Guaranty Trust Holding Company Plc (NGX:GTCO)

Revenue by Segment

Financials in millions NGN. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016	FY 2015
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016	Dec 31, 2015
Corporate Banking	1.05T	508.39B	203.64B	181.21B	202.02B
Corporate Banking Growth	106.37%	149.65%	12.37%	-10.30%	7.19%
Business Banking	21.96B	13.38B	7.81B	-	-
Business Banking Growth	64.11%	71.36%	-	-	-
SME Banking	70.44B	44.96B	29.80B	27.70B	25.32B
SME Banking Growth	56.67%	50.91%	7.55%	9.41%	24.54%
Retail Banking	396.10B	215.77B	123.55B	128.37B	116.34B
Retail Banking Growth	83.58%	74.65%	-3.76%	10.34%	2.15%
Commercial Banking	96.92B	56.62B	36.94B	35.46B	32.78B
Commercial Banking Growth	71.18%	53.26%	4.18%	8.19%	5.87%
Public Sector Banking	34.63B	20.11B	6.63B	7.26B	7.47B
Public Sector Banking Growth	72.18%	203.48%	-8.77%	-2.75%	-3.16%
Unallocated Other Operating Income	-	-	3.69B	3.75B	1.41B
Unallocated Other Operating Income Growth	-	-	-1.59%	165.82%	48.30%
Unallocated Gain on Disposal of Fixed Assets	-	-	-	-	26.81M
Unallocated Gain on Disposal of Fixed Assets Growth	-	-	-	-	-76.20%
Unallocated Dividends Income	-	-	-	-	162.22M
Unallocated Dividends Income Growth	-	-	-	-	-34.31%
Total	1.67T	859.24B	412.05B	383.76B	385.53B
Total Growth	94.27%	108.53%	7.37%	-0.46%	6.30%

Revenue by Geography

Financials in millions NGN. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016	FY 2015
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016	Dec 31, 2015
Nigeria	1.35T	849.97B	345.41B	297.84B	323.60B
Nigeria Growth	59.10%	146.08%	15.97%	-7.96%	10.06%
East Africa	65.00B	27.84B	18.86B	17.97B	14.24B
East Africa Growth	133.44%	47.63%	4.97%	26.13%	16.43%
Europe	51.41B	23.08B	9.47B	4.35B	3.85B
Europe Growth	122.71%	143.84%	117.61%	13.12%	-44.00%
Rest of West Africa	364.90B	156.77B	86.25B	72.90B	60.23B
Rest of West Africa Growth	132.76%	81.77%	18.31%	21.04%	10.78%
Total	1.83T	1.06T	459.98B	393.06B	401.92B
Total Growth	73.36%	129.94%	17.03%	-2.20%	9.37%

Source: S&P Global Market Intelligence.