NGX:INFINITY Income Statement

Financials in millions NGN. Fiscal year is January - December.

Millions NGN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	7,792	5,710	3,583	2,539	1,806	1,396
Interest Paid on Deposits	2,824	1,865	1,132	663.19	385.39	257.04
Net Interest Income	4,968	3,845	2,451	1,876	1,421	1,139
Net Interest Income Growth	48.60%	56.88%	30.64%	32.07%	24.72%	39.41%
Other Non-Interest Income	903.42	1,082	810.35	364.04	290.49	361.7
Total Non-Interest Income	903.42	1,082	810.35	364.04	290.49	361.7
Non-Interest Income Growth	-8.96%	33.48%	122.60%	25.32%	-19.69%	23.94%
Revenues Before Loan Losses	5,871	4,927	3,261	2,240	1,711	1,501
Provision for Loan Losses	263.88	234.26	199.38	66.45	18.09	21.91
Revenue	5,607	4,693	3,062	2,174	1,693	1,479
Revenue Growth	35.52%	53.25%	40.86%	28.40%	14.49%	35.63%
Salaries and Employee Benefits	653.95	579.65	433.73	334.65	212.74	224.86
Occupancy Expenses	136.9	101.18	87.4	76.92	80.27	72.72
Amortization of Goodwill & Intangibles	21.52	13.37	9.89	9.47	9.24	7.42
Selling, General & Administrative	377.35	326.27	302.7	217.71	118.06	97.7
Other Non-Interest Expense	803.73	644.33	505.58	331.71	425.56	419.16
Total Non-Interest Expense	1,993	1,665	1,339	970.44	845.88	821.86
EBT Excluding Unusual Items	3,614	3,028	1,723	1,203	847.11	656.93
Pretax Income	3,614	3,028	1,723	1,203	847.11	656.93
Income Tax Expense	393.2	327.35	241.36	202.93	213.63	114.44
Net Income	3,221	2,700	1,481	1,000	633.48	542.49
Preferred Dividends & Other Adjustments	-	-	-	-	42	42
Net Income to Common	3,221	2,700	1,481	1,000	591.48	500.49
Net Income Growth	42.25%	82.31%	48.07%	69.13%	18.18%	35.59%
Basic Shares Outstanding	8,341	8,341	8,341	8,341	8,341	8,341
Diluted Shares Outstanding	8,341	8,341	8,341	8,341	8,341	8,341
Shares Change	-	-	-	-	-	-
EPS (Basic)	0.39	0.32	0.18	0.12	0.07	0.06
EPS (Diluted)	0.39	0.32	0.18	0.12	0.07	0.06
EPS Growth	42.25%	82.31%	48.07%	69.16%	18.17%	35.58%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.175	0.175	0.105	0.075	0.030	0.025
Dividend Growth	66.67%	66.67%	40.00%	150.00%	20.00%	25.00%
Effective Tax Rate	10.88%	10.81%	14.01%	16.86%	25.22%	17.42%