Ecobank Transnational Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	6,104	5,058	4,197	3,005	3,349	3,140
Investment Securities	13,044	13,510	10,520	10,000	10,104	10,288
Trading Asset Securities	374.54	274.8	139.42	119.34	310.66	424.45
Total Investments	13,418	13,784	10,660	10,119	10,414	10,712
Gross Loans	12,502	12,777	10,507	11,062	11,521	10,228
Allowance for Loan Losses	-1,015	-1,002	-600.53	-519.06	-518.11	-652.38
Net Loans	11,488	11,775	9,907	10,543	11,003	9,576
Property, Plant & Equipment	690.22	668.54	562.81	588.35	754.01	750.62
Goodwill	-	-	-	11.85	13.92	18.34
Other Intangible Assets	31.54	39.88	39.55	43.47	70.62	103.95
Investments in Real Estate	17.5	21.36	11.07	11.07	9.92	11.02
Other Receivables	1,224	1,130	762.04	931.05	926.42	779.11
Restricted Cash	1,408	1,237	1,261	1,335	1,725	1,677
Other Current Assets	238.67	313.58	207.44	193.3	281.01	356.49
Long-Term Deferred Tax Assets	342.36	338.54	232.45	225.74	229.43	202
Other Real Estate Owned & Foreclosed	194.31	121.54	115.68	177.08	169.31	168.48
Other Long-Term Assets	-	-	-	46.86	57.98	66.88
Total Assets	35,157	34,487	27,955	27,230	29,004	27,562
Accounts Payable	341.77	281.33	265.33	271.5	167.59	48.91
Accrued Expenses	422.14	347.29	254.75	232.96	279.25	222.73
Interest Bearing Deposits	9,462	10,375	8,246	8,296	9,691	9,351
Non-Interest Bearing Deposits	18,827	17,544	14,199	13,266	13,585	12,593
Total Deposits	28,289	27,919	22,444	21,562	23,275	21,943
Short-Term Borrowings	17.24	8.24	35.15	44.3	94.22	29.1
Current Portion of Leases	-	-	-	2.09	2.59	2.23
Current Income Taxes Payable	99.72	123.3	104.32	112.64	77.7	66.34
Other Current Liabilities	937.73	814.22	613.4	756.52	509	485.28
Long-Term Debt	1,900	1,798	2,160	2,196	2,226	2,308
Long-Term Leases	-	-	-	51.46	49.6	42.33
Long-Term Unearned Revenue	123.86	167.92	149.27	101.27	113.3	64.34
Pension & Post-Retirement Benefits	35.28	37.8	26.34	30.99	19.26	25.08
Long-Term Deferred Tax Liabilities	39.67	46.39	47.61	71.61	99.95	87.75
Other Long-Term Liabilities	92.17	80.83	59.99	62.28	63.26	72.23
Total Liabilities	32,298	31,624	26,160	25,496	26,977	25,397
Common Stock	2,114	2,114	2,114	2,114	2,114	2,114
Retained Earnings	1,450	1,357	1,040	746.41	571.03	434.42
Comprehensive Income & Other	-1,547	-1,466	-2,001	-1,732	-1,216	-941.9
Total Common Equity	2,017	2,005	1,153	1,128	1,469	1,606
Minority Interest	841.5	858.16	641.67	606.41	558.08	557.83
Shareholders' Equity	2,859	2,864	1,795	1,734	2,027	2,164
Total Liabilities & Equity	35,157	34,487	27,955	27,230	29,004	27,562
Total Debt	1,917	1,806	2,195	2,294	2,373	2,382
Net Cash (Debt)	7,649	6,338	4,469	3,021	2,710	3,426
Net Cash Growth	55.45%	41.83%	47.92%	11.47%	-20.90%	15.58%
Net Cash Per Share	0.31	0.26	0.18	0.12	0.11	0.14
Filing Date Shares Outstanding	24,593	24,566	24,593	24,593	24,593	24,593
Total Common Shares Outstanding	24,593	24,566	24,593	24,593	24,593	24,593
Book Value Per Share	0.08	0.08	0.05	0.05	0.06	0.07
Tangible Book Value	1,986	1,965	1,114	1,073	1,384	1,484
Tangible Book Value Per Share	0.08	0.08	0.05	0.04	0.06	0.06

Source: S&P Global Market Intelligence. Banks template. Financial Sources.