AIICO Insurance Plc (NGX:AIICO)

AIICO Insurance Ratios and Metrics

Market cap in millions NGN. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May 21, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	169,848	138,734	52,346	29,284	21,597	25,624
Market Cap Growth	191.82%	165.03%	78.75%	35.59%	-15.71%	9.69%
Enterprise Value	134,838	111,160	12,267	9,852	-5,867	6,695
PE Ratio	9.34	7.85	3.45	2.41	4.37	5.28
PS Ratio	0.93	0.81	0.42	0.31	0.26	0.60
PB Ratio	1.63	1.46	0.77	0.56	0.55	0.67
P/FCF Ratio	2.26	2.14	1.20	2.44	-	-
P/OCF Ratio	2.15	2.03	1.15	2.18	-	-
EV/Sales Ratio	0.74	0.65	0.10	0.11	-	0.16
EV/EBITDA Ratio	1.82	1.67	0.32	0.31	-	1.80
EV/EBIT Ratio	1.83	1.69	0.33	0.32	-	2.16
EV/FCF Ratio	1.79	1.72	0.28	0.82	-	-
Net Debt / Equity Ratio	-0.34	-0.49	-0.52	-0.35	-0.41	-0.66
Net Debt / EBITDA Ratio	-0.52	-0.70	-0.92	-0.58	-0.60	-6.86
Net Debt / FCF Ratio	-0.47	-0.72	-0.80	-1.54	3.46	2.05
Quick Ratio	2.17	2.38	2.67	1.45	3.88	1.73
Current Ratio	2.39	2.61	2.96	1.62	4.19	1.92
Asset Turnover	0.33	0.34	0.34	0.32	0.33	0.18
Return on Equity (ROE)	20.82%	21.95%	25.37%	26.63%	5.91%	6.98%
Return on Assets (ROA)	7.76%	8.24%	6.34%	6.56%	6.58%	0.83%
Return on Invested Capital (ROIC)	61.00%	72.46%	59.39%	65.42%	56.56%	7.72%
Earnings Yield	10.71%	12.81%	29.03%	41.26%	23.40%	18.94%
FCF Yield	44.34%	46.69%	83.47%	40.94%	-21.29%	-48.47%
Dividend Yield	1.51%	-	5.11%	6.85%	5.86%	3.38%
Payout Ratio	14.02%	14.42%	12.04%	9.09%	14.49%	-
Total Shareholder Return	1.41%	-	5.11%	6.85%	5.86%	3.38%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.