Guaranty Trust Holding Company Plc (NGX:GTCO)

NGX:GTCO Statistics

Total Valuation

NGX:GTCO has a market cap or net worth of NGN 753.15 billion.

Market Cap	753.15B
Enterprise Value	n/a

Important Dates

The last earnings date was Thursday, September 11, 2025.

Earnings Date	Sep 11, 2025
Ex-Dividend Date	Oct 8, 2025

Share Statistics

NGX:GTCO has 8.01 billion shares outstanding. The number of shares has increased by 9.30% in one year.

Current Share Class	8.01B
Shares Outstanding	8.01B
Shares Change (YoY)	+9.30%
Shares Change (QoQ)	-0.04%
Owned by Insiders (%)	0.60%
Owned by Institutions (%)	44.19%
Float	7.96B

Valuation Ratios

The trailing PE ratio is 5.26 and the forward PE ratio is 2.87.

PE Ratio	5.26
Forward PE	2.87
PS Ratio	0.57
PB Ratio	0.25
P/TBV Ratio	0.27
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-2.74
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 20.81%.

Return on Equity (ROE)	20.81%
Return on Assets (ROA)	3.60%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	225.55M
Profits Per Employee	93.35M
Employee Count	5,803
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, NGX:GTCO has paid 302.13 billion in taxes.

Income Tax	302.13B
Effective Tax Rate	34.99%

Stock Price Statistics

The stock price has increased by +98.31% in the last 52 weeks. The beta is 0.76, so NGX:GTCO's price volatility has been lower than the market average.

Beta (5Y)	0.76
52-Week Price Change	+98.31%
50-Day Moving Average	95.01
200-Day Moving Average	73.23
Relative Strength Index (RSI)	52.66
Average Volume (20 Days)	15,242,279

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NGX:GTCO had revenue of NGN 1.32 trillion and earned 547.62 billion in profits. Earnings per share was 17.88.

Revenue	1.32T
Gross Profit	1.30T
Operating Income	863.37B
Pretax Income	863.37B
Net Income	547.62B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	17.88

Balance Sheet

The company has 4.46 trillion in cash and 236.83 billion in debt, giving a net cash position of 4.22 trillion or 526.75 per share.

Cash & Cash Equivalents	4.46T
Total Debt	236.83B
Net Cash	4.22T
Net Cash Per Share	526.75
Equity (Book Value)	2.99T
Book Value Per Share	510.72
Working Capital	-7,561.73B

Cash Flow

In the last 12 months, operating cash flow was 69.35 billion and capital expenditures -155.67 billion, giving a free cash flow of -86.32 billion.

Operating Cash Flow	69.35B
Capital Expenditures	-155.67B
Free Cash Flow	-86.32B
FCF Per Share	-10.77

Margins

Gross Margin	n/a
Operating Margin	65.25%
Pretax Margin	65.25%
Profit Margin	41.39%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 8.03, which amounts to a dividend yield of 8.63%.

Dividend Per Share	8.03
Dividend Yield	8.63%
Dividend Growth (YoY)	117.03%
Years of Dividend Growth	2
Payout Ratio	49.20%
Buyback Yield	-9.30%
Shareholder Yield	-0.66%
Earnings Yield	72.71%
FCF Yield	-11.46%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 7, 2011. It was a forward split with a ratio of 1.25.

Last Split Date	Apr 7, 2011
Split Type	Forward
Split Ratio	1.25

Scores

Altman Z-Score	n/a
Piotroski F-Score	3