I&M Group Cash Flow Statement

Financials in millions KES. Fiscal year is January - December.

Millions KES. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	18,781	15,379	12,615	11,193	8,131
Depreciation & Amortization	3,243	2,012	1,776	2,445	1,321
Other Amortization	-	1,045	1,096	25.83	702.19
Gain (Loss) on Sale of Assets	-	53.51	-0.62	9.82	12.61
Gain (Loss) on Sale of Investments	-	-168.79	-885.16	-866.86	-1,634
Change in Trading Asset Securities	-	-5,085	5,250	7,718	-25,176
Change in Other Net Operating Assets	-	-6,955	-89,100	-25,347	-16,179
Other Operating Activities	-2,971	7,123	2,391	-3,252	-4,937
Operating Cash Flow	19,054	12,506	-68,061	-8,736	-38,309
Operating Cash Flow Growth	52.36%	-	-	-	-
Capital Expenditures	-	-3,644	-1,385	-861.46	-1,328
Sale of Property, Plant and Equipment	-	184.17	53.84	65.65	39.78
Cash Acquisitions	-	-	-	-	2,301
Income (Loss) Equity Investments	-	-896.97	-1,204	-662.15	-548.89
Purchase / Sale of Intangibles	-	-901.3	-1,272	-1,019	-873.62
Other Investing Activities	-2,077	-	-	-	-
Investing Cash Flow	-2,077	-4,361	-2,603	-1,815	138.98
Long-Term Debt Issued	-	-	-	-	5,764
Long-Term Debt Repaid	-	-2,080	-3,688	-5,021	-419.98
Net Debt Issued (Repaid)	-	-2,080	-3,688	-5,021	5,344
Issuance of Common Stock	-	-	545.55	59.88	65.4
Preferred Stock Issued	-	-	-	31.38	-
Preferred Share Repurchases	-	-	-31.38	-	-
Common Dividends Paid	-	-4,217	-3,721	-2,480	-1,860
Net Increase (Decrease) in Deposit Accounts	-	-8,948	125,684	33,398	23,243
Other Financing Activities	-5,358	-106.24	-152.09	-50.84	-91.96
Financing Cash Flow	-5,358	-15,350	118,637	25,937	26,700
Foreign Exchange Rate Adjustments	-	-13,743	2,793	1,034	659.28
Net Cash Flow	11,619	-20,949	50,766	16,420	-10,811
Free Cash Flow	19,054	8,862	-69,446	-9,597	-39,637
Free Cash Flow Growth	115.01%	-	-	-	-
Free Cash Flow Margin	36.90%	20.92%	-199.02%	-32.17%	-159.08%
Free Cash Flow Per Share	10.95	5.36	-42.00	-5.80	-23.97
Cash Interest Paid	-	31,509	23,079	18,813	15,936
Cash Income Tax Paid	-	4,246	4,788	4,254	4,239

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.