NGX:GTCO Balance Sheet

Financials in millions NGN. Fiscal year is January - December.

Millions NGN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	5,965,875	5,283,642	4,401,590	2,005,936	1,596,079	905,657
Investment Securities	5,122,148	5,572,604	4,152,386	2,480,328	1,235,116	1,169,296
Trading Asset Securities	190,917	135,204	55,513	46,029	152,610	86,884
Total Investments	5,313,065	5,707,808	4,207,899	2,526,357	1,387,726	1,256,180
Gross Loans	3,264,531	3,228,981	2,920,284	2,614,625	1,972,442	1,886,409
Allowance for Loan Losses	-93,075	-96,682	-134,532	-134,375	-86,589	-83,707
Net Loans	3,171,456	3,132,299	2,785,752	2,480,250	1,885,853	1,802,702
Property, Plant & Equipment	451,216	465,569	330,232	224,299	197,860	203,972
Goodwill	19,267	19,277	19,293	19,161	19,116	8,690
Other Intangible Assets	91,805	91,419	61,951	13,915	10,296	10,884
Other Receivables	1,016,792	451,974	397,858	485,538	70,943	77,117
Restricted Cash	2,410,508	2,302,843	2,206,495	1,708,904	1,100,191	1,016,214
Other Current Assets	164,634	183,096	289,992	154,987	101,714	94,940
Long-Term Deferred Tax Assets	22,532	32,686	28,877	18,286	10,983	3,188
Other Real Estate Owned & Foreclosed	-	-	-	-	17.03	16.27
Other Long-Term Assets	118,404	90,538	65,768	53,621	65,678	56,475
Total Assets	18,745,554	17,761,152	14,795,707	9,691,255	6,446,456	5,436,035
Accounts Payable	122,155	306,607	170,809	102,152	48,144	22,534
Interest Bearing Deposits	5,756,796	5,500,144	4,219,160	3,102,595	2,141,482	1,903,222
Non-Interest Bearing Deposits	7,929,503	7,373,896	6,182,282	4,444,292	2,468,861	2,227,111
Total Deposits	13,686,299	12,874,041	10,401,442	7,546,888	4,610,343	4,130,333
Short-Term Borrowings	123.82	0.5	10,760	-	4,367	1,581
Current Portion of Long-Term Debt	-	69,274	294,047	50,689	96,159	102,872
Current Portion of Leases	-	1,512	441.74	219.74	250.7	608.65
Current Income Taxes Payable	279,738	218,610	186,665	41,303	35,308	22,676
Other Current Liabilities	225,530	284,775	549,910	130,496	243,558	96,604
Long-Term Debt	16,509	12,962	15,974	21,431	30,369	51,026
Long-Term Leases	23,571	26,575	20,835	11,198	3,697	5,522
Long-Term Unearned Revenue	17.21	949.13	811.68	543.25	154.02	335.52
Pension & Post-Retirement Benefits	1,061	2,267	2,137	1,241	561.31	450.22
Long-Term Deferred Tax Liabilities	132,843	147,068	103,342	59,681	12,028	12,801
Other Long-Term Liabilities	632,166	405,132	326,516	248,285	430,367	105,465
Total Liabilities	15,120,012	14,349,772	12,083,689	8,214,127	5,515,307	4,552,808
Common Stock	18,275	18,275	17,069	14,716	14,716	14,716
Additional Paid-In Capital	500,605	500,605	329,229	123,471	123,471	123,471
Retained Earnings	2,885,939	2,670,604	2,104,959	1,202,170	765,352	710,057
Treasury Stock	-	-33,579	-11,290	-8,126	-8,126	-8,126
Comprehensive Income & Other	185,918	221,739	215,290	115,411	16,592	24,239
Total Common Equity	3,590,738	3,377,644	2,655,258	1,447,642	912,004	864,357
Minority Interest	34,804	33,736	56,760	29,486	19,145	18,870
Shareholders' Equity	3,625,542	3,411,380	2,712,018	1,477,128	931,149	883,227
Total Liabilities & Equity	18,745,554	17,761,152	14,795,707	9,691,255	6,446,456	5,436,035
Total Debt	40,204	110,323	342,057	83,537	134,843	161,609
Net Cash (Debt)	6,116,588	5,308,523	4,115,046	1,968,428	1,613,845	830,933
Net Cash Growth	77.79%	29.00%	109.05%	21.97%	94.22%	24.18%
Net Cash Per Share	176.86	158.15	144.92	70.25	57.59	29.64
Filing Date Shares Outstanding	36,550	34,601	29,554	28,022	28,022	27,981
Total Common Shares Outstanding	36,550	34,601	29,554	28,022	28,022	27,981
Book Value Per Share	98.24	97.62	89.84	51.66	32.55	30.89
Tangible Book Value	3,479,665	3,266,947	2,574,014	1,414,566	882,592	844,783
Tangible Book Value Per Share	95.20	94.42	87.09	50.48	31.50	30.19