Guaranty Trust Holding Company Plc (NGX:GTCO)
Nigeria · Delayed Price · Currency is NGN 127.70
-3.30 (-2.52%)
At close: Oct 13, 2026
NGX:GTCO Cash Flow Statement
Financials in millions NGN. Fiscal year is January - December.
Millions NGN. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 820,794 | 853,548 | 1,006,220 | 534,425 | 166,737 | 172,107 |
Depreciation & Amortization | 79,826 | 69,646 | 49,776 | 31,401 | 29,366 | 30,576 |
Other Amortization | 25,709 | 19,876 | 8,257 | 7,695 | 6,101 | 4,724 |
Gain (Loss) on Sale of Assets | -696.76 | -221.35 | -187.6 | -11.58 | -82.69 | 15 |
Gain (Loss) on Sale of Investments | 99,316 | 72,136 | -506,126 | -357,745 | 38,023 | -5,681 |
Total Asset Writedown | -20,872 | 2,336 | 428.99 | 25,479 | -1.13 | 3.65 |
Provision for Credit Losses | 30,176 | 66,423 | 136,662 | 102,953 | 11,987 | 8,531 |
Change in Trading Asset Securities | -115,015 | -92,280 | -27,804 | 98,982 | -42,018 | -29,911 |
Change in Other Net Operating Assets | -442,839 | -445,609 | 230,227 | -945,919 | 331,620 | -134,512 |
Other Operating Activities | -15,666 | -76,205 | 262,440 | -28,039 | -34,678 | -44,252 |
Operating Cash Flow | 460,733 | 469,649 | 1,159,892 | -530,780 | 507,054 | 1,602 |
Operating Cash Flow Growth | 564.33% | -59.51% | - | - | 31559.25% | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -55,628 | -125,575 | -128,315 | -38,258 | -22,276 | -43,228 |
Sale of Property, Plant and Equipment | 6,092 | 6,798 | 227.31 | 79.99 | 219.2 | 423.97 |
Cash Acquisitions | - | - | - | - | -17,687 | - |
Investment in Securities | -2,339,855 | -1,229,717 | -993,212 | -918,782 | -180,470 | -160,744 |
Purchase / Sale of Intangibles | -46,335 | -49,096 | -55,196 | -10,979 | -5,682 | -4,399 |
Other Investing Activities | -80,419 | -79,706 | -1,335 | -3,115 | -3,301 | -15,906 |
Investing Cash Flow | -2,516,145 | -1,477,296 | -1,177,830 | -971,053 | -229,198 | -223,853 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 66.72 | 254,786 | 416.88 | 80,936 | 85,593 |
Long-Term Debt Repaid | - | -197,693 | -58,971 | -56,395 | -112,608 | -50,040 |
Lease Payments | -3,572 | -2,924 | -8,434 | -1,914 | -2,353 | -1,828 |
Net Debt Issued (Repaid) | -198,416 | -197,626 | 195,814 | -55,978 | -31,672 | 35,553 |
Issuance of Common Stock | 173,435 | 173,435 | 209,496 | - | - | - |
Repurchase of Common Stock | -5,166 | -22,289 | -3,164 | - | - | -1,198 |
Common Dividends Paid | -463,968 | -274,120 | -108,895 | -98,716 | -89,020 | -88,294 |
Net Increase (Decrease) in Deposit Accounts | 3,088,836 | 2,258,394 | 579,954 | 1,359,892 | 534,648 | 462,700 |
Other Financing Activities | -58,003 | -53,241 | -1,830 | -5,544 | -330.48 | -354.56 |
Financing Cash Flow | 2,536,718 | 1,884,553 | 871,375 | 1,199,654 | 413,626 | 408,408 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | -699,319 | 5,146 | 1,542,217 | 712,037 | -1,061 | 8,072 |
Net Cash Flow | -218,013 | 882,052 | 2,395,654 | 409,858 | 690,421 | 194,228 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 405,105 | 344,074 | 1,031,577 | -569,038 | 484,778 | -41,627 |
Free Cash Flow Growth | - | -66.65% | - | - | - | - |
Free Cash Flow Margin | 23.45% | 20.16% | 61.80% | -66.19% | 117.65% | -10.85% |
Free Cash Flow Per Share | 11.38 | 10.25 | 36.33 | -20.31 | 17.30 | -1.49 |
Free Cash Flow After Leases | 401,533 | 341,150 | 1,023,144 | -570,952 | 482,425 | -43,455 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 437,087 | 424,612 | 249,684 | 116,090 | 54,502 | 43,658 |
Cash Income Tax Paid | 337,201 | 301,281 | 124,321 | 82,673 | 26,934 | 32,071 |