HF Group Plc (NASE:HFCK)

HF Group Income Statement

Financials in millions KES. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	6,555	5,348	4,364	3,975	4,282
Interest Paid on Deposits	3,744	2,655	2,110	2,095	2,399
Net Interest Income	2,811	2,693	2,254	1,880	1,882
Net Interest Income Growth (YoY)	4.40%	19.47%	19.89%	-0.13%	-6.73%
Income From Trading Activities	227.2	174.41	154.86	48.35	85.27
Gain (Loss) on Sale of Assets	-	3.56	-	1.19	0.01
Other Non-Interest Income	1,042	879.9	728.31	436.49	410.99
Total Non-Interest Income	1,269	1,058	883.17	486.03	496.26
Non-Interest Income Growth (YoY)	19.98%	19.78%	81.71%	-2.06%	-63.31%
Revenues Before Loan Losses	4,081	3,751	3,137	2,366	2,379
Provision for Loan Losses	364.46	309.3	194.13	280.65	405.07
Revenue	3,716	3,441	2,943	2,085	1,974
Revenue Growth (YoY)	7.98%	16.93%	41.13%	5.66%	-35.75%
Salaries and Employee Benefits	1,894	1,626	1,330	1,183	1,227
Occupancy Expenses	238.52	364.83	360.78	445.42	500.39
Selling, General & Administrative	217.42	122.81	125.68	149.02	128.76
Other Non-Interest Expense	949.09	1,061	928.4	1,158	1,797
Total Non-Interest Expense	3,276	3,143	2,752	2,951	3,750
EBT Excluding Unusual Items	439.99	298.48	191.39	-865.21	-1,776
Asset Writedown	20	36	-1	-100	-
Pretax Income	459.99	334.48	190.39	-965.21	-1,776
Income Tax Expense	-64.69	-53.67	-75.18	-297.46	-69.02
Net Income	524.69	388.16	265.57	-667.75	-1,707
Net Income to Common	524.69	388.16	265.57	-667.75	-1,707
Net Income Growth	35.17%	46.16%	-	-	-
Basic Shares Outstanding	582	385	385	385	385
Diluted Shares Outstanding	582	385	385	385	385
Shares Change (YoY)	51.43%	-	-	-	-
EPS (Basic)	0.90	1.01	0.69	-1.74	-4.44
EPS (Diluted)	0.90	1.01	0.69	-1.74	-4.44
EPS Growth	-10.82%	46.16%	-	-	-

Updated Nov 29, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.