I&M Group Balance Sheet

Financials in millions KES. Fiscal year is January - December.

Millions KES. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	9,868	68,666	60,191	78,617	27,696	26,056
Investment Securities	335,761	227,342	166,101	122,442	102,167	114,324
Trading Asset Securities	1,345	1,350	1,440	2,780	16,403	16,368
Total Investments	337,106	228,693	167,541	125,222	118,570	130,693
Gross Loans	322,922	323,465	304,212	325,206	257,008	224,804
Allowance for Loan Losses	-	-15,491	-14,460	-13,874	-17,438	-13,869
Net Loans	322,922	307,974	289,752	311,331	239,570	210,935
Property, Plant & Equipment	13,591	13,498	14,186	14,488	12,515	12,884
Goodwill	-	3,929	3,948	4,316	3,987	3,894
Other Intangible Assets	6,989	3,241	2,949	3,176	2,899	2,685
Other Receivables	331.55	7,973	5,661	7,048	5,332	2,930
Restricted Cash	26,647	18,691	20,505	22,235	16,056	17,361
Other Current Assets	-	1,588	1,839	1,373	1,507	1,639
Long-Term Deferred Tax Assets	12,642	12,339	12,519	11,913	9,207	6,104
Other Long-Term Assets	12,410	2,292	1,814	-	-	-
Total Assets	742,507	668,884	580,905	579,719	437,337	415,181
Accounts Payable	-	3,837	3,275	2,124	2,902	1,609
Accrued Expenses	-	3,122	3,423	2,797	2,388	1,817
Interest Bearing Deposits	583,650	520,969	447,226	456,174	330,489	315,861
Total Deposits	583,650	520,969	447,226	456,174	330,489	315,861
Short-Term Borrowings	-	348.09	1,263	-	-	-
Current Portion of Long-Term Debt	-	6,757	4,237	883.24	3,038	1,796
Current Portion of Leases	-	856.47	877.83	1,023	497.84	494.86
Current Income Taxes Payable	791.91	474.93	1,326	219.41	208.83	29.31
Other Current Liabilities	-	3,311	6,013	1,059	799.43	294.98
Long-Term Debt	13,463	4,314	9,833	17,388	13,757	17,750
Long-Term Leases	-	2,226	1,843	1,562	894.19	1,201
Long-Term Deferred Tax Liabilities	729.3	686.79	658.43	476.36	528.71	-
Other Long-Term Liabilities	13,287	-	-	313.03	184.63	278.96
Total Liabilities	611,921	546,902	479,975	484,019	355,688	341,133
Common Stock	1,740	1,740	1,654	1,654	1,654	1,654
Additional Paid-In Capital	21,663	21,663	17,562	17,562	17,562	17,562
Retained Earnings	96,129	91,408	77,463	69,109	60,667	51,955
Comprehensive Income & Other	3,765	349.6	-2,863	-150.83	-3,365	-1,577
Total Common Equity	123,297	115,161	93,815	88,173	76,517	69,593
Minority Interest	7,289	6,821	7,115	7,527	5,132	4,455
Shareholders' Equity	130,587	121,982	100,930	95,700	81,650	74,048
Total Liabilities & Equity	742,507	668,884	580,905	579,719	437,337	415,181
Total Debt	13,463	14,501	18,054	20,856	18,187	21,242
Net Cash (Debt)	59,799	55,515	43,577	60,541	25,912	21,182
Net Cash Growth	37.23%	27.40%	-28.02%	133.64%	22.33%	-4.22%
Net Cash Per Share	34.60	32.39	26.35	36.61	15.67	12.81
Filing Date Shares Outstanding	1,742	1,740	1,654	1,654	1,654	1,654
Total Common Shares Outstanding	1,742	1,740	1,654	1,654	1,654	1,654
Book Value Per Share	70.77	66.18	56.73	53.32	46.27	42.09
Tangible Book Value	116,309	107,991	86,918	80,681	69,632	63,014
Tangible Book Value Per Share	66.76	62.06	52.56	48.79	42.11	38.11