BK Group PLC (NASE:BKG)

BK Group Balance Sheet

Financials in millions RWF. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	420,800	504,641	331,698	284,732	183,809
Investment Securities	307,500	222,787	241,574	184,634	13,366
Trading Asset Securities	-	-	-	-	142,022
Total Investments	307,500	222,787	241,574	184,634	155,388
Gross Loans	1,522,500	1,351,310	1,231,350	1,083,133	940,020
Allowance for Loan Losses	-68,500	-91,614	-79,625	-82,843	-76,436
Other Adjustments to Gross Loans	-	-9,822	-11,064	-6,511	-8,263
Net Loans	1,454,000	1,249,875	1,140,661	993,780	855,322
Property, Plant & Equipment	34,400	33,505	31,818	31,268	31,973
Other Intangible Assets	14,600	10,283	10,495	10,274	8,464
Accrued Interest Receivable	-	-	-	-	16.85
Other Receivables	-	6,111	5,300	7,780	5,371
Restricted Cash	257,500	78,576	67,789	46,589	46,068
Other Current Assets	-	7,088	5,469	6,193	5,638
Long-Term Deferred Tax Assets	-	4,734	10,648	9,547	6,103
Other Long-Term Assets	32,800	2,516	8,055	15,577	5,852
Total Assets	2,521,600	2,120,116	1,853,508	1,590,373	1,304,004
Accrued Expenses	-	24,991	8,684	9,436	9,030
Interest Bearing Deposits	1,865,100	1,525,400	1,232,063	1,052,569	790,811
Total Deposits	1,865,100	1,525,400	1,232,063	1,052,569	790,811
Current Portion of Long-Term Debt	-	3,808	-	2,903	125,958
Current Portion of Leases	-	1,654	1,063	-	896.73
Current Income Taxes Payable	-	1,080	5,920	10,014	3,276
Other Current Liabilities	18,400	34,090	38,518	52,869	25,317
Long-Term Debt	114,900	144,041	226,432	165,273	69,541
Long-Term Leases	-	-	724.57	2,069	1,773
Long-Term Unearned Revenue	-	-	7,485	-	2,758
Other Long-Term Liabilities	84,700	18,694	13,374	-	11,308
Total Liabilities	2,083,100	1,753,759	1,534,265	1,304,673	1,044,660
Common Stock	9,300	9,282	9,185	9,045	9,045
Additional Paid-In Capital	83,100	82,423	79,954	76,573	76,573
Retained Earnings	332,900	257,293	213,455	184,313	158,774
Comprehensive Income & Other	13,200	13,100	13,100	13,100	13,100
Total Common Equity	438,500	362,098	315,694	283,032	257,493
Minority Interest	-	4,259	3,548	2,668	1,851
Shareholders' Equity	438,500	366,357	319,242	285,700	259,344
Total Liabilities & Equity	2,521,600	2,120,116	1,853,508	1,590,373	1,304,004
Total Debt	114,900	149,503	228,220	170,246	198,169
Net Cash (Debt)	305,900	359,596	103,478	114,487	127,662
Net Cash Growth	-14.93%	247.51%	-9.62%	-10.32%	-28.92%
Net Cash Per Share	328.76	387.43	112.66	126.57	141.13
Filing Date Shares Outstanding	930	928.16	920	904.55	904.55
Total Common Shares Outstanding	930	928.16	920	904.55	904.55
Book Value Per Share	471.51	390.12	343.15	312.90	284.66
Tangible Book Value	423,900	351,815	305,200	272,758	249,028
Tangible Book Value Per Share	455.81	379.05	331.74	301.54	275.31

Source: S&P Global Market Intelligence. Banks template. Financial Sources.