Equity Group Holdings Balance Sheet

Financials in millions KES. Fiscal year is January - December.

Millions KES. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	64,961	246,801	193,738	147,802	190,365	226,912
Investment Securities	741,336	486,080	487,972	388,528	390,859	216,924
Trading Asset Securities	-	26,086	12,666	6,329	3,555	922
Total Investments	741,336	512,166	500,638	394,857	394,414	217,846
Gross Loans	859,818	897,120	962,989	761,531	638,584	530,090
Allowance for Loan Losses	-	-74,788	-70,073	-50,190	-46,442	-48,004
Other Adjustments to Gross Loans	-	-3,096	-5,536	-4,753	-4,367	-4,239
Net Loans	859,818	819,236	887,380	706,588	587,775	477,847
Property, Plant & Equipment	23,046	33,168	34,584	27,072	23,290	21,994
Goodwill	-	3,049	3,170	2,213	2,065	1,970
Other Intangible Assets	13,477	15,597	15,998	12,528	10,738	9,621
Investments in Real Estate	5,948	6,087	7,497	6,115	5,581	5,576
Other Receivables	4,896	10,835	8,494	6,317	3,620	4,366
Restricted Cash	26,810	97,808	95,515	84,567	52,417	20,181
Other Current Assets	-	22,727	30,968	30,222	19,709	15,573
Long-Term Deferred Tax Assets	24,947	35,497	41,830	27,244	14,940	13,207
Other Long-Term Assets	51,776	1,655	1,623	1,485	-	-
Total Assets	1,817,016	1,804,626	1,821,435	1,447,010	1,304,914	1,015,093
Accounts Payable	-	8,709	14,996	9,901	14,813	7,773
Accrued Expenses	-	8,046	8,091	6,445	5,520	6,256
Interest Bearing Deposits	1,350,511	565,841	615,634	432,245	345,500	336,881
Non-Interest Bearing Deposits	-	835,546	742,594	619,917	613,477	403,920
Total Deposits	1,350,511	1,401,387	1,358,228	1,052,162	958,977	740,801
Short-Term Borrowings	-	6,711	27,341	3,005	4,744	10,688
Current Portion of Long-Term Debt	-	1,822	1,256	18,557	14,619	13,091
Current Portion of Leases	-	3,212	1,966	2,342	3,017	1,990
Current Income Taxes Payable	767.12	619	5,036	1,830	925	1,641
Other Current Liabilities	-	41,696	41,381	14,854	3,042	8,778
Long-Term Debt	67,042	64,000	121,998	135,980	108,977	73,369
Long-Term Leases	-	7,919	7,625	6,785	5,883	4,698
Long-Term Unearned Revenue	-	8,179	10,292	6,505	5,966	3,623
Pension & Post-Retirement Benefits	2,036	2,163	2,262	1,856	1,269	2,405
Long-Term Deferred Tax Liabilities	3,676	3,295	2,828	1,642	971	1,339
Other Long-Term Liabilities	89,762	-	-	2,935	-	-
Total Liabilities	1,513,793	1,557,758	1,603,300	1,264,799	1,128,723	876,452
Common Stock	1,887	1,887	1,887	1,887	1,887	1,887
Additional Paid-In Capital	15,325	15,325	15,325	15,325	15,325	15,325
Retained Earnings	285,570	249,491	218,037	191,155	158,274	119,344
Comprehensive Income & Other	-14,412	-32,662	-27,456	-32,172	-6,318	-4,380
Total Common Equity	288,370	234,041	207,793	176,195	169,168	132,176
Minority Interest	14,853	12,827	10,342	6,016	7,023	6,465
Shareholders' Equity	303,223	246,868	218,135	182,211	176,191	138,641
Total Liabilities & Equity	1,817,016	1,804,626	1,821,435	1,447,010	1,304,914	1,015,093
Total Debt	67,042	83,664	160,186	166,669	137,240	103,836
Net Cash (Debt)	205,827	189,223	46,218	-12,538	56,680	123,998
Net Cash Growth	5.95%	309.41%	-	-	-54.29%	1542.58%
Net Cash Per Share	54.54	50.14	12.25	-3.32	15.02	32.86
Filing Date Shares Outstanding	3,778	3,774	3,774	3,774	3,774	3,774
Total Common Shares Outstanding	3,778	3,774	3,774	3,774	3,774	3,774
Book Value Per Share	76.33	62.02	55.06	46.69	44.83	35.03
Tangible Book Value	274,893	215,395	188,625	161,454	156,365	120,585
Tangible Book Value Per Share	72.76	57.08	49.98	42.78	41.44	31.95

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.