NCBA Group PLC (NASE: NCBA)

NCBA Group Balance Sheet

Financials in millions KES. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	17,857	94,227	46,871	82,247	64,149	52,269
Investment Securities	275,914	240,019	231,261	211,165	162,149	141,734
Trading Asset Securities	-	1,661	1,093	1,136	922.96	802.68
Total Investments	275,914	241,680	232,354	212,302	163,072	142,537
Gross Loans	328,026	350,902	297,180	272,271	278,452	271,342
Allowance for Loan Losses	-12,661	-20,688	-21,147	-30,807	-30,945	-22,457
Net Loans	303,453	330,214	276,033	241,464	247,507	248,885
Property, Plant & Equipment	3,757	5,513	5,298	5,461	6,260	7,696
Goodwill	-	34	34	34	34	34
Other Intangible Assets	7,748	7,779	5,810	6,083	6,446	6,975
Other Receivables	202.89	15,848	18,584	9,817	10,268	8,095
Restricted Cash	33,091	24,948	21,800	20,074	18,204	18,326
Other Current Assets	521.91	1,200	1,653	982.61	1,428	1,758
Long-Term Deferred Tax Assets	11,763	12,275	10,301	11,833	9,630	7,085
Other Long-Term Assets	24,523	903.44	923.79	791.41	871.04	1,057
Total Assets	678,832	734,621	619,662	591,088	527,868	494,717
Accrued Expenses	-	8,223	7,939	7,995	3,450	11,509
Interest Bearing Deposits	532,899	337,665	261,130	253,455	227,551	209,118
Non-Interest Bearing Deposits	-	268,418	247,461	231,210	200,257	180,012
Total Deposits	532,899	606,082	508,590	484,665	427,808	389,130
Current Portion of Long-Term Debt	-	3,353	1,706	2,199	7,200	10,595
Current Portion of Leases	-	595.48	2,872	2,896	-	727.95
Current Income Taxes Payable	32.55	207.74	626.51	2,761	8.65	13.03
Other Current Liabilities	852.99	13,248	12,263	7,983	33.39	37.82
Long-Term Debt	11,699	3,059	2,500	3,898	6,119	11,487
Long-Term Leases	-	3,190	742.36	704.08	3,779	3,937
Long-Term Deferred Tax Liabilities	-	-	-	-	21.01	21.34
Other Long-Term Liabilities	33,537	-	-	-	6,901	-
Total Liabilities	579,021	637,958	537,240	513,101	455,320	427,458
Common Stock	8,238	8,238	8,238	8,238	8,238	7,489
Additional Paid-In Capital	21,424	21,424	21,424	21,424	21,424	22,179
Retained Earnings	76,291	69,843	54,977	48,232	41,639	38,408
Comprehensive Income & Other	-6,142	-2,842	-2,217	-30.51	1,047	-1,084
Total Common Equity	99,811	96,663	82,422	77,863	72,349	66,993
Minority Interest	-	-	-	123.93	199.78	267.22
Shareholders' Equity	99,811	96,663	82,422	77,987	72,548	67,260
Total Liabilities & Equity	678,832	734,621	619,662	591,088	527,868	494,717
Total Debt	11,699	10,197	7,822	9,696	17,098	26,747
Net Cash (Debt)	61,185	85,691	40,143	73,687	47,973	26,325
Net Cash Growth	-0.86%	113.47%	-45.52%	53.60%	82.24%	-1.81%
Net Cash Per Share	37.13	52.01	24.37	44.73	29.12	25.02
Filing Date Shares Outstanding	1,648	1,648	1,648	1,648	1,648	1,648
Total Common Shares Outstanding	1,648	1,648	1,648	1,648	1,648	1,648
Book Value Per Share	60.58	58.67	50.03	47.26	43.91	40.66
Tangible Book Value	92,063	88,850	76,578	71,746	65,868	59,984
Tangible Book Value Per Share	55.88	53.93	46.48	43.55	39.98	36.41

Source: S&P Capital IQ. Banks template. Financial Sources.