BK Group PLC (NASE:BKG)

BK Group Balance Sheet

Financials in millions RWF. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	404,800	585,013	509,099	331,698	284,732	183,809
Investment Securities	243,100	307,528	218,329	241,574	184,634	13,366
Trading Asset Securities	-	-	-	-	-	142,022
Total Investments	243,100	307,528	218,329	241,574	184,634	155,388
Gross Loans	1,772,300	1,537,824	1,346,279	1,231,350	1,083,133	940,020
Allowance for Loan Losses	-68,800	-68,851	-91,614	-79,625	-82,843	-76,436
Other Adjustments to Gross Loans	-	-10,990	-9,822	-11,064	-6,511	-8,263
Net Loans	1,703,500	1,457,983	1,244,843	1,140,661	993,780	855,322
Property, Plant & Equipment	33,100	34,429	33,505	31,818	31,268	31,973
Other Intangible Assets	13,800	14,610	10,283	10,495	10,274	8,464
Accrued Interest Receivable	-	-	-	-	-	16.85
Other Receivables	-	8,336	398.55	5,300	7,780	5,371
Restricted Cash	264,700	93,257	78,576	67,789	46,589	46,068
Other Current Assets	-	9,705	566.15	5,469	6,193	5,638
Long-Term Deferred Tax Assets	-	7,857	4,734	10,648	9,547	6,103
Other Long-Term Assets	49,600	2,857	15,382	8,055	15,577	5,852
Total Assets	2,712,600	2,521,577	2,115,717	1,853,508	1,590,373	1,304,004
Accrued Expenses	-	23,780	13,829	8,684	9,436	9,030
Interest Bearing Deposits	1,973,300	1,750,044	1,525,400	1,232,063	1,052,569	790,811
Total Deposits	1,973,300	1,750,044	1,525,400	1,232,063	1,052,569	790,811
Current Portion of Long-Term Debt	-	-	3,808	-	2,903	125,958
Current Portion of Leases	-	2,935	1,654	1,063	-	896.73
Current Income Taxes Payable	-	8,989	1,080	5,920	10,014	3,276
Other Current Liabilities	25,700	21,891	29,430	38,518	52,869	25,317
Long-Term Debt	129,100	227,048	144,041	226,432	165,273	69,541
Long-Term Leases	-	-	-	724.57	2,069	1,773
Long-Term Unearned Revenue	-	10,269	8,037	7,485	-	2,758
Other Long-Term Liabilities	78,400	38,092	22,081	13,374	-	11,308
Total Liabilities	2,206,500	2,083,049	1,749,360	1,534,265	1,304,673	1,044,660
Common Stock	9,300	9,305	9,282	9,185	9,045	9,045
Additional Paid-In Capital	84,300	83,075	82,423	79,954	76,573	76,573
Retained Earnings	399,200	327,667	257,293	213,455	184,313	158,774
Comprehensive Income & Other	13,300	13,218	13,100	13,100	13,100	13,100
Total Common Equity	506,100	433,265	362,098	315,694	283,032	257,493
Minority Interest	-	5,263	4,259	3,548	2,668	1,851
Shareholders' Equity	506,100	438,528	366,357	319,242	285,700	259,344
Total Liabilities & Equity	2,712,600	2,521,577	2,115,717	1,853,508	1,590,373	1,304,004
Total Debt	129,100	229,983	149,503	228,220	170,246	198,169
Net Cash (Debt)	275,700	355,029	359,596	103,478	114,487	127,662
Net Cash Growth	21.83%	-1.27%	247.51%	-9.62%	-10.32%	-28.92%
Net Cash Per Share	296.45	381.53	387.43	112.66	126.57	141.13
Filing Date Shares Outstanding	930	930.53	928.16	920	904.55	904.55
Total Common Shares Outstanding	930	930.53	928.16	920	904.55	904.55
Book Value Per Share	544.19	465.61	390.12	343.15	312.90	284.66
Tangible Book Value	492,300	418,654	351,815	305,200	272,758	249,028
Tangible Book Value Per Share	529.35	449.91	379.05	331.74	301.54	275.31

Source: S&P Global Market Intelligence. Banks template. Financial Sources.