The Co-operative Bank of Kenya Limited (NASE: COOP)

NASE: COOP Balance Sheet

Financials in millions KES. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	12,023	56,195	30,447	39,216	48,563	36,350
Investment Securities	275,944	178,211	168,050	171,320	143,896	108,290
Trading Asset Securities	-	-	206.73	199.77	75.55	379.75
Total Investments	275,944	178,211	168,257	171,520	143,971	108,670
Gross Loans	381,342	429,721	389,821	349,567	328,238	294,389
Allowance for Loan Losses	-	-42,798	-37,997	-33,574	-30,833	-18,477
Other Adjustments to Gross Loans	-	-6,348	-6,217	-2,898	-5,385	-4,600
Net Loans	381,342	380,575	345,607	313,094	292,019	271,312
Property, Plant & Equipment	11,339	11,127	9,426	10,346	12,302	11,421
Goodwill	-	3,294	3,294	3,294	3,294	-
Other Intangible Assets	5,418	2,671	2,615	2,534	2,825	2,708
Accrued Interest Receivable	-	4,963	5,412	5,223	3,899	3,593
Other Receivables	196.73	9,991	18,274	12,168	9,392	2,630
Restricted Cash	20,881	19,129	17,788	16,983	16,468	17,058
Long-Term Deferred Tax Assets	6,674	6,339	6,045	5,412	4,310	3,316
Other Long-Term Assets	36,964	32.08	32.69	33.3	33.91	34.52
Total Assets	750,781	672,527	607,198	579,824	537,076	457,093
Accrued Expenses	-	284.38	276.7	173.87	116.83	151.43
Interest Bearing Deposits	524,549	456,099	424,890	408,518	378,852	333,001
Total Deposits	524,549	456,099	424,890	408,518	378,852	333,001
Short-Term Borrowings	-	1,396	-	-	-	-
Current Portion of Long-Term Debt	-	4,358	4,658	139.06	1,274	1,071
Current Portion of Leases	-	1,438	979.77	1,335	1,417	1,446
Current Income Taxes Payable	279.18	-	-	903.76	-	24.35
Other Current Liabilities	-	28,163	21,531	20,553	14,512	10,770
Long-Term Debt	58,017	62,976	43,444	42,776	44,752	25,353
Long-Term Leases	-	3,308	2,211	2,951	3,029	3,563
Long-Term Unearned Revenue	-	369.51	387.99	406.47	424.94	443.42
Long-Term Deferred Tax Liabilities	-	-	-	51.67	131.07	100.78
Other Long-Term Liabilities	37,173	825.55	1,259	1,676	943.65	755.64
Total Liabilities	620,019	559,218	499,639	479,484	445,453	376,680
Common Stock	5,867	5,867	5,867	5,867	5,867	5,867
Additional Paid-In Capital	1,912	1,912	1,912	1,912	1,912	1,912
Retained Earnings	132,202	120,742	106,554	90,716	80,464	69,909
Comprehensive Income & Other	-8,150	-15,332	-7,043	1,320	2,058	1,203
Total Common Equity	131,831	113,189	107,290	99,816	90,301	78,892
Minority Interest	-1,069	120.5	268.93	523.49	1,322	1,522
Shareholders' Equity	130,763	113,310	107,559	100,339	91,623	80,413
Total Liabilities & Equity	750,781	672,527	607,198	579,824	537,076	457,093
Total Debt	58,017	73,476	51,293	47,201	50,472	31,433
Net Cash (Debt)	13,370	-17,046	-20,406	-7,540	-1,476	5,626
Net Cash Growth	-	-	-	-	-	-87.15%
Net Cash Per Share	2.28	-2.91	-3.48	-1.29	-0.25	0.96
Filing Date Shares Outstanding	5,867	5,867	5,867	5,867	5,867	5,867
Total Common Shares Outstanding	5,867	5,867	5,867	5,867	5,867	5,867
Book Value Per Share	22.47	19.29	18.29	17.01	15.39	13.45
Tangible Book Value	126,413	107,224	101,381	93,988	84,182	76,184
Tangible Book Value Per Share	21.55	18.28	17.28	16.02	14.35	12.98

Source: S&P Capital IQ. Banks template. Financial Sources.