Fidelity Bank Plc (NGX:FIDELITYBK)
Nigeria · Delayed Price · Currency is NGN 21.55
-0.05 (-0.23%)
At close: Jul 31, 2026
Fidelity Bank Financials Overview
Financials in millions NGN. Fiscal year is January - December.
Millions NGN. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 798,676 | 790,992 | 716,694 | 319,200 | 174,461 | 121,527 |
Revenue Growth | -3.84% | 10.37% | 124.53% | 82.96% | 43.56% | 8.81% |
Net Income Net Income Growth | 225,814 | 242,444 | 278,106 | 99,454 | 46,724 | 23,104 |
Earnings Per Share EPS Growth | 3.57 | 4.83 | 6.65 | 3.11 | 1.61 | 0.80 |
EPS Growth | -50.91% | -27.41% | 113.94% | 92.78% | 102.23% | -13.31% |
| Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Retail Banking Retail Banking Growth | 637,419 | 384,422 | 267,778 | 73,924 | 52,482 |
Corporate Banking Corporate Banking Growth | 194,233 | 192,793 | 47,975 | 56,412 | 42,926 |
Investment Banking Investment Banking Growth | 201,008 | 137,325 | 46,100 | 44,082 | 20,252 |
Total Total Growth | 1,032,660 | 714,540 | 361,853 | 174,418 | 115,660 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 1,574,177 | 1,330,770 | 762,856 | 382,584 | 307,159 | 274,034 |
Total Debt Total Debt Growth | 1,063,104 | 1,085,551 | 932,672 | 579,439 | 263,199 | 468,838 |
Net Cash (Debt) Net Cash Growth | 511,073 | 245,219 | -169,816 | -196,855 | 43,960 | -194,804 |
Net Cash Growth | -18.60% | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | 8.09 | 4.88 | -4.06 | -6.16 | 1.52 | -6.73 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -1,006,167 | 408,680 | -992,060 | -939,809 | -248,163 | -426,705 |
Capital Expenditures CapEx Growth | -130,727 | -138,118 | -37,958 | -9,474 | -6,769 | -4,241 |
Free Cash Flow Free Cash Flow Growth | -1,136,894 | 270,562 | -1,030,018 | -949,283 | -254,932 | -430,946 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 28.27% | 30.65% | 38.80% | 31.16% | 26.78% | 19.01% |
FCF Margin | -142.35% | 34.21% | -143.72% | -297.39% | -146.13% | -354.61% |
| Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|
| Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 2.100 | 0.850 | 0.500 | 0.350 |
Dividend Per Share Growth | 147.06% | 70.00% | 42.86% | 59.09% |
Dividend Yield | 12.88% | 10.45% | 16.96% | 22.84% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 3, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 6.03 | 3.94 | 2.01 | 3.49 | 2.70 | 3.20 |
Forward PE | 4.28 | 4.03 | 3.30 | 4.74 | 2.49 | 2.04 |
P/FCF Ratio | - | 3.53 | - | - | - | - |
PS Ratio | 1.70 | 1.21 | 0.78 | 1.09 | 0.72 | 0.61 |