HF Group Ratios and Metrics

Market cap in millions KES. Fiscal year is January - December.

Millions KES. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May '26 May 22, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	17,837	18,779	1,735	1,338	1,227	1,500
Market Cap Growth	686.03%	982.63%	29.60%	9.09%	-18.20%	17.47%
Last Close Price	9.46	9.96	4.51	3.29	3.02	3.69
PE Ratio	12.61	13.20	3.31	3.45	4.62	-
PS Ratio	2.97	3.13	0.47	0.39	0.42	0.72
PB Ratio	1.01	1.06	0.11	0.15	0.14	0.18
P/FCF Ratio	-	-	-	-	-	0.58
P/OCF Ratio	-	-	-	-	-	0.57
Debt / Equity Ratio	0.27	0.27	0.25	0.63	0.61	0.60
Debt / FCF Ratio	-	-	-	-	-	1.91
Net Debt / Equity Ratio	0.14	0.14	-0.04	0.42	0.51	0.46
Net Debt / FCF Ratio	-0.22	-0.22	0.09	-1.48	-2.63	1.45
Return on Equity (ROE)	8.54%	8.54%	4.29%	4.41%	3.13%	-7.95%
Return on Assets (ROA)	1.84%	1.84%	0.79%	0.66%	0.48%	-1.23%
Earnings Yield	7.97%	7.57%	30.25%	29.00%	21.64%	-44.52%
FCF Yield	-60.22%	-57.20%	-380.43%	-186.15%	-138.39%	173.17%
Buyback Yield / Dilution	-223.73%	-223.73%	-51.43%	-	-	-
Total Shareholder Return	-223.73%	-223.73%	-51.43%	-	-	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.