HF Group Plc (NASE:HFCK)

HF Group Balance Sheet

Financials in millions KES. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	409.55	3,053	1,867	848.69	1,186	798.42
Investment Securities	28,860	17,808	10,737	9,938	8,055	8,741
Trading Asset Securities	-	15.8	-	-	-	-
Total Investments	28,860	17,824	10,737	9,938	8,055	8,741
Gross Loans	39,255	42,847	42,428	39,731	38,049	40,630
Allowance for Loan Losses	-	-3,986	-3,640	-3,432	-3,357	-3,631
Net Loans	39,255	38,861	38,788	36,299	34,693	36,998
Property, Plant & Equipment	930.16	1,020	986.74	1,072	1,590	1,781
Other Intangible Assets	383.41	316.32	277.9	332.59	519.87	703.25
Investments in Real Estate	1,905	1,905	1,885	1,849	1,699	1,263
Other Receivables	351.87	1,827	1,653	1,442	873.78	822.21
Restricted Cash	2,951	1,422	1,475	1,564	1,596	1,688
Other Current Assets	-	750.04	773.84	657.88	625.16	682.76
Long-Term Deferred Tax Assets	1,205	1,654	1,764	1,571	1,568	1,305
Other Real Estate Owned & Foreclosed	-	965.91	961.53	997.45	381.2	337.77
Other Long-Term Assets	3,686	548.77	380.21	380.21	380.21	324.25
Total Assets	79,938	70,148	61,550	56,951	53,166	55,445
Accounts Payable	-	1,977	1,461	1,086	417.79	272.31
Accrued Expenses	-	307.8	87.33	338.9	328.64	324.18
Interest Bearing Deposits	54,740	47,859	43,851	39,821	38,317	41,135
Total Deposits	54,740	47,859	43,851	39,821	38,317	41,135
Short-Term Borrowings	-	-	1,502	513.05	28.98	-
Current Portion of Long-Term Debt	-	2,047	2,954	3,330	3,889	2,152
Current Portion of Leases	-	68.06	84	103.88	142.81	142.92
Other Current Liabilities	0.25	440.99	398.97	167.37	112.63	63.94
Long-Term Debt	4,090	696.4	839.34	1,041	462.66	1,529
Long-Term Leases	-	124.76	177.52	330.6	436.59	507.83
Long-Term Unearned Revenue	-	398.57	392.78	383.18	303.83	318.41
Long-Term Deferred Tax Liabilities	0.9	0.9	0.49	-	-	-
Other Long-Term Liabilities	3,729	544.86	937.08	1,112	496.23	438.18
Total Liabilities	62,560	54,466	52,685	48,226	44,935	46,883
Common Stock	9,427	9,427	1,923	1,923	1,923	1,923
Additional Paid-In Capital	2,649	2,649	4,344	4,344	4,344	4,344
Retained Earnings	3,766	2,117	1,592	1,204	938.27	1,269
Comprehensive Income & Other	1,535	1,488	1,007	1,255	1,026	1,026
Shareholders' Equity	17,378	15,682	8,865	8,725	8,231	8,562
Total Liabilities & Equity	79,938	70,148	61,550	56,951	53,166	55,445
Total Debt	4,090	2,937	5,556	5,318	4,960	4,332
Net Cash (Debt)	-2,163	132.26	-3,689	-4,469	-3,774	-3,533
Net Cash Per Share	-1.15	0.23	-9.59	-11.62	-9.81	-9.19
Filing Date Shares Outstanding	1,885	1,885	384.61	384.61	384.61	384.61
Total Common Shares Outstanding	1,885	1,885	384.61	384.61	384.61	384.61
Book Value Per Share	9.22	8.32	23.05	22.69	21.40	22.26
Tangible Book Value	16,994	15,365	8,587	8,393	7,711	7,859
Tangible Book Value Per Share	9.01	8.15	22.33	21.82	20.05	20.43

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.