I&M Group PLC (NASE: IMH)

I&M Group Balance Sheet

Financials in millions KES. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	5,886	78,617	27,696	26,056	26,854	48,613
Investment Securities	214,173	122,442	102,167	114,324	94,896	45,501
Trading Asset Securities	548.46	2,780	16,403	16,368	11,869	13,744
Total Investments	214,721	125,222	118,570	130,693	106,766	59,245
Gross Loans	-	325,206	257,008	224,804	200,354	186,348
Allowance for Loan Losses	-	-13,874	-17,438	-13,869	-12,963	-11,019
Net Loans	-	311,331	239,570	210,935	187,391	175,329
Property, Plant & Equipment	13,415	14,488	12,515	12,884	12,122	10,152
Goodwill	-	4,316	3,987	3,894	3,155	3,114
Other Intangible Assets	6,790	3,176	2,899	2,685	2,436	2,043
Other Receivables	193.81	7,048	5,332	2,930	2,024	1,770
Restricted Cash	25,894	22,235	16,056	17,361	11,508	10,825
Other Current Assets	-	1,373	1,507	1,639	1,632	1,038
Long-Term Deferred Tax Assets	11,341	11,913	9,207	6,104	4,212	3,015
Other Long-Term Assets	8,136	-	-	-	-	147.32
Total Assets	567,719	579,719	437,337	415,181	358,100	315,291
Accounts Payable	-	2,124	2,902	1,609	1,288	1,067
Accrued Expenses	1,008	2,797	2,388	1,817	1,656	1,670
Interest Bearing Deposits	430,930	456,174	330,489	315,861	269,444	237,742
Total Deposits	430,930	456,174	330,489	315,861	269,444	237,742
Short-Term Borrowings	-	-	-	-	36.17	-
Current Portion of Long-Term Debt	-	883.24	3,038	1,796	2,925	1,957
Current Portion of Leases	-	1,023	497.84	494.86	504.49	443.58
Current Income Taxes Payable	-	219.41	208.83	29.31	155.86	894.69
Other Current Liabilities	-	1,059	799.43	294.98	481.18	410.65
Long-Term Debt	29,943	17,388	13,757	17,750	11,847	8,898
Long-Term Leases	-	1,562	894.19	1,201	1,294	1,176
Long-Term Deferred Tax Liabilities	418.32	476.36	528.71	-	-	-
Other Long-Term Liabilities	11,309	313.03	184.63	278.96	403.39	168.91
Total Liabilities	473,609	484,019	355,688	341,133	290,037	254,429
Common Stock	1,654	1,654	1,654	1,654	826.81	826.81
Additional Paid-In Capital	17,562	17,562	17,562	17,562	18,391	18,391
Retained Earnings	71,956	69,109	60,667	51,955	45,478	39,437
Comprehensive Income & Other	-3,555	-150.83	-3,365	-1,577	-506.44	-915.43
Total Common Equity	87,616	88,173	76,517	69,593	64,189	57,739
Minority Interest	6,494	7,527	5,132	4,455	3,874	3,124
Shareholders' Equity	94,111	95,700	81,650	74,048	68,063	60,862
Total Liabilities & Equity	567,719	579,719	437,337	415,181	358,100	315,291
Total Debt	29,943	20,856	18,187	21,242	16,608	12,475
Net Cash (Debt)	27,476	60,541	25,912	21,182	22,115	49,881
Net Cash Growth	-47.83%	133.64%	22.33%	-4.22%	-55.66%	30.76%
Net Cash Per Share	16.60	36.61	15.67	12.81	13.37	30.16
Filing Date Shares Outstanding	1,659	1,654	1,654	1,654	1,654	1,654
Total Common Shares Outstanding	1,659	1,654	1,654	1,654	1,654	1,654
Book Value Per Share	52.82	53.32	46.27	42.09	38.82	34.92
Tangible Book Value	80,826	80,681	69,632	63,014	58,597	52,582
Tangible Book Value Per Share	48.72	48.79	42.11	38.11	35.44	31.80

Source: S&P Capital IQ. Banks template. Financial Sources.