AIICO Insurance Plc (NGX:AIICO)

AIICO Insurance Statistics

Total Valuation

AIICO Insurance has a market cap or net worth of NGN 123.36 billion. The enterprise value is 95.79 billion.

Market Cap	123.36B
Enterprise Value	95.79B

Important Dates

The last earnings date was Thursday, October 30, 2025.

Earnings Date	Oct 30, 2025
Ex-Dividend Date	May 22, 2025

Share Statistics

AIICO Insurance has 36.61 billion shares outstanding. The number of shares has increased by 0.70% in one year.

Current Share Class	36.61B
Shares Outstanding	36.61B
Shares Change (YoY)	+0.70%
Shares Change (QoQ)	-5.98%
Owned by Insiders (%)	0.40%
Owned by Institutions (%)	n/a
Float	10.18B

Valuation Ratios

The trailing PE ratio is 7.66.

PE Ratio	7.66
Forward PE	n/a
PS Ratio	0.89
PB Ratio	1.53
P/TBV Ratio	1.61
P/FCF Ratio	4.08
P/OCF Ratio	3.76
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 2.76, with an EV/FCF ratio of 3.17.

EV / Earnings	5.87
EV / Sales	0.69
EV / EBITDA	2.76
EV / EBIT	2.85
EV / FCF	3.17

Financial Position

The company has a current ratio of 3.30

Current Ratio	3.30
Quick Ratio	2.98
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	2.23

Financial Efficiency

Return on equity (ROE) is 22.63% and return on invested capital (ROIC) is 29.13%.

Return on Equity (ROE)	22.63%
Return on Assets (ROA)	4.60%
Return on Invested Capital (ROIC)	29.13%
Return on Capital Employed (ROCE)	7.94%
Revenue Per Employee	283.27M
Profits Per Employee	33.37M
Employee Count	495
Asset Turnover	0.30
Inventory Turnover	n/a

Taxes

In the past 12 months, AIICO Insurance has paid 883.88 million in taxes.

Income Tax	883.88M
Effective Tax Rate	5.13%

Stock Price Statistics

The stock price has increased by +180.83% in the last 52 weeks. The beta is -0.03, so AIICO Insurance's price volatility has been lower than the market average.

Beta (5Y)	-0.03
52-Week Price Change	+180.83%
50-Day Moving Average	3.86
200-Day Moving Average	2.45
Relative Strength Index (RSI)	36.61
Average Volume (20 Days)	9,260,760

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, AIICO Insurance had revenue of NGN 138.52 billion and earned 16.32 billion in profits. Earnings per share was 0.44.

Revenue	138.52B
Gross Profit	51.10B
Operating Income	33.66B
Pretax Income	17.23B
Net Income	16.32B
EBITDA	34.60B
EBIT	33.66B
Earnings Per Share (EPS)	0.44

Balance Sheet

The company has 258.10 billion in cash and n/a in debt, giving a net cash position of 28.38 billion or 0.78 per share.

Cash & Cash Equivalents	258.10B
Total Debt	n/a
Net Cash	28.38B
Net Cash Per Share	0.78
Equity (Book Value)	80.44B
Book Value Per Share	2.22
Working Capital	208.30B

Cash Flow

In the last 12 months, operating cash flow was 32.77 billion and capital expenditures -2.52 billion, giving a free cash flow of 30.26 billion.

Operating Cash Flow	32.77B
Capital Expenditures	-2.52B
Free Cash Flow	30.26B
FCF Per Share	0.83

Margins

Gross margin is 36.89%, with operating and profit margins of 24.30% and 11.77%.

Gross Margin	36.89%
Operating Margin	24.30%
Pretax Margin	12.44%
Profit Margin	11.77%
EBITDA Margin	24.98%
EBIT Margin	24.30%
FCF Margin	21.84%

Dividends & Yields

This stock pays an annual dividend of 0.07, which amounts to a dividend yield of 1.87%.

Dividend Per Share	0.07
Dividend Yield	1.87%
Dividend Growth (YoY)	40.00%
Years of Dividend Growth	5
Payout Ratio	15.71%
Buyback Yield	-0.70%
Shareholder Yield	1.17%
Earnings Yield	13.23%
FCF Yield	24.53%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 24, 2021. It was a forward split with a ratio of 2.33333333.

Last Split Date	Nov 24, 2021
Split Type	Forward
Split Ratio	2.33333333

Scores

Altman Z-Score	n/a
Piotroski F-Score	4