AIICO Insurance Ratios and Metrics

Market cap in millions NGN. Fiscal year is January - December.

Millions NGN. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	146,055	138,734	52,346	29,284	21,597	25,624
Market Cap Growth	149.37%	165.03%	78.75%	35.59%	-15.71%	9.69%
Enterprise Value	111,045	111,160	12,267	9,852	-5,867	6,695
PE Ratio	8.03	7.85	3.45	2.41	4.37	5.28
PS Ratio	0.80	0.81	0.42	0.31	0.26	0.60
PB Ratio	1.40	1.46	0.77	0.56	0.55	0.67
P/FCF Ratio	1.94	2.14	1.20	2.44	-	-
P/OCF Ratio	1.85	2.03	1.15	2.18	-	-
EV/Sales Ratio	0.61	0.65	0.10	0.11	-	0.16
EV/EBITDA Ratio	1.50	1.67	0.32	0.31	-	1.80
EV/EBIT Ratio	1.50	1.69	0.33	0.32	-	2.16
EV/FCF Ratio	1.47	1.72	0.28	0.82	-	-
Net Debt / Equity Ratio	-0.34	-0.49	-0.52	-0.35	-0.41	-0.66
Net Debt / EBITDA Ratio	-0.48	-0.70	-0.92	-0.58	-0.60	-6.86
Net Debt / FCF Ratio	-0.47	-0.72	-0.80	-1.54	3.46	2.05
Quick Ratio	2.16	2.38	2.67	1.45	3.88	1.73
Current Ratio	2.39	2.61	2.96	1.62	4.19	1.92
Asset Turnover	0.34	0.34	0.34	0.32	0.33	0.18
Return on Equity (ROE)	20.82%	21.95%	25.37%	26.63%	5.91%	6.98%
Return on Assets (ROA)	8.44%	8.24%	6.34%	6.56%	6.58%	0.83%
Return on Invested Capital (ROIC)	66.34%	72.46%	59.39%	65.42%	56.56%	7.72%
Earnings Yield	12.45%	12.81%	29.03%	41.26%	23.40%	18.94%
FCF Yield	51.56%	46.69%	83.47%	40.94%	-21.29%	-48.47%
Dividend Yield	1.75%	-	5.24%	7.03%	6.01%	3.47%
Payout Ratio	14.02%	14.42%	12.04%	9.09%	14.49%	-
Total Shareholder Return	2.20%	-	5.24%	7.03%	6.01%	3.47%