AIICO Insurance Plc (NGX:AIICO)

AIICO Insurance Statistics

Total Valuation

AIICO Insurance has a market cap or net worth of NGN 128.48 billion. The enterprise value is 100.91 billion.

Market Cap	128.48B
Enterprise Value	100.91B

Important Dates

The next estimated earnings date is Friday, February 13, 2026.

Earnings Date	Feb 13, 2026
Ex-Dividend Date	May 22, 2025

Share Statistics

AIICO Insurance has 36.61 billion shares outstanding.

Current Share Class	36.61B
Shares Outstanding	36.61B
Shares Change (YoY)	n/a
Shares Change (QoQ)	-3.40%
Owned by Insiders (%)	0.40%
Owned by Institutions (%)	n/a
Float	10.18B

Valuation Ratios

The trailing PE ratio is 7.90.

PE Ratio	7.90
Forward PE	n/a
PS Ratio	0.78
PB Ratio	1.60
P/TBV Ratio	1.68
P/FCF Ratio	3.30
P/OCF Ratio	3.10
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 1.52, with an EV/FCF ratio of 2.59.

EV / Earnings	6.17
EV / Sales	0.61
EV / EBITDA	1.52
EV / EBIT	1.54
EV / FCF	2.59

Financial Position

The company has a current ratio of 3.30

Current Ratio	3.30
Quick Ratio	2.96
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	1.43

Financial Efficiency

Return on equity (ROE) is 22.77% and return on invested capital (ROIC) is 56.58%.

Return on Equity (ROE)	22.77%
Return on Assets (ROA)	8.94%
Return on Invested Capital (ROIC)	56.58%
Return on Capital Employed (ROCE)	15.42%
Revenue Per Employee	340.81M
Profits Per Employee	33.84M
Employee Count	495
Asset Turnover	0.36
Inventory Turnover	n/a

Taxes

In the past 12 months, AIICO Insurance has paid 850.82 million in taxes.

Income Tax	850.82M
Effective Tax Rate	4.92%

Stock Price Statistics

The stock price has increased by +185.37% in the last 52 weeks. The beta is 0.01, so AIICO Insurance's price volatility has been lower than the market average.

Beta (5Y)	0.01
52-Week Price Change	+185.37%
50-Day Moving Average	3.68
200-Day Moving Average	2.61
Relative Strength Index (RSI)	49.32
Average Volume (20 Days)	7,125,847

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, AIICO Insurance had revenue of NGN 164.61 billion and earned 16.35 billion in profits. Earnings per share was 0.44.

Revenue	164.61B
Gross Profit	78.26B
Operating Income	65.37B
Pretax Income	17.29B
Net Income	16.35B
EBITDA	66.23B
EBIT	65.37B
Earnings Per Share (EPS)	0.44

Balance Sheet

The company has 258.10 billion in cash and n/a in debt, giving a net cash position of 28.38 billion or 0.78 per share.

Cash & Cash Equivalents	258.10B
Total Debt	n/a
Net Cash	28.38B
Net Cash Per Share	0.78
Equity (Book Value)	80.44B
Book Value Per Share	2.18
Working Capital	208.30B

Cash Flow

In the last 12 months, operating cash flow was 41.41 billion and capital expenditures -2.52 billion, giving a free cash flow of 38.89 billion.

Operating Cash Flow	41.41B
Capital Expenditures	-2.52B
Free Cash Flow	38.89B
FCF Per Share	1.06

Margins

Gross margin is 47.54%, with operating and profit margins of 39.71% and 9.98%.

Gross Margin	47.54%
Operating Margin	39.71%
Pretax Margin	10.51%
Profit Margin	9.98%
EBITDA Margin	40.24%
EBIT Margin	39.71%
FCF Margin	23.63%

Dividends & Yields

This stock pays an annual dividend of 0.07, which amounts to a dividend yield of 1.99%.

Dividend Per Share	0.07
Dividend Yield	1.99%
Dividend Growth (YoY)	40.00%
Years of Dividend Growth	5
Payout Ratio	15.60%
Buyback Yield	n/a
Shareholder Yield	1.97%
Earnings Yield	12.72%
FCF Yield	30.27%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 24, 2021. It was a forward split with a ratio of 2.33333333.

Last Split Date	Nov 24, 2021
Split Type	Forward
Split Ratio	2.33333333

Scores

Altman Z-Score	n/a
Piotroski F-Score	4