I&M Group PLC (NASE:IMH)

I&M Group Balance Sheet

Financials in millions RWF. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	56,577	640,046	632,150	239,783	232,048	240,366
Investment Securities	222,361	1,777,189	984,535	884,522	1,018,133	849,411
Trading Asset Securities	2,889	11,681	22,352	142,010	145,769	106,242
Total Investments	225,249	1,788,869	1,006,887	1,026,532	1,163,902	955,653
Gross Loans	397,293	3,230,548	2,614,930	2,225,073	2,002,029	1,793,357
Allowance for Loan Losses	-	-153,760	-111,562	-150,969	-123,515	-116,029
Net Loans	397,293	3,076,788	2,503,368	2,074,105	1,878,514	1,677,328
Property, Plant & Equipment	28,137	170,137	116,494	108,347	114,737	108,500
Goodwill	-	41,983	34,703	34,516	34,680	28,244
Other Intangible Assets	3,221	31,358	25,540	25,096	23,911	21,809
Other Receivables	179,204	64,483	56,672	46,159	26,095	18,118
Restricted Cash	-	218,044	178,784	139,008	154,610	103,008
Other Current Assets	-	19,558	11,043	13,045	14,596	14,606
Long-Term Deferred Tax Assets	-	129,857	95,792	79,709	54,362	37,697
Other Long-Term Assets	20,932	-	-	-	-	-
Total Assets	910,616	6,181,122	4,661,434	3,786,299	3,697,455	3,205,329
Accounts Payable	-	-	17,079	25,123	14,328	11,529
Accrued Expenses	-	-	22,494	20,676	16,186	14,824
Interest Bearing Deposits	745,328	4,755,637	3,668,021	2,861,250	2,812,947	2,411,779
Total Deposits	745,328	4,755,637	3,668,021	2,861,250	2,812,947	2,411,779
Short-Term Borrowings	-	-	-	-	-	323.73
Current Portion of Long-Term Debt	-	45,055	7,102	26,302	15,995	26,186
Current Portion of Leases	-	-	8,226	4,310	4,407	4,516
Current Income Taxes Payable	1,866	14,097	1,764	1,808	261.02	1,395
Other Current Liabilities	-	34,996	8,515	6,921	2,627	4,307
Long-Term Debt	34,825	104,559	139,815	119,100	158,075	106,045
Long-Term Leases	-	-	12,561	7,742	10,699	11,586
Long-Term Deferred Tax Liabilities	4,019	7,001	3,830	4,577	-	-
Other Long-Term Liabilities	22,621	138,899	2,517	1,598	2,484	3,611
Total Liabilities	808,659	5,100,245	3,891,923	3,079,408	3,038,009	2,596,100
Common Stock	15,150	17,584	13,297	14,316	14,727	7,401
Additional Paid-In Capital	6,250	186,744	141,210	152,042	156,398	164,612
Retained Earnings	73,754	830,716	555,693	525,236	462,689	407,075
Comprehensive Income & Other	6,803	-30,441	-1,213	-29,135	-14,042	-4,533
Total Common Equity	101,957	1,004,603	708,987	662,459	619,771	574,555
Minority Interest	-	76,275	60,524	44,432	39,675	34,674
Shareholders' Equity	101,957	1,080,878	769,511	706,891	659,447	609,229
Total Liabilities & Equity	910,616	6,181,122	4,661,434	3,786,299	3,697,455	3,205,329
Total Debt	34,825	149,614	167,703	157,454	189,176	148,655
Net Cash (Debt)	24,641	502,112	486,798	224,339	188,641	197,953
Net Cash Growth	-93.63%	3.15%	116.99%	18.92%	-4.70%	-56.32%
Net Cash Per Share	-	303.64	294.38	135.67	114.08	119.71
Filing Date Shares Outstanding	-	1,654	1,654	1,654	1,654	1,654
Total Common Shares Outstanding	-	1,654	1,654	1,654	1,654	1,654
Book Value Per Share	-	607.52	428.75	400.61	374.80	347.45
Tangible Book Value	98,735	931,262	648,744	602,847	561,181	524,502
Tangible Book Value Per Share	-	563.16	392.32	364.56	339.36	317.18

Updated Nov 19, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.