AIICO Insurance Plc (NGX:AIICO)

Nigeria · Delayed Price · Currency is NGN

3.810

-0.100 (-2.56%)

At close: Sep 4, 2026

AIICO Insurance Ratios and Metrics

Market cap in millions NGN. Fiscal year is January - December.

Millions NGN. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 3, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	139,466	138,734	52,346	29,284	21,597	25,624
Market Cap Growth	11.40%	165.03%	78.75%	35.59%	-15.71%	9.69%
Enterprise Value	104,292	111,160	12,267	9,852	-5,867	6,695

Price Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 3, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	7.02	7.85	3.45	2.41	4.37	5.28
PS Ratio	0.70	0.81	0.42	0.31	0.26	0.60
PB Ratio	1.28	1.46	0.77	0.56	0.55	0.67
P/FCF Ratio	1.36	2.14	1.20	2.44	-	-
P/OCF Ratio	1.31	2.03	1.15	2.18	-	-

EV Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 3, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
EV/Sales Ratio	0.53	0.65	0.10	0.11	-	0.16
EV/EBITDA Ratio	1.24	1.67	0.32	0.31	-	1.80
EV/EBIT Ratio	1.26	1.69	0.33	0.32	-	2.16
EV/FCF Ratio	1.02	1.72	0.28	0.82	-	-

Financial Efficiency

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 3, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Debt / Equity Ratio	-0.33	-0.49	-0.52	-0.35	-0.41	-0.66
Net Debt / EBITDA Ratio	-0.43	-0.70	-0.92	-0.58	-0.60	-6.86
Net Debt / FCF Ratio	-0.35	-0.72	-0.80	-1.54	3.46	2.05
Quick Ratio	1.88	2.38	2.67	1.45	3.88	1.73
Current Ratio	2.09	2.61	2.96	1.62	4.19	1.92
Asset Turnover	0.36	0.34	0.34	0.32	0.33	0.18
Return on Equity (ROE)	21.48%	21.95%	25.37%	26.63%	5.91%	6.98%
Return on Assets (ROA)	9.29%	8.24%	6.34%	6.56%	6.58%	0.83%
Return on Invested Capital (ROIC)	69.32%	72.46%	59.39%	65.42%	56.56%	7.72%

Yields

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 3, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Earnings Yield	14.25%	12.81%	29.03%	41.26%	23.40%	18.94%
FCF Yield	73.30%	46.69%	83.47%	40.94%	-21.29%	-48.47%
Dividend Yield	1.79%	-	5.24%	7.03%	6.01%	3.47%
Payout Ratio	22.04%	14.42%	12.04%	9.09%	14.49%	-
Total Shareholder Return	1.79%	-	5.24%	7.03%	6.01%	3.47%