Kenya · Delayed Price · Currency is KES Equity Group Holdings Earnings Call Transcripts
Fiscal Year 2026
-
Achieved 16% balance sheet growth, improved asset quality, and strong profit gains year-over-year. Regional subsidiaries now drive over half of group metrics, with digital and non-funded income rising rapidly. Capital and liquidity remain robust, supporting ambitious growth targets.
Fiscal Year 2025
-
Record profit after tax of KES 75.5B (+55% YoY) driven by efficiency, digital transformation, and regional growth. NPL ratio improved to 10%, cost-income ratio to 51%, and dividend payout up 35%. Outlook remains strong with aggressive expansion and continued investment in technology and human capital.
-
Profit after tax rose 32% to KES 54B, with strong growth in regional subsidiaries and insurance. NPLs improved to 12%, return on equity reached 26%, and the group is focused on digital transformation and expanding SME and women banking.
-
Transformation efforts have driven strong profit and revenue growth, with regional and non-banking segments now contributing significantly. The group is reallocating assets to higher-yielding loans, targeting further efficiency gains and robust risk management as it scales across Africa.
Fiscal Year 2024
-
Profit before tax rose 17% to KES 60.7B, with strong regional and insurance growth offsetting currency headwinds. NPLs declined to 12.2% with robust provisioning, and the group targets 10–15% loan and deposit growth in 2025, supported by digital and product innovation.