Fidelity Bank Plc (NGX:FIDELITYBK)

Fidelity Bank Statistics

Total Valuation

Fidelity Bank has a market cap or net worth of NGN 959.05 billion.

Market Cap	959.05B
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, October 31, 2025.

Earnings Date	Oct 31, 2025
Ex-Dividend Date	Apr 16, 2025

Share Statistics

Fidelity Bank has 50.21 billion shares outstanding. The number of shares has increased by 73.39% in one year.

Current Share Class	50.21B
Shares Outstanding	50.21B
Shares Change (YoY)	+73.39%
Shares Change (QoQ)	-0.32%
Owned by Insiders (%)	0.79%
Owned by Institutions (%)	0.21%
Float	49.82B

Valuation Ratios

The trailing PE ratio is 3.99 and the forward PE ratio is 4.53.

PE Ratio	3.99
Forward PE	4.53
PS Ratio	1.18
PB Ratio	0.91
P/TBV Ratio	0.96
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.95
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 30.46%.

Return on Equity (ROE)	30.46%
Return on Assets (ROA)	2.64%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	259.14M
Profits Per Employee	84.82M
Employee Count	3,127
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Fidelity Bank has paid 106.77 billion in taxes.

Income Tax	106.77B
Effective Tax Rate	28.70%

Stock Price Statistics

The stock price has increased by +24.43% in the last 52 weeks. The beta is 0.23, so Fidelity Bank's price volatility has been lower than the market average.

Beta (5Y)	0.23
52-Week Price Change	+24.43%
50-Day Moving Average	19.62
200-Day Moving Average	19.65
Relative Strength Index (RSI)	47.77
Average Volume (20 Days)	32,677,616

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Fidelity Bank had revenue of NGN 810.34 billion and earned 265.23 billion in profits. Earnings per share was 4.78.

Revenue	810.34B
Gross Profit	798.61B
Operating Income	374.35B
Pretax Income	372.00B
Net Income	265.23B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	4.78

Balance Sheet

The company has 1.40 trillion in cash and 1.17 trillion in debt, giving a net cash position of 231.25 billion or 4.61 per share.

Cash & Cash Equivalents	1.40T
Total Debt	1.17T
Net Cash	231.25B
Net Cash Per Share	4.61
Equity (Book Value)	1.05T
Book Value Per Share	20.98
Working Capital	-4,492.13B

Cash Flow

In the last 12 months, operating cash flow was -1,136.44 billion and capital expenditures -93.94 billion, giving a free cash flow of -1,230.38 billion.

Operating Cash Flow	-1,136.44B
Capital Expenditures	-93.94B
Free Cash Flow	-1,230.38B
FCF Per Share	-24.50

Margins

Gross Margin	n/a
Operating Margin	46.20%
Pretax Margin	45.91%
Profit Margin	32.73%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 1.25, which amounts to a dividend yield of 6.53%.

Dividend Per Share	1.25
Dividend Yield	6.53%
Dividend Growth (YoY)	147.06%
Years of Dividend Growth	5
Payout Ratio	33.91%
Buyback Yield	-73.39%
Shareholder Yield	-66.87%
Earnings Yield	27.66%
FCF Yield	-128.29%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2