Fidelity Bank Plc (NGX:FIDELITYBK)

Fidelity Bank Statistics

Total Valuation

Fidelity Bank has a market cap or net worth of NGN 1.15 trillion.

Market Cap	1.15T
Enterprise Value	n/a

Important Dates

The last earnings date was Wednesday, April 29, 2026.

Earnings Date	Apr 29, 2026
Ex-Dividend Date	n/a

Share Statistics

Fidelity Bank has 50.21 billion shares outstanding. The number of shares has increased by 73.39% in one year.

Current Share Class	50.21B
Shares Outstanding	50.21B
Shares Change (YoY)	+73.39%
Shares Change (QoQ)	-0.32%
Owned by Insiders (%)	0.79%
Owned by Institutions (%)	0.42%
Float	49.82B

Valuation Ratios

The trailing PE ratio is 4.74 and the forward PE ratio is 5.23.

PE Ratio	4.74
Forward PE	5.23
PS Ratio	1.45
PB Ratio	1.06
P/TBV Ratio	1.12
P/FCF Ratio	4.33
P/OCF Ratio	2.81
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	4.08
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 24.42%.

Return on Equity (ROE)	24.42%
Return on Assets (ROA)	2.51%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	2.92%
Revenue Per Employee	252.96M
Profits Per Employee	77.53M
Employee Count	3,127
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Fidelity Bank has paid 105.22 billion in taxes.

Income Tax	105.22B
Effective Tax Rate	30.26%

Stock Price Statistics

The stock price has increased by +9.05% in the last 52 weeks. The beta is 0.26, so Fidelity Bank's price volatility has been lower than the market average.

Beta (5Y)	0.26
52-Week Price Change	+9.05%
50-Day Moving Average	20.10
200-Day Moving Average	19.94
Relative Strength Index (RSI)	64.57
Average Volume (20 Days)	40,592,520

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Fidelity Bank had revenue of NGN 790.99 billion and earned 242.44 billion in profits.

Revenue	790.99B
Gross Profit	790.99B
Operating Income	347.66B
Pretax Income	347.66B
Net Income	242.44B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	n/a

Balance Sheet

The company has 1.33 trillion in cash and 1.08 trillion in debt, with a net cash position of 247.44 billion or 4.93 per share.

Cash & Cash Equivalents	1.33T
Total Debt	1.08T
Net Cash	247.44B
Net Cash Per Share	4.93
Equity (Book Value)	1.09T
Book Value Per Share	n/a
Working Capital	-4,243.07B

Cash Flow

In the last 12 months, operating cash flow was 408.68 billion and capital expenditures -142.96 billion, giving a free cash flow of 265.72 billion.

Operating Cash Flow	408.68B
Capital Expenditures	-142.96B
Depreciation & Amortization	n/a
Net Borrowing	216.87B
Free Cash Flow	265.72B
FCF Per Share	5.29

Margins

Gross Margin	n/a
Operating Margin	43.95%
Pretax Margin	43.95%
Profit Margin	30.65%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	33.59%

Dividends & Yields

Fidelity Bank does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	25.88%
Buyback Yield	-73.39%
Shareholder Yield	-73.39%
Earnings Yield	21.08%
FCF Yield	23.11%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4