Ecobank Transnational Incorporated (NGX:ETI)
Nigeria flag Nigeria · Delayed Price · Currency is NGN
70.00
-1.00 (-1.41%)
At close: Nov 2, 2026

Ecobank Transnational Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
2,1621,9841,7641,7311,6641,539
Revenue Growth
10.18%12.50%1.87%4.07%8.09%5.83%
Net Income
461.24407.14333.18287.82286.43262.23
Earnings Per Share
0.020.020.010.010.010.01
EPS Growth
12.11%22.21%15.77%0.46%9.22%6172.35%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Corporate & Investment Bank (CIB)
1,2251,185905.9760.38786.24834.93
Commercial
623.49593.49526.55540.03438.44358.21
Consumer
568.71547.45493.9516.19452.84405.24
Others
790.23117.58239.18616.08174.62278.67
Consolidation Adjustments
-1,045-458.94-401.82-698.95-188.41-338.01
Total
2,1621,9841,7641,7341,6641,539

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
7,3618,1436,6645,3155,0835,808
Total Debt
1,9601,8062,1952,2942,3732,382
Net Cash (Debt)
5,4016,3384,4693,0212,7103,426
Net Cash Growth
-2.60%41.83%47.92%11.47%-20.90%15.58%
Net Cash Per Share
0.220.260.180.120.110.14

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-279.59-935.6-887.18-1,810-2,011-350.21
Capital Expenditures
-135.89-88.79-84.6-96.48-299.73-276.25
Free Cash Flow
-415.47-1,024-971.78-1,906-2,311-626.46
Free Cash Flow Growth
------

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
21.34%20.52%18.89%16.63%17.22%17.04%
FCF Margin
-19.22%-51.63%-55.10%-110.11%-138.89%-40.70%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
2.1250.002--0.0010.002
Dividend Per Share Growth
0%----31.25%-
Dividend Yield
3.04%5.71%--4.65%7.59%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
2.821.691.342.012.031.98
Forward PE
2.242.181.120.391.822.37
PS Ratio
0.440.350.250.330.350.34