Ecobank Transnational Incorporated (NGX:ETI)

Ecobank Transnational Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	7,050	5,058	4,197	3,005	3,349	3,140
Investment Securities	10,656	13,510	10,520	10,000	10,104	10,288
Trading Asset Securities	310.25	274.8	139.42	119.34	310.66	424.45
Total Investments	10,966	13,784	10,660	10,119	10,414	10,712
Gross Loans	15,573	12,777	10,507	11,062	11,521	10,228
Allowance for Loan Losses	-	-1,002	-600.53	-519.06	-518.11	-652.38
Net Loans	15,573	11,775	9,907	10,543	11,003	9,576
Property, Plant & Equipment	668.27	668.54	562.81	588.35	754.01	750.62
Goodwill	-	-	-	11.85	13.92	18.34
Other Intangible Assets	31.5	39.88	39.55	43.47	70.62	103.95
Investments in Real Estate	7.82	21.36	11.07	11.07	9.92	11.02
Other Receivables	-	1,130	762.04	931.05	926.42	779.11
Restricted Cash	-	1,237	1,261	1,335	1,725	1,677
Other Current Assets	10.38	313.58	207.44	193.3	281.01	356.49
Long-Term Deferred Tax Assets	320.65	338.54	232.45	225.74	229.43	202
Other Real Estate Owned & Foreclosed	-	121.54	115.68	177.08	169.31	168.48
Other Long-Term Assets	1,336	-	-	46.86	57.98	66.88
Total Assets	35,964	34,487	27,955	27,230	29,004	27,562

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	-	281.33	265.33	271.5	167.59	48.91
Accrued Expenses	-	347.29	254.75	232.96	279.25	222.73
Interest Bearing Deposits	29,012	10,375	8,246	8,296	9,691	9,351
Non-Interest Bearing Deposits	-	17,544	14,199	13,266	13,585	12,593
Total Deposits	29,012	27,919	22,444	21,562	23,275	21,943
Short-Term Borrowings	15.62	8.24	35.15	44.3	94.22	29.1
Current Portion of Leases	-	-	-	2.09	2.59	2.23
Current Income Taxes Payable	123.27	123.3	104.32	112.64	77.7	66.34
Other Current Liabilities	-	814.22	613.4	756.52	509	485.28
Long-Term Debt	1,944	1,798	2,160	2,196	2,226	2,308
Long-Term Leases	-	-	-	51.46	49.6	42.33
Long-Term Unearned Revenue	-	167.92	149.27	101.27	113.3	64.34
Pension & Post-Retirement Benefits	38.05	37.8	26.34	30.99	19.26	25.08
Long-Term Deferred Tax Liabilities	36.27	46.39	47.61	71.61	99.95	87.75
Other Long-Term Liabilities	1,866	80.83	59.99	62.28	63.26	72.23
Total Liabilities	33,035	31,624	26,160	25,496	26,977	25,397

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	2,114	2,114	2,114	2,114	2,114	2,114
Retained Earnings	-68.13	1,357	1,040	746.41	571.03	434.42
Comprehensive Income & Other	69.2	-1,466	-2,001	-1,732	-1,216	-941.9
Total Common Equity	2,115	2,005	1,153	1,128	1,469	1,606
Minority Interest	814.48	858.16	641.67	606.41	558.08	557.83
Shareholders' Equity	2,930	2,864	1,795	1,734	2,027	2,164
Total Liabilities & Equity	35,964	34,487	27,955	27,230	29,004	27,562

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	1,960	1,806	2,195	2,294	2,373	2,382
Net Cash (Debt)	5,401	6,338	4,469	3,021	2,710	3,426
Net Cash Growth	-2.60%	41.83%	47.92%	11.47%	-20.90%	15.58%
Net Cash Per Share	0.22	0.26	0.18	0.12	0.11	0.14
Filing Date Shares Outstanding	24,608	24,566	24,593	24,593	24,593	24,593
Total Common Shares Outstanding	24,608	24,566	24,593	24,593	24,593	24,593
Book Value Per Share	0.09	0.08	0.05	0.05	0.06	0.07
Tangible Book Value	2,084	1,965	1,114	1,073	1,384	1,484
Tangible Book Value Per Share	0.08	0.08	0.05	0.04	0.06	0.06

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 30, 2026

Data Sources Report a data error