First HoldCo Plc (NGX:FIRSTHOLDCO)
Nigeria flag Nigeria · Delayed Price · Currency is NGN
120.50
-0.40 (-0.33%)
At close: Jul 24, 2026

First HoldCo Financials Overview

Millions NGN. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
1,819,3381,468,0711,730,092912,355531,672501,102
Revenue Growth
2.14%-15.14%89.63%71.60%6.10%33.37%
Net Income
368,945132,684670,799308,203134,403149,709
Earnings Per Share
8.253.1718.598.593.744.17
EPS Growth
-47.80%-82.95%116.45%129.31%-10.22%70.23%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Commercial Banking Group
1,792,5091,476,3771,712,385897,210526,430501,296
Others
91,13057,28867,35222,97955,55818,024
Investment Banking and Asset Management Group
51,30248,32073,95744,865--
Inter-Segment
-44,163-50,133-63,458-18,623-63,864-19,961
Total
1,890,7781,531,8521,790,236946,431547,822524,778

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
7,283,0486,521,8026,137,1573,643,5182,412,0871,905,027
Total Debt
1,042,4372,027,1901,827,9281,408,676722,121435,305
Net Cash (Debt)
6,240,6114,494,6124,309,2292,234,8421,689,9661,469,722
Net Cash Growth
48.13%4.30%92.82%32.24%14.99%-18.01%
Net Cash Per Share
139.61107.31119.3962.2647.0840.95

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-3,237,425-1,827,2621,996,331-2,402,623-845,058-484,483
Capital Expenditures
-296,924-381,484-95,001-43,637-30,758-22,491
Free Cash Flow
-3,534,349-2,208,7461,901,330-2,446,260-875,816-506,974
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
20.28%9.04%38.77%33.78%25.28%29.88%
FCF Margin
-194.27%-150.45%109.90%-268.13%-164.73%-101.17%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.000-0.6000.4000.5000.350
Dividend Per Share Growth
0%-50.00%-20.00%42.86%-22.22%
Dividend Yield
0.83%-2.19%1.78%4.94%3.42%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
13.6015.121.502.742.912.73
Forward PE
8.372.931.894.512.874.31
P/FCF Ratio
--0.53---
PS Ratio
3.011.370.580.930.740.82