Ecobank Transnational Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	2,190	2,085	1,849	1,865	1,598	1,466
Interest Income on Investments	13.09	12.08	0.5	1.35	19.14	7.96
Total Interest Income	2,204	2,097	1,850	1,866	1,617	1,474
Interest Paid on Deposits	697.87	685.95	675.21	697.43	603.75	529.12
Net Interest Income	1,506	1,411	1,174	1,169	1,014	944.43
Net Interest Income Growth (YoY)	27.55%	20.15%	0.50%	15.29%	7.33%	4.10%
Income From Trading Activities	-	-	-	-	310.61	295.62
Gain (Loss) on Sale of Assets	0.75	0.75	2.56	3.16	25.21	15.78
Gain (Loss) on Sale of Investments	5.5	5.5	-1.68	9.56	13.23	19.11
Other Non-Interest Income	1,057	1,031	910.6	879.88	498.92	481.78
Total Non-Interest Income	1,063	1,037	911.48	892.6	847.96	812.28
Non-Interest Income Growth (YoY)	14.81%	13.82%	2.12%	5.26%	4.39%	11.49%
Revenues Before Loan Losses	2,569	2,449	2,086	2,061	1,862	1,757
Provision for Loan Losses	519.15	464.63	322.36	329.94	198.07	217.68
Revenue	2,049	1,984	1,764	1,731	1,664	1,539
Revenue Growth (YoY)	14.62%	12.50%	1.87%	4.07%	8.09%	5.83%
Salaries and Employee Benefits	531.44	514.04	447.38	462.8	447.36	454.94
Occupancy Expenses	82.21	80.41	78.85	90.15	101.28	108.67
Selling, General & Administrative	-	-	-	43.09	39.59	39.09
Other Non-Interest Expense	622.81	596.6	583.01	523.83	509.46	432.01
Total Non-Interest Expense	1,236	1,191	1,109	1,120	1,097	1,035
EBT Excluding Unusual Items	813.28	793.24	654.46	611.58	566.48	503.84
Asset Writedown	0.35	0.35	0.1	2.42	0.13	-
Other Unusual Items	-	-	-	-39.95	-33.89	-25.85
Pretax Income	813.63	793.59	654.55	574.05	532.72	477.99
Income Tax Expense	200.6	200.62	164.12	174.44	173.34	122.28
Earnings From Continuing Operations	613.03	592.97	490.43	399.61	359.38	355.71
Earnings From Discontinued Operations	-6.09	-6.09	-4.07	-	-	0.89
Minority Interest in Earnings	-190.96	-179.74	-153.19	-111.79	-72.95	-94.37
Net Income	415.98	407.14	333.18	287.82	286.43	262.23
Net Income to Common	415.98	407.14	333.18	287.82	286.43	262.23
Net Income Growth	19.44%	22.20%	15.76%	0.49%	9.23%	6140.70%
Basic Shares Outstanding	24,592	24,593	24,593	24,593	24,593	24,593
Diluted Shares Outstanding	24,592	24,593	24,593	24,593	24,593	24,593
Shares Change (YoY)	0.02%	-	-	-	-	-
EPS (Basic)	0.02	0.02	0.01	0.01	0.01	0.01
EPS (Diluted)	0.02	0.02	0.01	0.01	0.01	0.01
EPS Growth	19.40%	22.21%	15.77%	0.46%	9.22%	6172.35%
Dividend Per Share	0.002	0.002	-	-	0.001	0.002
Dividend Growth	-	-	-	-	-31.25%	-
Effective Tax Rate	24.65%	25.28%	25.07%	30.39%	32.54%	25.58%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.