HFCB Group Plc (NASE:HFCK)
Kenya · Delayed Price · Currency is KES 9.58
-0.04 (-0.42%)
At close: Jun 15, 2026
HFCB Group Income Statement
Financials in millions KES. Fiscal year is January - December.
Millions KES. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 7,599 | 7,651 | 6,555 | 5,348 | 4,364 | 3,975 |
Interest Paid on Deposits | 3,146 | 3,151 | 3,744 | 2,655 | 2,110 | 2,095 |
Net Interest Income | 4,776 | 4,500 | 2,811 | 2,693 | 2,254 | 1,880 |
Net Interest Income Growth (YoY) | 52.89% | 60.06% | 4.40% | 19.47% | 19.89% | -0.13% |
Income From Trading Activities | 258.99 | 258.99 | 227.2 | 174.41 | 154.86 | 48.35 |
Gain (Loss) on Sale of Assets | - | - | - | 3.56 | - | 1.19 |
Other Non-Interest Income | 1,793 | 1,649 | 1,042 | 879.9 | 728.31 | 436.49 |
Total Non-Interest Income | 2,052 | 1,908 | 1,269 | 1,058 | 883.17 | 486.03 |
Non-Interest Income Growth (YoY) | 56.95% | 50.34% | 19.98% | 19.78% | 81.71% | -2.06% |
Revenues Before Loan Losses | 6,828 | 6,408 | 4,081 | 3,751 | 3,137 | 2,366 |
Provision for Loan Losses | 420.77 | 408.28 | 364.46 | 309.3 | 194.13 | 280.65 |
| 6,407 | 6,000 | 3,716 | 3,441 | 2,943 | 2,085 | |
Revenue Growth (YoY) | 57.22% | 61.45% | 7.98% | 16.93% | 41.13% | 5.66% |
Salaries and Employee Benefits | 2,466 | 2,318 | 1,894 | 1,626 | 1,330 | 1,183 |
Occupancy Expenses | 223.8 | 220.15 | 238.52 | 364.83 | 360.78 | 445.42 |
Amortization of Goodwill & Intangibles | 1.97 | - | - | - | - | - |
Selling, General & Administrative | 291.12 | 289.26 | 148.07 | 122.81 | 125.68 | 149.02 |
Other Non-Interest Expense | 1,669 | 1,688 | 1,018 | 1,061 | 928.4 | 1,158 |
Total Non-Interest Expense | 4,527 | 4,390 | 3,276 | 3,143 | 2,752 | 2,951 |
EBT Excluding Unusual Items | 1,880 | 1,609 | 439.99 | 298.48 | 191.39 | -865.21 |
Asset Writedown | - | - | 20 | 36 | -1 | -100 |
Pretax Income | 1,880 | 1,609 | 459.99 | 334.48 | 190.39 | -965.21 |
Income Tax Expense | 310.56 | 187.19 | -64.69 | -53.67 | -75.18 | -297.46 |
Net Income | 1,570 | 1,422 | 524.69 | 388.16 | 265.57 | -667.75 |
Net Income to Common | 1,570 | 1,422 | 524.69 | 388.16 | 265.57 | -667.75 |
Net Income Growth | 123.54% | 171.07% | 35.17% | 46.16% | - | - |
Basic Shares Outstanding | 1,775 | 1,885 | 582 | 385 | 385 | 385 |
Diluted Shares Outstanding | 1,775 | 1,885 | 582 | 385 | 385 | 385 |
Shares Change (YoY) | -5.84% | 223.73% | 51.43% | - | - | - |
EPS (Basic) | 0.88 | 0.75 | 0.90 | 1.01 | 0.69 | -1.74 |
EPS (Diluted) | 0.88 | 0.75 | 0.90 | 1.01 | 0.69 | -1.74 |
EPS Growth | 136.33% | -16.67% | -10.82% | 46.16% | - | - |
Effective Tax Rate | 16.52% | 11.63% | - | - | - | - |