AIICO Insurance Plc (NGX:AIICO)

AIICO Insurance Ratios and Metrics

Market cap in millions NGN. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb 11, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	151,180	138,734	52,346	29,284	21,597	25,624
Market Cap Growth	130.73%	165.03%	78.75%	35.59%	-15.71%	9.69%
Enterprise Value	105,068	111,160	12,267	9,852	-5,867	6,695
PE Ratio	8.55	7.85	3.45	2.41	4.37	5.28
PS Ratio	0.88	0.81	0.42	0.31	0.26	0.60
PB Ratio	1.59	1.46	0.77	0.56	0.55	0.67
P/FCF Ratio	2.33	2.14	1.20	2.44	-	-
P/OCF Ratio	2.21	2.03	1.15	2.18	-	-
EV/Sales Ratio	0.61	0.65	0.10	0.11	-	0.16
EV/EBITDA Ratio	1.57	1.67	0.32	0.31	-	1.80
EV/EBIT Ratio	1.60	1.69	0.33	0.32	-	2.16
EV/FCF Ratio	1.62	1.72	0.28	0.82	-	-
Quick Ratio	2.38	2.38	2.67	1.45	3.88	1.73
Current Ratio	2.61	2.61	2.96	1.62	4.19	1.92
Asset Turnover	0.34	0.34	0.34	0.32	0.33	0.18
Return on Equity (ROE)	21.95%	21.95%	25.37%	26.63%	5.91%	6.98%
Return on Assets (ROA)	8.24%	8.24%	6.34%	6.56%	6.58%	0.83%
Return on Invested Capital (ROIC)	67.24%	72.46%	59.39%	65.42%	56.56%	7.72%
Earnings Yield	11.69%	12.81%	29.03%	41.26%	23.40%	18.94%
FCF Yield	42.84%	46.69%	83.47%	40.94%	-21.29%	-48.47%
Dividend Yield	1.69%	-	5.11%	6.85%	5.86%	3.38%
Payout Ratio	14.42%	14.42%	12.04%	9.09%	14.49%	-
Total Shareholder Return	1.63%	-	5.11%	6.85%	5.86%	3.38%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.