HF Group Plc (NASE: HFCK)

HF Group Balance Sheet

Financials in millions KES. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	349.97	1,867	848.69	1,186	798.42	1,836
Investment Securities	15,913	10,737	9,938	8,055	8,741	6,334
Total Investments	15,913	10,737	9,938	8,055	8,741	6,334
Gross Loans	38,196	42,428	39,731	38,049	40,630	42,387
Allowance for Loan Losses	-	-3,640	-3,432	-3,357	-3,631	-3,607
Net Loans	38,196	38,788	36,299	34,693	36,998	38,780
Property, Plant & Equipment	852.22	986.74	1,072	1,590	1,781	1,854
Other Intangible Assets	308.51	277.9	332.59	519.87	703.25	863.51
Investments in Real Estate	1,885	1,885	1,849	1,699	1,263	1,257
Other Receivables	368.64	1,653	1,442	873.78	822.21	570.74
Restricted Cash	2,092	1,475	1,564	1,596	1,688	1,950
Other Current Assets	-	773.84	657.88	625.16	682.76	753.34
Long-Term Deferred Tax Assets	1,944	1,764	1,571	1,568	1,305	1,217
Other Real Estate Owned & Foreclosed	-	961.53	997.45	381.2	337.77	252.21
Other Long-Term Assets	3,693	380.21	380.21	380.21	324.25	788.04
Total Assets	65,602	61,550	56,951	53,166	55,445	56,455
Accounts Payable	-	1,461	1,086	417.79	272.31	254.15
Accrued Expenses	-	87.33	338.9	328.64	324.18	336.67
Interest Bearing Deposits	45,713	43,851	39,821	38,317	41,135	37,928
Total Deposits	45,713	43,851	39,821	38,317	41,135	37,928
Short-Term Borrowings	3,913	1,502	513.05	28.98	-	-
Current Portion of Long-Term Debt	-	527.15	3,330	3,889	2,152	1,688
Current Portion of Leases	-	84	103.88	142.81	142.92	133.65
Other Current Liabilities	0.25	398.97	167.37	112.63	63.94	64.04
Long-Term Debt	2,965	3,266	1,041	462.66	1,529	4,169
Long-Term Leases	-	177.52	330.6	436.59	507.83	581.1
Long-Term Unearned Revenue	-	392.78	383.18	303.83	318.41	265.69
Long-Term Deferred Tax Liabilities	0.49	0.49	-	-	-	-
Other Long-Term Liabilities	3,625	937.08	1,112	496.23	438.18	843.34
Total Liabilities	56,216	52,685	48,226	44,935	46,883	46,263
Common Stock	1,923	1,923	1,923	1,923	1,923	1,923
Additional Paid-In Capital	4,344	4,344	4,344	4,344	4,344	4,344
Retained Earnings	2,076	1,592	1,204	938.27	1,269	2,976
Comprehensive Income & Other	1,044	1,007	1,255	1,026	1,026	948.92
Shareholders' Equity	9,386	8,865	8,725	8,231	8,562	10,191
Total Liabilities & Equity	65,602	61,550	56,951	53,166	55,445	56,455
Total Debt	6,878	5,556	5,318	4,960	4,332	6,571
Net Cash (Debt)	-5,550	-3,689	-4,469	-3,774	-3,533	-4,735
Net Cash Per Share	-14.43	-9.59	-11.62	-9.81	-9.19	-12.31
Filing Date Shares Outstanding	384.61	384.61	384.61	384.61	384.61	384.61
Total Common Shares Outstanding	384.61	384.61	384.61	384.61	384.61	384.61
Book Value Per Share	24.40	23.05	22.69	21.40	22.26	26.50
Tangible Book Value	9,077	8,587	8,393	7,711	7,859	9,328
Tangible Book Value Per Share	23.60	22.33	21.82	20.05	20.43	24.25

Source: S&P Capital IQ. Banks template. Financial Sources.