Ecobank Transnational Incorporated (NGX:ETI)

Ecobank Transnational Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	4,197	3,005	3,349	3,140	2,739
Investment Securities	10,520	10,000	10,104	10,288	9,127
Trading Asset Securities	139.42	119.34	310.66	424.45	271.65
Total Investments	10,660	10,119	10,414	10,712	9,398
Gross Loans	10,507	11,062	11,521	10,228	9,798
Allowance for Loan Losses	-600.53	-519.06	-518.11	-652.38	-558.12
Net Loans	9,907	10,543	11,003	9,576	9,240
Property, Plant & Equipment	562.81	588.35	754.01	750.62	810.52
Goodwill	-	-	13.92	18.34	-
Other Intangible Assets	39.55	55.32	70.62	103.95	151.87
Investments in Real Estate	11.07	11.07	9.92	11.02	12.37
Other Receivables	762.04	931.05	926.42	779.11	778.95
Restricted Cash	1,261	1,335	1,725	1,677	1,651
Other Current Assets	188.68	127.13	281.01	356.49	370.97
Long-Term Deferred Tax Assets	232.45	225.74	229.43	202	164.49
Other Real Estate Owned & Foreclosed	115.68	177.08	169.31	168.48	198.65
Other Long-Term Assets	18.76	113.04	57.98	66.88	423.6
Total Assets	27,955	27,230	29,004	27,562	25,939
Accounts Payable	265.33	271.5	167.59	48.91	61.34
Accrued Expenses	254.75	232.96	279.25	222.73	226.04
Interest Bearing Deposits	8,246	8,296	9,691	9,351	9,134
Non-Interest Bearing Deposits	14,199	13,266	13,585	12,593	11,549
Total Deposits	22,444	21,562	23,275	21,943	20,684
Short-Term Borrowings	35.15	44.3	94.22	29.1	78.91
Current Portion of Leases	-	-	2.59	2.23	-
Current Income Taxes Payable	104.32	112.64	77.7	66.34	68.53
Other Current Liabilities	78.86	98.94	509	485.28	642.73
Long-Term Debt	2,160	2,250	2,226	2,308	1,923
Long-Term Leases	-	-	49.6	42.33	-
Long-Term Unearned Revenue	149.27	101.27	113.3	64.34	-
Pension & Post-Retirement Benefits	26.34	30.99	19.26	25.08	22.17
Long-Term Deferred Tax Liabilities	47.61	71.61	99.95	87.75	76.53
Other Long-Term Liabilities	594.53	719.86	63.26	72.23	60.46
Total Liabilities	26,160	25,496	26,977	25,397	23,912
Common Stock	2,114	2,114	2,114	2,114	2,114
Retained Earnings	1,040	746.41	571.03	434.42	199.17
Comprehensive Income & Other	-2,001	-1,732	-1,216	-941.9	-809.74
Total Common Equity	1,153	1,128	1,469	1,606	1,503
Minority Interest	641.67	606.41	558.08	557.83	524.32
Shareholders' Equity	1,795	1,734	2,027	2,164	2,028
Total Liabilities & Equity	27,955	27,230	29,004	27,562	25,939
Total Debt	2,195	2,294	2,373	2,382	2,002
Net Cash (Debt)	4,469	3,021	2,710	3,426	2,964
Net Cash Growth	47.92%	11.47%	-20.90%	15.58%	56.38%
Net Cash Per Share	0.18	0.12	0.11	0.14	0.12
Filing Date Shares Outstanding	24,593	24,593	24,593	24,593	24,593
Total Common Shares Outstanding	24,593	24,593	24,593	24,593	24,593
Book Value Per Share	0.05	0.05	0.06	0.07	0.06
Tangible Book Value	1,114	1,073	1,384	1,484	1,352
Tangible Book Value Per Share	0.05	0.04	0.06	0.06	0.05

Updated Oct 29, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.