I&M Group Income Statement

Financials in millions KES. Fiscal year is January - December.

Millions KES. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	69,819	69,192	70,148	50,459	37,351	33,081
Interest Paid on Deposits	23,310	23,241	30,543	21,828	14,407	12,205
Net Interest Income	48,867	45,951	39,605	28,630	22,945	20,877
Net Interest Income Growth (YoY)	20.38%	16.02%	38.33%	24.78%	9.90%	33.83%
Income From Trading Activities	5,062	5,062	3,757	6,370	5,909	3,367
Gain (Loss) on Sale of Assets	38.22	38.22	-53.51	0.62	-9.82	-12.61
Other Non-Interest Income	8,636	8,381	6,248	6,763	6,228	4,885
Total Non-Interest Income	13,736	13,481	9,952	13,134	12,128	8,239
Non-Interest Income Growth (YoY)	32.27%	35.46%	-24.22%	8.29%	47.19%	-0.76%
Revenues Before Loan Losses	62,603	59,431	49,557	41,764	35,072	29,116
Provision for Loan Losses	9,702	8,690	7,818	6,870	5,245	4,200
Revenue	52,901	50,742	41,739	34,894	29,827	24,917
Revenue Growth (YoY)	22.75%	21.57%	19.61%	16.99%	19.71%	16.28%
Salaries and Employee Benefits	11,620	11,071	9,199	7,655	6,587	6,002
Occupancy Expenses	3,982	3,954	3,708	3,691	3,187	2,591
Selling, General & Administrative	56.63	-	-	-	-	-
Other Non-Interest Expense	13,238	12,314	9,977	8,072	5,722	4,460
Total Non-Interest Expense	28,194	26,562	21,987	18,214	14,835	12,504
EBT Excluding Unusual Items	24,707	24,180	19,752	16,680	14,992	12,413
Pretax Income	24,707	24,180	19,752	16,680	14,992	12,413
Income Tax Expense	4,050	4,343	3,815	3,335	3,409	3,789
Earnings From Continuing Operations	20,658	19,837	15,937	13,345	11,584	8,624
Minority Interest in Earnings	-1,081	-1,056	-1,216	-730.04	-390.21	-493.19
Net Income	19,577	18,781	14,721	12,615	11,193	8,131
Net Income to Common	19,577	18,781	14,721	12,615	11,193	8,131
Net Income Growth	27.76%	27.59%	16.69%	12.70%	37.67%	0.70%
Basic Shares Outstanding	1,728	1,714	1,654	1,654	1,654	1,654
Diluted Shares Outstanding	1,728	1,714	1,654	1,654	1,654	1,654
Shares Change (YoY)	4.03%	3.66%	-	-	-	-
EPS (Basic)	11.33	10.96	8.90	7.63	6.77	4.92
EPS (Diluted)	11.33	10.96	8.90	7.63	6.77	4.92
EPS Growth	22.81%	23.08%	16.69%	12.70%	37.67%	0.70%
Dividend Per Share	-	3.750	3.000	2.550	2.250	1.500
Dividend Growth	-	25.00%	17.65%	13.33%	50.00%	33.33%
Effective Tax Rate	16.39%	17.96%	19.32%	19.99%	22.74%	30.52%