AIICO Insurance Plc (NGX:AIICO)

AIICO Insurance Statistics

Total Valuation

AIICO Insurance has a market cap or net worth of NGN 137.27 billion. The enterprise value is 116.86 billion.

Market Cap	137.27B
Enterprise Value	116.86B

Important Dates

The next estimated earnings date is Thursday, October 30, 2025.

Earnings Date	Oct 30, 2025
Ex-Dividend Date	May 22, 2025

Share Statistics

AIICO Insurance has 36.61 billion shares outstanding. The number of shares has decreased by -3.76% in one year.

Current Share Class	36.61B
Shares Outstanding	36.61B
Shares Change (YoY)	-3.76%
Shares Change (QoQ)	-1.41%
Owned by Insiders (%)	0.40%
Owned by Institutions (%)	n/a
Float	10.18B

Valuation Ratios

The trailing PE ratio is 10.42.

PE Ratio	10.42
Forward PE	n/a
PS Ratio	0.90
PB Ratio	1.78
P/TBV Ratio	1.84
P/FCF Ratio	5.40
P/OCF Ratio	5.08
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 2.12, with an EV/FCF ratio of 4.60.

EV / Earnings	8.81
EV / Sales	0.77
EV / EBITDA	2.12
EV / EBIT	2.17
EV / FCF	4.60

Financial Position

The company has a current ratio of 3.62

Current Ratio	3.62
Quick Ratio	3.27
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	1.32

Financial Efficiency

Return on equity (ROE) is 18.76% and return on invested capital (ROIC) is 47.16%.

Return on Equity (ROE)	18.76%
Return on Assets (ROA)	8.31%
Return on Invested Capital (ROIC)	47.16%
Return on Capital Employed (ROCE)	14.02%
Revenue Per Employee	311.44M
Profits Per Employee	27.13M
Employee Count	495
Asset Turnover	0.38
Inventory Turnover	n/a

Taxes

In the past 12 months, AIICO Insurance has paid 505.37 million in taxes.

Income Tax	505.37M
Effective Tax Rate	3.63%

Stock Price Statistics

The stock price has increased by +212.50% in the last 52 weeks. The beta is 0.10, so AIICO Insurance's price volatility has been lower than the market average.

Beta (5Y)	0.10
52-Week Price Change	+212.50%
50-Day Moving Average	3.95
200-Day Moving Average	2.35
Relative Strength Index (RSI)	43.53
Average Volume (20 Days)	9,285,847

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, AIICO Insurance had revenue of NGN 152.29 billion and earned 13.27 billion in profits. Earnings per share was 0.36.

Revenue	152.29B
Gross Profit	66.94B
Operating Income	53.97B
Pretax Income	13.92B
Net Income	13.27B
EBITDA	54.86B
EBIT	53.97B
Earnings Per Share (EPS)	0.36

Balance Sheet

The company has 226.09 billion in cash and n/a in debt, giving a net cash position of 21.08 billion or 0.58 per share.

Cash & Cash Equivalents	226.09B
Total Debt	n/a
Net Cash	21.08B
Net Cash Per Share	0.58
Equity (Book Value)	77.04B
Book Value Per Share	2.09
Working Capital	186.38B

Cash Flow

In the last 12 months, operating cash flow was 27.02 billion and capital expenditures -1.59 billion, giving a free cash flow of 25.43 billion.

Operating Cash Flow	27.02B
Capital Expenditures	-1.59B
Free Cash Flow	25.43B
FCF Per Share	0.69

Margins

Gross margin is 43.95%, with operating and profit margins of 35.44% and 8.78%.

Gross Margin	43.95%
Operating Margin	35.44%
Pretax Margin	9.14%
Profit Margin	8.78%
EBITDA Margin	36.02%
EBIT Margin	35.44%
FCF Margin	16.70%

Dividends & Yields

This stock pays an annual dividend of 0.07, which amounts to a dividend yield of 1.82%.

Dividend Per Share	0.07
Dividend Yield	1.82%
Dividend Growth (YoY)	40.00%
Years of Dividend Growth	5
Payout Ratio	32.86%
Buyback Yield	3.76%
Shareholder Yield	5.58%
Earnings Yield	9.66%
FCF Yield	18.52%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 24, 2021. It was a forward split with a ratio of 2.33333333.

Last Split Date	Nov 24, 2021
Split Type	Forward
Split Ratio	2.33333333

Scores

Altman Z-Score	n/a
Piotroski F-Score	5