Guaranty Trust Holding Company Plc (NGX:GTCO)

NGX:GTCO Statistics

Total Valuation

NGX:GTCO has a market cap or net worth of NGN 2.87 trillion.

Market Cap	2.87T
Enterprise Value	n/a

Important Dates

The last earnings date was Monday, October 27, 2025.

Earnings Date	Oct 27, 2025
Ex-Dividend Date	Oct 8, 2025

Share Statistics

NGX:GTCO has 31.72 billion shares outstanding. The number of shares has increased by 16.41% in one year.

Current Share Class	36.43B
Shares Outstanding	31.72B
Shares Change (YoY)	+16.41%
Shares Change (QoQ)	+0.82%
Owned by Insiders (%)	0.15%
Owned by Institutions (%)	3.90%
Float	36.38B

Valuation Ratios

The trailing PE ratio is 4.74 and the forward PE ratio is 2.91.

PE Ratio	4.74
Forward PE	2.91
PS Ratio	2.02
PB Ratio	0.85
P/TBV Ratio	0.90
P/FCF Ratio	13.99
P/OCF Ratio	9.36
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	0.72
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 21.09%.

Return on Equity (ROE)	21.09%
Return on Assets (ROA)	3.92%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	242.28M
Profits Per Employee	105.44M
Employee Count	5,803
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, NGX:GTCO has paid 315.14 billion in taxes.

Income Tax	315.14B
Effective Tax Rate	33.26%

Stock Price Statistics

The stock price has increased by +77.51% in the last 52 weeks. The beta is 0.75, so NGX:GTCO's price volatility has been lower than the market average.

Beta (5Y)	0.75
52-Week Price Change	+77.51%
50-Day Moving Average	93.34
200-Day Moving Average	77.30
Relative Strength Index (RSI)	35.50
Average Volume (20 Days)	18,870,396

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NGX:GTCO had revenue of NGN 1.42 trillion and earned 618.52 billion in profits. Earnings per share was 19.06.

Revenue	1.42T
Gross Profit	1.41T
Operating Income	947.58B
Pretax Income	947.58B
Net Income	618.52B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	19.06

Balance Sheet

The company has 5.21 trillion in cash and 147.32 billion in debt, giving a net cash position of 5.06 trillion or 159.65 per share.

Cash & Cash Equivalents	5.21T
Total Debt	147.32B
Net Cash	5.06T
Net Cash Per Share	159.65
Equity (Book Value)	3.37T
Book Value Per Share	100.79
Working Capital	-6,915.98B

Cash Flow

In the last 12 months, operating cash flow was 306.32 billion and capital expenditures -101.53 billion, giving a free cash flow of 204.80 billion.

Operating Cash Flow	306.32B
Capital Expenditures	-101.53B
Free Cash Flow	204.80B
FCF Per Share	6.46

Margins

Gross Margin	n/a
Operating Margin	66.67%
Pretax Margin	66.67%
Profit Margin	43.52%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	14.41%

Dividends & Yields

This stock pays an annual dividend of 8.03, which amounts to a dividend yield of 8.88%.

Dividend Per Share	8.03
Dividend Yield	8.88%
Dividend Growth (YoY)	117.03%
Years of Dividend Growth	2
Payout Ratio	43.56%
Buyback Yield	-16.41%
Shareholder Yield	-7.56%
Earnings Yield	21.58%
FCF Yield	7.15%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 7, 2011. It was a forward split with a ratio of 1.25.

Last Split Date	Apr 7, 2011
Split Type	Forward
Split Ratio	1.25

Scores

Altman Z-Score	n/a
Piotroski F-Score	3