NASE:COOP Income Statement

Financials in millions KES. Fiscal year is January - December.

Millions KES. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	60,710	60,068	86,250	69,066	61,745	55,648
Interest Income on Investments	33,500	33,070	-	-	1.23	-
Total Interest Income	94,210	93,137	86,250	69,066	61,746	55,648
Interest Paid on Deposits	24,683	25,535	34,729	23,845	16,421	14,611
Interest Paid on Borrowings	4,939	4,751	-	-	-	-
Total Interest Expense	29,621	30,286	34,729	23,845	16,421	14,611
Net Interest Income	64,588	62,851	51,521	45,221	45,325	41,037
Net Interest Income Growth (YoY)	19.49%	21.99%	13.93%	-0.23%	10.45%	13.84%
Income From Trading Activities	-	-	4,975	3,181	4,717	2,849
Gain (Loss) on Sale of Assets	-	-	7.68	2.5	1.29	7.72
Gain (Loss) on Sale of Investments	-	-	684.4	691.34	-335.89	167.17
Other Non-Interest Income	30,167	29,034	24,232	23,162	20,908	15,832
Total Non-Interest Income	30,167	29,034	29,899	27,037	25,291	18,856
Non-Interest Income Growth (YoY)	1.32%	-2.89%	10.59%	6.91%	34.13%	11.60%
Revenues Before Loan Losses	94,755	91,885	81,420	72,258	70,616	59,893
Provision for Loan Losses	9,430	9,463	8,784	6,008	8,548	7,929
Revenue	85,325	82,422	72,636	66,250	62,068	51,963
Revenue Growth (YoY)	14.50%	13.47%	9.64%	6.74%	19.45%	15.90%
Salaries and Employee Benefits	21,368	20,815	18,323	16,690	14,783	13,324
Occupancy Expenses	3,273	3,229	2,833	2,777	2,385	2,754
Amortization of Goodwill & Intangibles	874	907.97	960.58	978.12	805.22	756.58
Selling, General & Administrative	1,495	1,267	0.61	0.61	0.61	0.61
Other Non-Interest Expense	16,540	16,308	16,561	13,786	15,083	12,784
Total Non-Interest Expense	43,551	42,527	37,855	33,886	32,641	29,314
EBT Excluding Unusual Items	41,774	39,895	34,780	32,364	29,427	22,649
Other Unusual Items	256.17	392.18	-	-	-	-
Pretax Income	42,030	40,287	34,780	32,364	29,427	22,649
Income Tax Expense	10,801	10,533	9,324	9,175	7,389	6,105
Earnings From Continuing Operations	31,229	29,755	25,456	23,188	22,038	16,544
Minority Interest in Earnings	-	-	-23.42	-164.55	-208.27	185.11
Net Income	31,229	29,755	25,433	23,024	21,830	16,729
Net Income to Common	31,229	29,755	25,433	23,024	21,830	16,729
Net Income Growth	21.12%	16.99%	10.46%	5.47%	30.49%	44.29%
Basic Shares Outstanding	5,905	5,904	5,867	5,867	5,867	5,867
Diluted Shares Outstanding	5,905	5,904	5,867	5,867	5,867	5,867
Shares Change (YoY)	0.65%	0.62%	-	-	-	-
EPS (Basic)	5.29	5.04	4.33	3.92	3.72	2.85
EPS (Diluted)	5.29	5.04	4.33	3.92	3.72	2.85
EPS Growth	20.47%	16.40%	10.46%	5.38%	30.53%	44.22%
Dividend Per Share	-	2.500	1.500	1.500	1.500	1.000
Dividend Growth	-	66.67%	-	-	50.00%	-
Effective Tax Rate	25.70%	26.14%	26.81%	28.35%	25.11%	26.96%