Equity Group Holdings Cash Flow Statement

Financials in millions KES. Fiscal year is January - December.

Millions KES. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	71,964	46,549	41,977	44,894	39,175
Depreciation & Amortization	7,347	6,248	6,247	5,859	5,818
Other Amortization	2,430	1,903	1,074	1,512	1,410
Gain (Loss) on Sale of Assets	-531	-434	-41	82	253
Gain (Loss) on Sale of Investments	705	150	999	-546	258
Total Asset Writedown	-510	383	791	454	71
Provision for Credit Losses	17,001	24,567	35,352	14,909	5,720
Change in Trading Asset Securities	-19,350	-8,172	-2,754	-2,406	-2,383
Change in Other Net Operating Assets	-79,997	68,652	-197,387	-169,646	-149,526
Other Operating Activities	19,567	12,685	36,308	11,992	6,052
Operating Cash Flow	18,626	152,531	-77,434	-92,896	-93,152
Operating Cash Flow Growth	-87.79%	-	-	-	-
Capital Expenditures	-6,149	-5,830	-7,254	-5,704	-1,770
Sale of Property, Plant and Equipment	881	3,142	16	48	7
Cash Acquisitions	-	-	919	-	-
Investment in Securities	-15,328	-26,408	-109,779	-36,588	-184,314
Purchase / Sale of Intangibles	-3,870	-1,594	-3,814	-3,814	-3,270
Investing Cash Flow	-24,466	-30,690	-119,949	-46,268	-189,386
Long-Term Debt Issued	34,539	17,265	42,011	68,617	94,852
Long-Term Debt Repaid	-28,580	-87,700	-59,464	-43,842	-62,307
Net Debt Issued (Repaid)	5,959	-70,435	-17,453	24,775	32,545
Common Dividends Paid	-16,038	-15,095	-15,095	-11,321	-
Net Increase (Decrease) in Deposit Accounts	53,755	43,159	306,066	93,185	218,176
Other Financing Activities	-4,819	-12,101	-29,005	-7,849	-4,730
Financing Cash Flow	38,857	-54,472	244,513	98,790	245,991
Foreign Exchange Rate Adjustments	-3,823	12,150	-1,194	-2,189	-
Net Cash Flow	29,194	79,519	45,936	-42,563	-36,547
Free Cash Flow	12,477	146,701	-84,688	-98,600	-94,922
Free Cash Flow Growth	-91.50%	-	-	-	-
Free Cash Flow Margin	6.61%	91.14%	-62.98%	-81.48%	-94.92%
Free Cash Flow Per Share	3.31	38.87	-22.44	-26.13	-25.15
Cash Interest Paid	5,422	12,830	29,005	7,849	4,730
Cash Income Tax Paid	8,960	15,871	9,631	12,692	12,195

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.