Ecobank Transnational Incorporated (NGX:ETI)

Ecobank Transnational Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	7,760	5,058	4,197	3,005	3,349	3,140
Investment Securities	12,202	13,510	10,520	10,000	10,104	10,288
Trading Asset Securities	338.53	274.8	139.42	119.34	310.66	424.45
Total Investments	12,540	13,784	10,660	10,119	10,414	10,712
Gross Loans	12,440	12,777	10,507	11,062	11,521	10,228
Allowance for Loan Losses	-922.71	-1,002	-600.53	-519.06	-518.11	-652.38
Net Loans	11,517	11,775	9,907	10,543	11,003	9,576
Property, Plant & Equipment	707.15	668.54	562.81	588.35	754.01	750.62
Goodwill	-	-	-	11.85	13.92	18.34
Other Intangible Assets	30.58	39.88	39.55	43.47	70.62	103.95
Investments in Real Estate	17.53	21.36	11.07	11.07	9.92	11.02
Other Receivables	883.64	1,130	762.04	931.05	926.42	779.11
Restricted Cash	1,407	1,237	1,261	1,335	1,725	1,677
Other Current Assets	253.14	313.58	207.44	193.3	281.01	356.49
Long-Term Deferred Tax Assets	332.52	338.54	232.45	225.74	229.43	202
Other Real Estate Owned & Foreclosed	193.23	121.54	115.68	177.08	169.31	168.48
Other Long-Term Assets	-	-	-	46.86	57.98	66.88
Total Assets	35,642	34,487	27,955	27,230	29,004	27,562

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	423.15	281.33	265.33	271.5	167.59	48.91
Accrued Expenses	411.68	347.29	254.75	232.96	279.25	222.73
Interest Bearing Deposits	9,555	10,375	8,246	8,296	9,691	9,351
Non-Interest Bearing Deposits	19,290	17,544	14,199	13,266	13,585	12,593
Total Deposits	28,845	27,919	22,444	21,562	23,275	21,943
Short-Term Borrowings	16.86	8.24	35.15	44.3	94.22	29.1
Current Portion of Leases	-	-	-	2.09	2.59	2.23
Current Income Taxes Payable	93.75	123.3	104.32	112.64	77.7	66.34
Other Current Liabilities	806.27	814.22	613.4	756.52	509	485.28
Long-Term Debt	1,998	1,798	2,160	2,196	2,226	2,308
Long-Term Leases	-	-	-	51.46	49.6	42.33
Long-Term Unearned Revenue	119.59	167.92	149.27	101.27	113.3	64.34
Pension & Post-Retirement Benefits	36.32	37.8	26.34	30.99	19.26	25.08
Long-Term Deferred Tax Liabilities	49.33	46.39	47.61	71.61	99.95	87.75
Other Long-Term Liabilities	101.65	80.83	59.99	62.28	63.26	72.23
Total Liabilities	32,902	31,624	26,160	25,496	26,977	25,397

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	2,114	2,114	2,114	2,114	2,114	2,114
Retained Earnings	1,516	1,357	1,040	746.41	571.03	434.42
Comprehensive Income & Other	-1,688	-1,466	-2,001	-1,732	-1,216	-941.9
Total Common Equity	1,942	2,005	1,153	1,128	1,469	1,606
Minority Interest	798.75	858.16	641.67	606.41	558.08	557.83
Shareholders' Equity	2,741	2,864	1,795	1,734	2,027	2,164
Total Liabilities & Equity	35,642	34,487	27,955	27,230	29,004	27,562

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	2,015	1,806	2,195	2,294	2,373	2,382
Net Cash (Debt)	9,390	6,338	4,469	3,021	2,710	3,426
Net Cash Growth	67.10%	41.83%	47.92%	11.47%	-20.90%	15.58%
Net Cash Per Share	0.38	0.26	0.18	0.12	0.11	0.14
Filing Date Shares Outstanding	24,593	24,566	24,593	24,593	24,593	24,593
Total Common Shares Outstanding	24,593	24,566	24,593	24,593	24,593	24,593
Book Value Per Share	0.08	0.08	0.05	0.05	0.06	0.07
Tangible Book Value	1,911	1,965	1,114	1,073	1,384	1,484
Tangible Book Value Per Share	0.08	0.08	0.05	0.04	0.06	0.06

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 30, 2026

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