Guaranty Trust Holding Company Plc (NGX:GTCO)
Nigeria flag Nigeria · Delayed Price · Currency is NGN
67.00
-2.00 (-2.90%)
At close: May 30, 2025

NGX:GTCO Income Statement

Millions NGN. Fiscal year is Jan - Dec.
Fiscal Year
TTM FY 2024 FY 2023 FY 2022 FY 2021 FY 2020 2015 - 2019
Period Ending
Mar '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 2015 - 2019
Interest Income on Loans
1,434,4131,321,582531,018294,873251,466288,279
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Interest Income on Investments
23,12520,22019,73830,52715,42712,459
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Total Interest Income
1,457,5391,341,802550,755325,400266,894300,738
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Interest Paid on Deposits
307,891283,215114,05966,09746,28147,069
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Net Interest Income
1,149,6471,058,586436,697259,303220,613253,668
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Net Interest Income Growth (YoY)
97.59%142.41%68.41%17.54%-13.03%9.64%
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Income From Trading Activities
88,69186,23862,20140,28229,646-
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Gain (Loss) on Sale of Assets
101.22187.611.5882.69-1526.81
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Gain (Loss) on Sale of Investments
-27,688-27,668-94,992-35,945-760.83,191
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Other Non-Interest Income
409,251688,590558,764160,315142,813148,221
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Total Non-Interest Income
470,356747,348525,984164,735171,683151,438
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Non-Interest Income Growth (YoY)
-45.90%42.09%219.29%-4.05%13.37%11.17%
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Revenues Before Loan Losses
1,620,0031,805,934962,681424,038392,296405,106
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Provision for Loan Losses
136,598136,662102,95311,9878,53119,573
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Revenue
1,483,4041,669,272859,727412,052383,765385,533
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Revenue Growth (YoY)
10.85%94.16%108.65%7.37%-0.46%6.30%
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Salaries and Employee Benefits
94,44489,28949,31636,69334,39136,434
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Occupancy Expenses
62,48658,03339,09535,46735,30031,155
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Selling, General & Administrative
51,18448,70223,63421,7829,51711,504
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Other Non-Interest Expense
218,017207,002138,374103,99083,05968,346
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Total Non-Interest Expense
426,130403,026250,419197,932162,267147,438
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EBT Excluding Unusual Items
1,057,2751,266,246609,308214,120221,498238,095
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Legal Settlements
---34.51--
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Pretax Income
1,057,2751,266,246609,308214,154221,498238,095
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Income Tax Expense
238,459248,44369,65444,98146,65836,655
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Earnings From Continuing Operations
818,8161,017,803539,655169,173174,839201,440
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Minority Interest in Earnings
-13,032-11,583-5,229-2,437-2,732-1,830
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Net Income
805,7841,006,220534,425166,737172,107199,609
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Net Income to Common
805,7841,006,220534,425166,737172,107199,609
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Net Income Growth
-13.56%88.28%220.52%-3.12%-13.78%2.16%
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Basic Shares Outstanding
29,50928,39528,02228,02228,03828,085
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Diluted Shares Outstanding
29,50928,39528,02228,02228,03828,085
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Shares Change (YoY)
5.30%1.33%--0.06%-0.17%-
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EPS (Basic)
27.3135.4419.075.956.147.11
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EPS (Diluted)
27.3135.4419.075.956.147.11
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EPS Growth
-17.90%85.82%220.50%-3.07%-13.63%2.16%
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Dividend Per Share
8.0308.0303.2003.1003.0003.000
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Dividend Growth
150.94%150.94%3.23%3.33%-7.14%
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Effective Tax Rate
22.55%19.62%11.43%21.00%21.07%15.39%
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Updated Oct 30, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.