Nord Insuretech Group AB Cash Flow Statement

Financials in millions SEK. Fiscal year is January - December.

Millions SEK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	-35.6	-38.04	-56.42	-14.49	-21.27
Depreciation & Amortization	14.53	4.37	6.1	3.05	4.97
Other Amortization	-	12.47	22.25	3.18	5.8
Asset Writedown & Restructuring Costs	-	-	-	-	0.08
Other Operating Activities	-0.45	1.89	2.24	1.24	0.02
Change in Accounts Receivable	7.46	32.61	-46.26	2.28	-1.21
Change in Accounts Payable	-42.33	-35.98	79.59	7.53	2.44
Operating Cash Flow	-56.4	-22.68	7.49	2.79	-9.17
Operating Cash Flow Growth	-	-	168.54%	-	-
Capital Expenditures	-	-	-0.9	-0.13	-
Sale of Property, Plant & Equipment	-	0.13	-	-	-
Sale (Purchase) of Intangibles	38.31	-4.01	-21.98	-7.09	-
Other Investing Activities	0.05	0.05	-	-	-
Investing Cash Flow	38.36	-3.83	-22.88	-7.22	-
Short-Term Debt Issued	-	-	-	-	8.09
Long-Term Debt Issued	15.82	21.48	24.09	-	-
Total Debt Issued	15.82	21.48	24.09	-	8.09
Long-Term Debt Repaid	-7.77	-1.02	-	-2.85	-4.55
Net Debt Issued (Repaid)	8.05	20.46	24.09	-2.85	3.53
Issuance of Common Stock	15.5	-	-	-	10.14
Other Financing Activities	-	-	-	-	-0
Financing Cash Flow	23.55	20.46	24.09	-2.85	13.67
Foreign Exchange Rate Adjustments	-	0.01	-	-0.04	-0.04
Miscellaneous Cash Flow Adjustments	-	-	-	-	0
Net Cash Flow	5.51	-6.05	8.7	-7.31	4.46
Free Cash Flow	-56.4	-22.68	6.59	2.66	-9.17
Free Cash Flow Growth	-	-	147.88%	-	-
Free Cash Flow Margin	-1317.97%	-696.65%	83.09%	19.32%	-114.04%
Free Cash Flow Per Share	-0.16	-0.09	0.04	0.02	-0.07
Cash Income Tax Paid	-	-	-2.2	-	-
Levered Free Cash Flow	31.85	31.49	-65.84	-10.15	-7.86
Unlevered Free Cash Flow	32.44	32.88	-64.2	-10.12	-6.85
Change in Working Capital	-34.87	-3.37	33.32	9.8	1.23

Source: S&P Global Market Intelligence. Standard template. Financial Sources.