	1,044,660	798,265
Common Stock	9,300	9,282	9,185	9,045	9,045	9,045
Additional Paid-In Capital	83,100	82,423	79,954	76,573	76,573	76,573
Retained Earnings	314,500	257,293	213,455	184,313	158,774	120,863
Comprehensive Income & Other	13,100	13,100	13,100	13,100	13,100	13,000
Total Common Equity	420,000	362,098	315,694	283,032	257,493	219,482
Minority Interest	-	4,259	3,548	2,668	1,851	1,329
Shareholders' Equity	420,000	366,357	319,242	285,700	259,344	220,811
Total Liabilities & Equity	2,428,900	2,120,116	1,853,508	1,590,373	1,304,004	1,019,076
Total Debt	113,700	149,503	228,220	170,246	198,169	70,384
Net Cash (Debt)	226,300	359,596	103,478	114,487	127,662	179,608
Net Cash Growth	-9.55%	247.51%	-9.62%	-10.32%	-28.92%	24.96%
Net Cash Per Share	243.33	387.43	112.66	126.57	141.13	198.56
Filing Date Shares Outstanding	930	928.16	920	904.55	904.55	904.55
Total Common Shares Outstanding	930	928.16	920	904.55	904.55	904.55
Book Value Per Share	451.61	390.12	343.15	312.90	284.66	242.64
Tangible Book Value	407,000	351,815	305,200	272,758	249,028	212,711
Tangible Book Value Per Share	437.63	379.05	331.74	301.54	275.31	235.16

Source: S&P Capital IQ. Banks template. Financial Sources.