I&M Group PLC (NASE:IMH)

I&M Group Income Statement

Financials in millions RWF. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	744,700	724,209	405,730	323,372	294,612	249,271
Interest Paid on Deposits	333,365	324,785	175,516	124,728	108,690	109,640
Net Interest Income	411,335	399,424	230,213	198,645	185,922	139,631
Net Interest Income Growth (YoY)	35.63%	73.50%	15.89%	6.84%	33.15%	-0.90%
Income From Trading Activities	40,882	39,953	51,219	51,162	29,986	34,643
Gain (Loss) on Sale of Assets	-582.28	-569.05	5.01	-85.04	-112.26	-29.82
Other Non-Interest Income	97,072	94,774	54,380	53,919	43,503	39,700
Total Non-Interest Income	137,372	134,158	105,605	104,996	73,377	74,313
Non-Interest Income Growth (YoY)	9.38%	27.04%	0.58%	43.09%	-1.26%	2.62%
Revenues Before Loan Losses	548,706	533,582	335,818	303,641	259,300	213,944
Provision for Loan Losses	85,484	83,137	55,237	45,409	37,400	22,134
Revenue	463,222	450,445	280,581	258,232	221,899	191,810
Revenue Growth (YoY)	27.77%	60.54%	8.65%	16.37%	15.69%	-7.58%
Salaries and Employee Benefits	100,871	97,819	61,549	57,029	53,451	40,775
Occupancy Expenses	40,434	39,428	29,679	27,595	23,075	17,495
Selling, General & Administrative	430.23	-	-	-	-	-
Other Non-Interest Expense	104,174	101,807	64,907	49,543	39,716	29,431
Total Non-Interest Expense	236,151	229,517	146,457	128,434	111,354	93,780
EBT Excluding Unusual Items	227,072	220,928	134,124	129,798	110,545	98,031
Pretax Income	227,072	220,928	134,124	129,798	110,545	98,031
Income Tax Expense	45,190	43,838	26,817	29,511	33,743	22,730
Earnings From Continuing Operations	181,882	177,090	107,307	100,287	76,802	75,300
Minority Interest in Earnings	-13,867	-13,552	-5,870	-3,378	-4,392	-3,032
Net Income	168,015	163,538	101,437	96,909	72,410	72,269
Net Income to Common	168,015	163,538	101,437	96,909	72,410	72,269
Net Income Growth	27.87%	61.22%	4.67%	33.83%	0.19%	-22.83%
Basic Shares Outstanding	-	1,654	1,654	1,654	1,654	1,654
Diluted Shares Outstanding	-	1,654	1,654	1,654	1,654	1,654
EPS (Basic)	-	98.90	61.34	58.60	43.79	43.70
EPS (Diluted)	-	98.90	61.34	58.60	43.79	43.70
EPS Growth	-	61.22%	4.67%	33.83%	0.19%	-22.83%
Dividend Per Share	32.643	31.901	20.504	19.480	13.358	10.070
Dividend Growth	-	55.58%	5.26%	45.82%	32.66%	-13.06%
Effective Tax Rate	19.90%	19.84%	19.99%	22.74%	30.52%	23.19%

Updated Nov 19, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.