I&M Group Income Statement

Financials in millions KES. Fiscal year is January - December.

Millions KES. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	-	45,597	68,106	50,459	37,351	33,081
Interest Income on Investments	-	23,594	-	-	-	-
Total Interest Income	-	69,192	68,106	50,459	37,351	33,081
Interest Paid on Deposits	-	21,930	30,543	21,828	14,407	12,205
Interest Paid on Borrowings	-	1,310	-	-	-	-
Total Interest Expense	-	23,241	30,543	21,828	14,407	12,205
Net Interest Income	-	45,951	37,562	28,630	22,945	20,877
Net Interest Income Growth (YoY)	-	22.33%	31.20%	24.78%	9.90%	33.83%
Income From Trading Activities	-	-	3,757	6,370	5,909	3,367
Gain (Loss) on Sale of Assets	-	-	-53.51	0.62	-9.82	-12.61
Other Non-Interest Income	-	14,376	8,913	6,763	6,228	4,885
Total Non-Interest Income	-	14,376	12,616	13,134	12,128	8,239
Non-Interest Income Growth (YoY)	-	13.95%	-3.94%	8.29%	47.19%	-0.76%
Revenues Before Loan Losses	-	60,327	50,179	41,764	35,072	29,116
Provision for Loan Losses	-	8,690	7,818	6,870	5,245	4,200
Revenue	-	51,637	42,360	34,894	29,827	24,917
Revenue Growth (YoY)	-	21.90%	21.40%	16.99%	19.71%	16.28%
Salaries and Employee Benefits	-	10,910	9,199	7,655	6,587	6,002
Occupancy Expenses	-	2,238	3,708	3,691	3,187	2,591
Amortization of Goodwill & Intangibles	-	1,005	-	-	-	-
Selling, General & Administrative	-	871.42	-	-	-	-
Other Non-Interest Expense	-	13,210	9,574	8,072	5,722	4,460
Total Non-Interest Expense	-	27,457	21,584	18,214	14,835	12,504
EBT Excluding Unusual Items	-	24,180	20,776	16,680	14,992	12,413
Pretax Income	-	24,180	20,776	16,680	14,992	12,413
Income Tax Expense	-	4,343	4,123	3,335	3,409	3,789
Earnings From Continuing Operations	-	19,837	16,654	13,345	11,584	8,624
Minority Interest in Earnings	-	-1,056	-1,274	-730.04	-390.21	-493.19
Net Income	-	18,781	15,379	12,615	11,193	8,131
Net Income to Common	-	18,781	15,379	12,615	11,193	8,131
Net Income Growth	-	22.12%	21.91%	12.70%	37.67%	0.70%
Basic Shares Outstanding	1,742	1,741	1,654	1,654	1,654	1,654
Diluted Shares Outstanding	1,742	1,741	1,654	1,654	1,654	1,654
Shares Change (YoY)	4.38%	5.26%	-	-	-	-
EPS (Basic)	-	10.79	9.30	7.63	6.77	4.92
EPS (Diluted)	-	10.79	9.30	7.63	6.77	4.92
EPS Growth	-	16.02%	21.91%	12.70%	37.67%	0.70%
Dividend Per Share	-	3.750	3.000	2.550	2.250	1.500
Dividend Growth	-	25.00%	17.65%	13.33%	50.00%	33.33%
Effective Tax Rate	-	17.96%	19.84%	19.99%	22.74%	30.52%