I&M Group PLC (NASE:IMH)

I&M Group Balance Sheet

Financials in millions KES. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	8,831	60,191	78,617	27,696	26,056	26,854
Investment Securities	259,056	167,129	122,442	102,167	114,324	94,896
Trading Asset Securities	1,204	1,098	2,780	16,403	16,368	11,869
Total Investments	260,261	168,227	125,222	118,570	130,693	106,766
Gross Loans	301,905	303,805	325,206	257,008	224,804	200,354
Allowance for Loan Losses	-	-14,460	-13,874	-17,438	-13,869	-12,963
Net Loans	301,905	289,345	311,331	239,570	210,935	187,391
Property, Plant & Equipment	13,662	16,000	14,488	12,515	12,884	12,122
Goodwill	-	3,948	4,316	3,987	3,894	3,155
Other Intangible Assets	7,345	2,949	3,176	2,899	2,685	2,436
Other Receivables	342.38	6,064	7,048	5,332	2,930	2,024
Restricted Cash	24,923	20,505	22,235	16,056	17,361	11,508
Other Current Assets	-	1,839	1,373	1,507	1,639	1,632
Long-Term Deferred Tax Assets	12,369	12,212	11,913	9,207	6,104	4,212
Other Long-Term Assets	10,777	-	-	-	-	-
Total Assets	640,417	581,280	579,719	437,337	415,181	358,100
Accounts Payable	-	-	2,124	2,902	1,609	1,288
Accrued Expenses	-	-	2,797	2,388	1,817	1,656
Interest Bearing Deposits	493,582	447,226	456,174	330,489	315,861	269,444
Total Deposits	493,582	447,226	456,174	330,489	315,861	269,444
Short-Term Borrowings	-	-	-	-	-	36.17
Current Portion of Long-Term Debt	-	4,237	883.24	3,038	1,796	2,925
Current Portion of Leases	-	-	1,023	497.84	494.86	504.49
Current Income Taxes Payable	938.84	1,326	219.41	208.83	29.31	155.86
Other Current Liabilities	-	3,291	1,059	799.43	294.98	481.18
Long-Term Debt	10,510	9,833	17,388	13,757	17,750	11,847
Long-Term Leases	-	-	1,562	894.19	1,201	1,294
Long-Term Deferred Tax Liabilities	703.65	658.43	476.36	528.71	-	-
Other Long-Term Liabilities	13,434	13,062	313.03	184.63	278.96	403.39
Total Liabilities	519,169	479,633	484,019	355,688	341,133	290,037
Common Stock	1,740	1,654	1,654	1,654	1,654	826.81
Additional Paid-In Capital	21,663	17,562	17,562	17,562	17,562	18,391
Retained Earnings	87,377	78,122	69,109	60,667	51,955	45,478
Comprehensive Income & Other	3,006	-2,863	-150.83	-3,365	-1,577	-506.44
Total Common Equity	113,786	94,474	88,173	76,517	69,593	64,189
Minority Interest	7,462	7,173	7,527	5,132	4,455	3,874
Shareholders' Equity	121,248	101,647	95,700	81,650	74,048	68,063
Total Liabilities & Equity	640,417	581,280	579,719	437,337	415,181	358,100
Total Debt	10,510	14,070	20,856	18,187	21,242	16,608
Net Cash (Debt)	41,557	47,219	60,541	25,912	21,182	22,115
Net Cash Growth	51.25%	-22.00%	133.64%	22.33%	-4.22%	-55.66%
Net Cash Per Share	24.46	28.56	36.61	15.67	12.81	13.37
Filing Date Shares Outstanding	1,717	1,654	1,654	1,654	1,654	1,654
Total Common Shares Outstanding	1,717	1,654	1,654	1,654	1,654	1,654
Book Value Per Share	66.28	57.13	53.32	46.27	42.09	38.82
Tangible Book Value	106,441	87,577	80,681	69,632	63,014	58,597
Tangible Book Value Per Share	62.00	52.96	48.79	42.11	38.11	35.44

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.