Nord Insuretech Group AB (publ) (NGM:NORDIG)

Nord Insuretech Group AB Cash Flow Statement

Financials in millions SEK. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	-38.04	-56.42	-14.49	-21.27	-160.95
Depreciation & Amortization	4.37	6.1	3.05	4.97	0.98
Other Amortization	12.47	22.25	3.18	5.8	0.98
Asset Writedown & Restructuring Costs	-	-	-	0.08	-
Other Operating Activities	1.89	2.24	1.24	0.02	132.15
Change in Accounts Receivable	32.61	-46.26	2.28	-1.21	16.71
Change in Accounts Payable	-35.98	79.59	7.53	2.44	-52.04
Operating Cash Flow	-22.68	7.49	2.79	-9.17	-62.19
Operating Cash Flow Growth	-	168.54%	-	-	-
Capital Expenditures	0.13	-0.9	-0.13	-	-
Cash Acquisitions	-	-	-	-	0.78
Sale (Purchase) of Intangibles	-4.01	-21.98	-7.09	-	-1.86
Other Investing Activities	0.05	-	-	-	-
Investing Cash Flow	-3.83	-22.88	-7.22	-	-1.08
Short-Term Debt Issued	-	-	-	8.09	-
Long-Term Debt Issued	21.48	24.09	-	-	-
Total Debt Issued	21.48	24.09	-	8.09	-
Long-Term Debt Repaid	-1.02	-	-2.85	-4.55	-
Net Debt Issued (Repaid)	20.46	24.09	-2.85	3.53	-
Issuance of Common Stock	-	-	-	10.14	53.71
Other Financing Activities	-	-	-	-0	-
Financing Cash Flow	20.46	24.09	-2.85	13.67	53.71
Foreign Exchange Rate Adjustments	0.01	-	-0.04	-0.04	-
Miscellaneous Cash Flow Adjustments	-	-	-	0	0
Net Cash Flow	-6.05	8.7	-7.31	4.46	-9.56
Free Cash Flow	-22.55	6.59	2.66	-9.17	-62.19
Free Cash Flow Growth	-	147.88%	-	-	-
Free Cash Flow Margin	-692.60%	83.09%	19.32%	-114.04%	-29060.75%
Free Cash Flow Per Share	-0.09	0.04	0.02	-0.07	-0.67
Cash Income Tax Paid	-	-2.2	-	-	-
Levered Free Cash Flow	31.62	-65.84	-10.15	-7.86	-95.41
Unlevered Free Cash Flow	33.01	-64.2	-10.12	-6.85	-94.31
Change in Net Working Capital	-42.45	36.12	-0.68	3.88	81.32

Source: S&P Global Market Intelligence. Standard template. Financial Sources.