NCBA Group PLC (NASE:NCBA)
Kenya · Delayed Price · Currency is KES 92.25
-0.25 (-0.27%)
At close: Sep 7, 2026
NCBA Group Cash Flow Statement
Financials in millions KES. Fiscal year is January - December.
Millions KES. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 24,744 | 23,400 | 21,881 | 21,457 | 13,865 | 10,299 |
Depreciation & Amortization | 2,146 | 2,114 | 1,960 | 1,899 | 2,236 | 2,287 |
Other Amortization | 1,189 | 1,189 | 1,193 | 1,174 | 1,153 | 1,195 |
Gain (Loss) on Sale of Assets | -32.29 | -32.29 | -21.28 | -8.46 | -14.98 | 67.67 |
Gain (Loss) on Sale of Investments | -16.77 | -16.77 | 284.2 | 1,165 | -42.07 | - |
Total Asset Writedown | - | - | 219.04 | - | - | - |
Provision for Credit Losses | 6,902 | 6,902 | 5,141 | 7,441 | 13,020 | 11,211 |
Change in Trading Asset Securities | 11.66 | 11.66 | -9.65 | 8.93 | - | - |
Change in Other Net Operating Assets | -21,053 | -21,053 | 34,399 | -62,677 | -52,938 | 940.11 |
Other Operating Activities | -32,504 | -3,602 | -1,553 | -1,374 | -1,383 | 990.99 |
Operating Cash Flow | -18,705 | 8,821 | 63,406 | -30,957 | -24,306 | 26,902 |
Operating Cash Flow Growth | - | -86.09% | - | - | - | 425.56% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -1,563 | -1,563 | -2,696 | -806.49 | -534.45 | -347.86 |
Sale of Property, Plant and Equipment | 33.9 | 33.9 | 32.83 | 10.72 | 16.61 | 69.12 |
Cash Acquisitions | - | - | -866.86 | - | - | - |
Investment in Securities | -7,349 | -7,349 | 19,512 | -10,502 | -23,478 | -51,148 |
Income (Loss) Equity Investments | -91.61 | -91.61 | -87.03 | -41.7 | -203.2 | -89.49 |
Purchase / Sale of Intangibles | -1,005 | -1,005 | -817.22 | -3,092 | -1,393 | -1,567 |
Other Investing Activities | -19,134 | - | - | 116.67 | 90 | 50 |
Investing Cash Flow | -29,016 | -9,882 | 15,165 | -14,274 | -25,299 | -52,944 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | - | 6,843 | 3,055 | - | - |
Long-Term Debt Repaid | - | -3,286 | -2,719 | -2,515 | -3,479 | -9,010 |
Lease Payments | -979.93 | -979.93 | -865.02 | -896.02 | -1,119 | -1,074 |
Net Debt Issued (Repaid) | -3,286 | -3,286 | 4,124 | 539.88 | -3,479 | -9,010 |
Common Dividends Paid | -9,473 | -9,473 | -8,649 | -6,590 | -7,002 | -3,707 |
Net Increase (Decrease) in Deposit Accounts | 29,410 | 29,410 | -77,864 | 76,726 | 32,786 | 48,386 |
Other Financing Activities | -1,453 | - | - | - | -155.17 | - |
Financing Cash Flow | 15,198 | 16,651 | -82,389 | 70,676 | 22,149 | 35,669 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | -262.94 | -235.02 | 492.05 | 2,639 | 941.03 | - |
Net Cash Flow | -32,786 | 15,355 | -3,326 | 28,085 | -26,514 | 9,626 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -20,268 | 7,258 | 60,710 | -31,763 | -24,840 | 26,554 |
Free Cash Flow Growth | - | -88.04% | - | - | - | 504.26% |
Free Cash Flow Margin | -29.66% | 11.18% | 107.12% | -58.67% | -52.40% | 73.71% |
Free Cash Flow Per Share | -12.30 | 4.41 | 36.85 | -19.28 | -15.08 | 16.12 |
Free Cash Flow After Leases | -21,248 | 6,278 | 59,845 | -32,659 | -25,959 | 25,480 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 23,614 | 23,614 | 40,695 | 30,506 | 21,593 | 19,483 |
Cash Income Tax Paid | 1,356 | 1,356 | 3,984 | 2,850 | 9,968 | 3,376 |