Equity Group Holdings Income Statement

Financials in millions KES. Fiscal year is January - December.

Millions KES. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	189,754	188,329	185,344	164,214	128,528	102,065
Interest Paid on Deposits	43,642	46,699	61,575	51,191	33,635	25,534
Net Interest Income	146,081	141,630	123,769	113,023	94,893	76,531
Net Interest Income Growth (YoY)	17.33%	14.43%	9.51%	19.11%	23.99%	23.90%
Gain (Loss) on Sale of Assets	674	674	434	18	25	-
Gain (Loss) on Sale of Investments	2,039	2,039	443	1,035	1,524	2,951
Other Non-Interest Income	58,526	55,845	57,143	54,118	38,303	25,427
Total Non-Interest Income	61,433	58,752	60,460	54,388	39,467	28,250
Non-Interest Income Growth (YoY)	6.23%	-2.83%	11.16%	37.81%	39.71%	28.81%
Revenues Before Loan Losses	207,513	200,382	184,229	167,411	134,360	104,781
Provision for Loan Losses	11,113	11,685	23,261	32,954	13,352	4,783
Revenue	196,400	188,697	160,968	134,457	121,008	99,998
Revenue Growth (YoY)	21.41%	17.23%	19.72%	11.11%	21.01%	63.73%
Salaries and Employee Benefits	42,481	39,467	33,364	32,011	24,777	19,108
Occupancy Expenses	9,916	9,777	8,151	7,321	7,371	7,228
Selling, General & Administrative	45,334	45,272	52,930	43,246	29,767	1,430
Other Non-Interest Expense	621.65	2,066	5,782	-	-751	20,351
Total Non-Interest Expense	98,449	96,582	100,227	82,578	61,164	48,117
EBT Excluding Unusual Items	97,951	92,115	60,741	51,879	59,844	51,881
Pretax Income	97,951	92,115	60,741	51,879	59,844	51,881
Income Tax Expense	18,697	16,567	11,917	8,142	13,741	11,809
Earnings From Continuing Operations	79,254	75,548	48,824	43,737	46,103	40,072
Minority Interest in Earnings	-3,760	-3,584	-2,275	-1,760	-1,209	-897
Net Income	75,494	71,964	46,549	41,977	44,894	39,175
Net Income to Common	75,494	71,964	46,549	41,977	44,894	39,175
Net Income Growth	64.28%	54.60%	10.89%	-6.50%	14.60%	97.95%
Basic Shares Outstanding	3,773	3,774	3,774	3,774	3,774	3,774
Diluted Shares Outstanding	3,773	3,774	3,774	3,774	3,774	3,774
Shares Change (YoY)	-0.04%	-	-	-	0.01%	-
EPS (Basic)	20.01	19.07	12.33	11.12	11.90	10.38
EPS (Diluted)	20.01	19.07	12.33	11.12	11.90	10.38
EPS Growth	64.35%	54.60%	10.89%	-6.50%	14.59%	97.95%
Dividend Per Share	-	5.750	4.250	4.000	4.000	3.000
Dividend Growth	-	35.29%	6.25%	-	33.33%	-
Effective Tax Rate	19.09%	17.98%	19.62%	15.69%	22.96%	22.76%