Ecobank Transnational Incorporated (NGX:ETI)
Nigeria flag Nigeria · Delayed Price · Currency is NGN
88.95
+3.25 (3.79%)
At close: Jul 24, 2026

Ecobank Transnational Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
2,0491,9841,7641,7311,6641,539
Revenue Growth
14.62%12.50%1.87%4.07%8.09%5.83%
Net Income
415.98407.14333.18287.82286.43262.23
Earnings Per Share
0.020.020.010.010.010.01
EPS Growth
19.43%22.21%15.77%0.46%9.22%6172.35%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Corporate & Investment Bank (CIB)
1,2311,185905.9760.38786.24834.93
Commercial
597.82593.49526.55540.03438.44358.21
Consumer
556.2547.45493.9516.19452.84405.24
Others
93.18117.58239.18616.08174.62278.67
Consolidation Adjustments
-428.04-458.94-401.82-698.95-188.41-338.01
Total
2,0501,9841,7641,7341,6641,539

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
9,5668,1436,6645,3155,0835,808
Total Debt
1,9171,8062,1952,2942,3732,382
Net Cash (Debt)
7,6496,3384,4693,0212,7103,426
Net Cash Growth
55.45%41.83%47.92%11.47%-20.90%15.58%
Net Cash Per Share
0.310.260.180.120.110.14

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-648.59-935.6-887.18-1,810-2,011-350.21
Capital Expenditures
-90.81-88.79-84.6-96.48-299.73-276.25
Free Cash Flow
-739.4-1,024-971.78-1,906-2,311-626.46
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
20.30%20.52%18.89%16.63%17.22%17.04%
FCF Margin
-36.08%-51.63%-55.10%-110.11%-138.89%-40.70%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
2.1880.002--0.0010.002
Dividend Per Share Growth
0%----31.25%-
Dividend Yield
2.55%5.64%--4.96%8.55%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
3.611.691.342.012.031.98
Forward PE
4.782.181.120.391.822.37
PS Ratio
0.550.350.250.330.350.34