Fidelity Bank Plc (NGX:FIDELITYBK)

Fidelity Bank Statistics

Total Valuation

Fidelity Bank has a market cap or net worth of NGN 1.31 trillion.

Market Cap	1.31T
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, August 28, 2026.

Earnings Date	Aug 28, 2026
Ex-Dividend Date	n/a

Share Statistics

Fidelity Bank has 63.17 billion shares outstanding. The number of shares has increased by 36.20% in one year.

Current Share Class	63.17B
Shares Outstanding	63.17B
Shares Change (YoY)	+36.20%
Shares Change (QoQ)	+9.11%
Owned by Insiders (%)	0.63%
Owned by Institutions (%)	0.33%
Float	62.78B

Valuation Ratios

The trailing PE ratio is 5.79 and the forward PE ratio is 4.12.

PE Ratio	5.79
Forward PE	4.12
PS Ratio	1.64
PB Ratio	0.94
P/TBV Ratio	1.02
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.94
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 19.47%.

Return on Equity (ROE)	19.47%
Return on Assets (ROA)	2.07%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.13%
Revenue Per Employee	230.43M
Profits Per Employee	65.15M
Employee Count	3,127
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Fidelity Bank has paid 108.56 billion in taxes.

Income Tax	108.56B
Effective Tax Rate	32.47%

Stock Price Statistics

The stock price has increased by +8.95% in the last 52 weeks. The beta is 0.26, so Fidelity Bank's price volatility has been lower than the market average.

Beta (5Y)	0.26
52-Week Price Change	+8.95%
50-Day Moving Average	20.73
200-Day Moving Average	20.00
Relative Strength Index (RSI)	45.63
Average Volume (20 Days)	40,292,672

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Fidelity Bank had revenue of NGN 798.68 billion and earned 225.81 billion in profits. Earnings per share was 3.57.

Revenue	798.68B
Gross Profit	786.80B
Operating Income	334.37B
Pretax Income	334.37B
Net Income	225.81B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	3.57

Balance Sheet

The company has 1.57 trillion in cash and 1.06 trillion in debt, with a net cash position of 511.07 billion or 8.09 per share.

Cash & Cash Equivalents	1.57T
Total Debt	1.06T
Net Cash	511.07B
Net Cash Per Share	8.09
Equity (Book Value)	1.39T
Book Value Per Share	21.94
Working Capital	-4,992.98B

Cash Flow

In the last 12 months, operating cash flow was -1,006.17 billion and capital expenditures -130.73 billion, giving a free cash flow of -1,136.89 billion.

Operating Cash Flow	-1,006.17B
Capital Expenditures	-130.73B
Depreciation & Amortization	n/a
Net Borrowing	-142.75B
Free Cash Flow	-1,136.89B
FCF Per Share	-18.00

Margins

Gross Margin	n/a
Operating Margin	41.87%
Pretax Margin	41.87%
Profit Margin	28.27%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

Fidelity Bank does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-36.20%
Shareholder Yield	-36.20%
Earnings Yield	17.27%
FCF Yield	-86.94%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Analyst Forecast

The average price target for Fidelity Bank is 25.69, which is 24.11% higher than the current price. The consensus rating is "Buy".

Price Target	25.69
Price Target Difference	24.11%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (3Y)	n/a
EPS Growth Forecast (3Y)	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2