Equity Group Holdings Balance Sheet

Financials in millions KES. Fiscal year is January - December.

Millions KES. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	69,076	302,451	273,257	193,738	147,802	190,365
Investment Securities	918,829	537,524	486,080	487,972	388,528	390,859
Trading Asset Securities	-	40,280	26,086	12,666	6,329	3,555
Total Investments	918,829	577,804	512,166	500,638	394,857	394,414
Gross Loans	873,494	949,903	897,120	962,989	761,531	638,584
Allowance for Loan Losses	-	-64,544	-74,788	-70,073	-50,190	-46,442
Other Adjustments to Gross Loans	-	-2,902	-3,096	-5,536	-4,753	-4,367
Net Loans	873,494	882,457	819,236	887,380	706,588	587,775
Property, Plant & Equipment	25,249	35,407	33,168	34,584	27,072	23,290
Goodwill	-	2,832	3,049	3,170	2,213	2,065
Other Intangible Assets	20,192	16,857	15,597	15,998	12,528	10,738
Investments in Real Estate	5,917	5,897	6,087	7,497	6,115	5,581
Other Receivables	1,539	13,407	10,835	8,494	6,317	3,620
Restricted Cash	49,950	86,911	71,352	95,515	84,567	52,417
Other Current Assets	-	23,765	22,727	30,968	30,222	19,709
Long-Term Deferred Tax Assets	23,487	21,223	35,497	41,830	27,244	14,940
Other Long-Term Assets	48,815	1,980	1,655	1,623	1,485	-
Total Assets	2,036,547	1,970,991	1,804,626	1,821,435	1,447,010	1,304,914
Accounts Payable	-	13,066	8,709	14,996	9,901	14,813
Accrued Expenses	-	9,851	8,046	8,091	6,445	5,520
Interest Bearing Deposits	1,509,389	585,888	565,841	615,634	432,245	345,500
Non-Interest Bearing Deposits	-	869,254	835,546	742,594	619,917	613,477
Total Deposits	1,509,389	1,455,142	1,401,387	1,358,228	1,052,162	958,977
Short-Term Borrowings	-	19,924	7,691	27,341	3,005	4,744
Current Portion of Long-Term Debt	-	22,742	13,889	1,256	18,557	14,619
Current Portion of Leases	-	1,422	3,212	1,966	2,342	3,017
Current Income Taxes Payable	4,414	1,892	619	5,036	1,830	925
Other Current Liabilities	-	49,975	41,696	41,381	14,854	3,042
Long-Term Debt	75,863	42,097	50,953	121,998	135,980	108,977
Long-Term Leases	-	9,213	7,919	7,625	6,785	5,883
Long-Term Unearned Revenue	-	6,987	8,179	10,292	6,505	5,966
Pension & Post-Retirement Benefits	2,671	2,604	2,163	2,262	1,856	1,269
Long-Term Deferred Tax Liabilities	5,063	4,841	3,295	2,828	1,642	971
Other Long-Term Liabilities	95,490	5,131	-	-	2,935	-
Total Liabilities	1,692,890	1,644,887	1,557,758	1,603,300	1,264,799	1,128,723
Common Stock	1,887	1,887	1,887	1,887	1,887	1,887
Additional Paid-In Capital	15,325	15,325	15,325	15,325	15,325	15,325
Retained Earnings	323,746	305,417	249,491	218,037	191,155	158,274
Comprehensive Income & Other	-14,456	-13,124	-32,662	-27,456	-32,172	-6,318
Total Common Equity	326,503	309,505	234,041	207,793	176,195	169,168
Minority Interest	17,154	16,599	12,827	10,342	6,016	7,023
Shareholders' Equity	343,657	326,104	246,868	218,135	182,211	176,191
Total Liabilities & Equity	2,036,547	1,970,991	1,804,626	1,821,435	1,447,010	1,304,914
Total Debt	75,863	95,398	83,664	160,186	166,669	137,240
Net Cash (Debt)	296,971	247,333	215,679	46,218	-12,538	56,680
Net Cash Growth	67.56%	14.68%	366.66%	-	-	-54.29%
Net Cash Per Share	78.71	65.54	57.15	12.25	-3.32	15.02
Filing Date Shares Outstanding	3,772	3,774	3,774	3,774	3,774	3,774
Total Common Shares Outstanding	3,772	3,774	3,774	3,774	3,774	3,774
Book Value Per Share	86.57	82.02	62.02	55.06	46.69	44.83
Tangible Book Value	306,311	289,816	215,395	188,625	161,454	156,365
Tangible Book Value Per Share	81.22	76.80	57.08	49.98	42.78	41.44