eTranzact International Plc (NGX:ETRANZACT)
Nigeria flag Nigeria · Delayed Price · Currency is NGN
17.00
-1.50 (-8.11%)
At close: Nov 13, 2026

eTranzact International Financials Overview

Millions NGN. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
31,48730,61029,89633,90522,54223,585
Revenue Growth
12.11%2.39%-11.82%50.41%-4.42%3.79%
Gross Profit
13,84814,31111,3598,3205,6812,805
Operating Income
2,6784,0744,6643,1831,635382.94
Net Income
1,4412,4703,3932,2021,175455.75
Earnings Per Share
0.160.270.370.240.160.07
EPS Growth
-60.62%-27.22%54.12%48.74%116.17%-

Revenue by Segment

Fiscal Year
FY 2025FY 2024
Period EndingDec '25 Dec '24
Switching Services
19,94324,703
Merchant Acquiring
10,4855,180
Digital Banking and Financial
182.5313.1
Total
30,61029,896

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
17,1496,6535,8294,5923,0272,616
Total Debt
92.32146.71210.86272.98320.45368.78
Net Cash (Debt)
17,0576,5065,6184,3192,7072,247
Net Cash Growth
279.09%15.80%30.07%59.58%20.47%-5.24%
Net Cash Per Share
1.850.710.610.470.370.37

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
3,6244,0752,7852,567-4,679-1,255
Capital Expenditures
-1,792-2,234-1,703-996.84-541.94-408.6
Free Cash Flow
1,8321,8401,0811,570-5,221-1,664
Free Cash Flow Growth
-78.27%70.26%-31.14%---

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
43.98%46.75%38.00%24.54%25.20%11.89%
Operating Margin
8.51%13.31%15.60%9.39%7.26%1.62%
Pretax Margin
8.67%13.72%16.38%9.43%7.14%2.27%
Profit Margin
4.58%8.07%11.35%6.49%5.21%1.93%
FCF Margin
5.82%6.01%3.62%4.63%-23.16%-7.05%

Dividends

Fiscal Year
CurrentFY 2025FY 2024
Period EndingNov '26 Dec '25 Dec '24
Dividend Per Share
0.125-0.125
Dividend Per Share Growth
0%--
Dividend Yield
0.74%-1.92%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
108.5142.2817.6225.2827.4127.51
P/FCF Ratio
92.9156.7455.3235.46--
PS Ratio
5.413.412.001.641.430.53