I&M Group PLC (NASE:IMH)

I&M Group Income Statement

Financials in millions KES. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	67,157	68,106	50,459	37,351	33,081	27,849
Interest Paid on Deposits	27,796	30,543	21,828	14,407	12,205	12,249
Net Interest Income	41,483	37,562	28,630	22,945	20,877	15,600
Net Interest Income Growth (YoY)	25.98%	31.20%	24.78%	9.90%	33.83%	0.58%
Income From Trading Activities	3,757	3,757	6,370	5,909	3,367	3,870
Gain (Loss) on Sale of Assets	-53.51	-53.51	0.62	-9.82	-12.61	-3.33
Other Non-Interest Income	9,705	8,913	6,763	6,228	4,885	4,435
Total Non-Interest Income	13,409	12,616	13,134	12,128	8,239	8,302
Non-Interest Income Growth (YoY)	8.33%	-3.94%	8.29%	47.19%	-0.76%	4.15%
Revenues Before Loan Losses	54,892	50,179	41,764	35,072	29,116	23,902
Provision for Loan Losses	8,420	7,818	6,870	5,245	4,200	2,473
Revenue	46,472	42,360	34,894	29,827	24,917	21,429
Revenue Growth (YoY)	21.74%	21.40%	16.99%	19.71%	16.28%	-6.20%
Salaries and Employee Benefits	9,975	9,199	7,655	6,587	6,002	4,555
Occupancy Expenses	3,656	3,708	3,691	3,187	2,591	1,955
Selling, General & Administrative	-23.16	-	-	-	-	-
Other Non-Interest Expense	10,140	9,574	8,072	5,722	4,460	3,288
Total Non-Interest Expense	22,719	21,584	18,214	14,835	12,504	10,477
EBT Excluding Unusual Items	23,753	20,776	16,680	14,992	12,413	10,952
Pretax Income	23,753	20,776	16,680	14,992	12,413	10,952
Income Tax Expense	4,884	4,123	3,335	3,409	3,789	2,539
Earnings From Continuing Operations	18,870	16,654	13,345	11,584	8,624	8,413
Minority Interest in Earnings	-1,360	-1,274	-730.04	-390.21	-493.19	-338.7
Net Income	17,509	15,379	12,615	11,193	8,131	8,074
Net Income to Common	17,509	15,379	12,615	11,193	8,131	8,074
Net Income Growth	30.22%	21.91%	12.70%	37.67%	0.70%	-21.68%
Basic Shares Outstanding	1,654	1,654	1,654	1,654	1,654	1,654
Diluted Shares Outstanding	1,654	1,654	1,654	1,654	1,654	1,654
Shares Change (YoY)	-0.01%	-	-	-	-	-
EPS (Basic)	10.58	9.30	7.63	6.77	4.92	4.88
EPS (Diluted)	10.58	9.30	7.63	6.77	4.92	4.88
EPS Growth	30.23%	21.91%	12.70%	37.67%	0.70%	-21.68%
Dividend Per Share	-	3.000	2.550	2.250	1.500	1.125
Dividend Growth	-	17.65%	13.33%	50.00%	33.33%	-11.77%
Effective Tax Rate	20.56%	19.84%	19.99%	22.74%	30.52%	23.19%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.