AIICO Insurance Plc (NGX:AIICO)

AIICO Insurance Statistics

Total Valuation

AIICO Insurance has a market cap or net worth of NGN 149.72 billion. The enterprise value is 103.60 billion.

Market Cap	149.72B
Enterprise Value	103.60B

Important Dates

The last earnings date was Thursday, March 5, 2026.

Earnings Date	Mar 5, 2026
Ex-Dividend Date	May 22, 2025

Share Statistics

AIICO Insurance has 36.61 billion shares outstanding.

Current Share Class	36.61B
Shares Outstanding	36.61B
Shares Change (YoY)	n/a
Shares Change (QoQ)	+2.12%
Owned by Insiders (%)	0.40%
Owned by Institutions (%)	n/a
Float	10.18B

Valuation Ratios

The trailing PE ratio is 8.47.

PE Ratio	8.47
Forward PE	n/a
PS Ratio	0.87
PB Ratio	1.58
P/TBV Ratio	1.65
P/FCF Ratio	2.31
P/OCF Ratio	2.19
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 1.55, with an EV/FCF ratio of 1.60.

EV / Earnings	5.86
EV / Sales	0.61
EV / EBITDA	1.55
EV / EBIT	1.58
EV / FCF	1.60

Financial Position

The company has a current ratio of 2.60

Current Ratio	2.60
Quick Ratio	2.38
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	1.51

Financial Efficiency

Return on equity (ROE) is 21.95% and return on invested capital (ROIC) is 67.24%.

Return on Equity (ROE)	21.95%
Return on Assets (ROA)	8.24%
Return on Invested Capital (ROIC)	67.24%
Return on Capital Employed (ROCE)	14.64%
Weighted Average Cost of Capital (WACC)	3.49%
Revenue Per Employee	346.41M
Profits Per Employee	35.79M
Employee Count	494
Asset Turnover	0.34
Inventory Turnover	n/a

Taxes

In the past 12 months, AIICO Insurance has paid 2.02 billion in taxes.

Income Tax	2.02B
Effective Tax Rate	10.16%

Stock Price Statistics

The stock price has increased by +172.67% in the last 52 weeks. The beta is -0.14, so AIICO Insurance's price volatility has been lower than the market average.

Beta (5Y)	-0.14
52-Week Price Change	+172.67%
50-Day Moving Average	4.22
200-Day Moving Average	3.52
Relative Strength Index (RSI)	47.90
Average Volume (20 Days)	15,023,210

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, AIICO Insurance had revenue of NGN 171.13 billion and earned 17.68 billion in profits. Earnings per share was 0.48.

Revenue	171.13B
Gross Profit	85.93B
Operating Income	65.64B
Pretax Income	19.88B
Net Income	17.68B
EBITDA	66.62B
EBIT	65.64B
Earnings Per Share (EPS)	0.48

Balance Sheet

The company has 306.76 billion in cash and n/a in debt, with a net cash position of 46.77 billion or 1.28 per share.

Cash & Cash Equivalents	306.76B
Total Debt	n/a
Net Cash	46.77B
Net Cash Per Share	1.28
Equity (Book Value)	94.97B
Book Value Per Share	2.58
Working Capital	210.90B

Cash Flow

In the last 12 months, operating cash flow was 68.29 billion and capital expenditures -3.52 billion, giving a free cash flow of 64.77 billion.

Operating Cash Flow	68.29B
Capital Expenditures	-3.52B
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	64.77B
FCF Per Share	1.77

Margins

Gross margin is 50.21%, with operating and profit margins of 38.36% and 10.38%.

Gross Margin	50.21%
Operating Margin	38.36%
Pretax Margin	11.62%
Profit Margin	10.38%
EBITDA Margin	38.93%
EBIT Margin	38.36%
FCF Margin	37.85%

Dividends & Yields

This stock pays an annual dividend of 0.07, which amounts to a dividend yield of 1.71%.

Dividend Per Share	0.07
Dividend Yield	1.71%
Dividend Growth (YoY)	40.00%
Years of Dividend Growth	6
Payout Ratio	14.42%
Buyback Yield	n/a
Shareholder Yield	1.73%
Earnings Yield	11.81%
FCF Yield	43.26%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 24, 2021. It was a forward split with a ratio of 2.33333333.

Last Split Date	Nov 24, 2021
Split Type	Forward
Split Ratio	2.33333333

Scores

Altman Z-Score	n/a
Piotroski F-Score	5