AIICO Insurance Plc (NGX:AIICO)

AIICO Insurance Statistics

Total Valuation

AIICO Insurance has a market cap or net worth of NGN 169.85 billion. The enterprise value is 134.84 billion.

Market Cap	169.85B
Enterprise Value	134.84B

Important Dates

The last earnings date was Thursday, April 30, 2026.

Earnings Date	Apr 30, 2026
Ex-Dividend Date	May 29, 2026

Share Statistics

AIICO Insurance has 36.61 billion shares outstanding. The number of shares has increased by 0.10% in one year.

Current Share Class	36.61B
Shares Outstanding	36.61B
Shares Change (YoY)	+0.10%
Shares Change (QoQ)	-0.06%
Owned by Insiders (%)	0.40%
Owned by Institutions (%)	n/a
Float	10.18B

Valuation Ratios

The trailing PE ratio is 9.34.

PE Ratio	9.34
Forward PE	n/a
PS Ratio	0.93
PB Ratio	1.63
P/TBV Ratio	1.70
P/FCF Ratio	2.26
P/OCF Ratio	2.15
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 1.82, with an EV/FCF ratio of 1.79.

EV / Earnings	7.42
EV / Sales	0.74
EV / EBITDA	1.82
EV / EBIT	1.83
EV / FCF	1.79

Financial Position

The company has a current ratio of 2.39

Current Ratio	2.39
Quick Ratio	2.16
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	1.49

Financial Efficiency

Return on equity (ROE) is 20.83% and return on invested capital (ROIC) is 61.00%.

Return on Equity (ROE)	20.83%
Return on Assets (ROA)	8.44%
Return on Invested Capital (ROIC)	61.00%
Return on Capital Employed (ROCE)	14.88%
Weighted Average Cost of Capital (WACC)	4.25%
Revenue Per Employee	371.18M
Profits Per Employee	36.81M
Employee Count	494
Asset Turnover	0.34
Inventory Turnover	n/a

Taxes

In the past 12 months, AIICO Insurance has paid 2.15 billion in taxes.

Income Tax	2.15B
Effective Tax Rate	10.45%

Stock Price Statistics

The stock price has increased by +176.19% in the last 52 weeks. The beta is 0.00, so AIICO Insurance's price volatility has been lower than the market average.

Beta (5Y)	0.00
52-Week Price Change	+176.19%
50-Day Moving Average	4.29
200-Day Moving Average	4.00
Relative Strength Index (RSI)	55.28
Average Volume (20 Days)	18,638,417

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, AIICO Insurance had revenue of NGN 183.36 billion and earned 18.18 billion in profits. Earnings per share was 0.50.

Revenue	183.36B
Gross Profit	94.76B
Operating Income	73.80B
Pretax Income	20.56B
Net Income	18.18B
EBITDA	74.10B
EBIT	73.80B
Earnings Per Share (EPS)	0.50

Balance Sheet

The company has 327.33 billion in cash and n/a in debt, with a net cash position of 35.78 billion or 0.98 per share.

Cash & Cash Equivalents	327.33B
Total Debt	n/a
Net Cash	35.78B
Net Cash Per Share	0.98
Equity (Book Value)	104.27B
Book Value Per Share	2.83
Working Capital	218.35B

Cash Flow

In the last 12 months, operating cash flow was 79.13 billion and capital expenditures -3.82 billion, giving a free cash flow of 75.31 billion.

Operating Cash Flow	79.13B
Capital Expenditures	-3.82B
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	75.31B
FCF Per Share	2.06

Margins

Gross margin is 51.68%, with operating and profit margins of 40.25% and 9.97%.

Gross Margin	51.68%
Operating Margin	40.25%
Pretax Margin	11.21%
Profit Margin	9.97%
EBITDA Margin	40.41%
EBIT Margin	40.25%
FCF Margin	41.07%

Dividends & Yields

This stock pays an annual dividend of 0.07, which amounts to a dividend yield of 1.51%.

Dividend Per Share	0.07
Dividend Yield	1.51%
Dividend Growth (YoY)	71.43%
Years of Dividend Growth	6
Payout Ratio	14.02%
Buyback Yield	-0.10%
Shareholder Yield	1.41%
Earnings Yield	10.71%
FCF Yield	44.34%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 24, 2021. It was a forward split with a ratio of 2.33333333.

Last Split Date	Nov 24, 2021
Split Type	Forward
Split Ratio	2.33333333

Scores

Altman Z-Score	n/a
Piotroski F-Score	4