Jaiz Bank Plc (NGX:JAIZBANK)
3.890
+0.080 (2.10%)
At close: Aug 1, 2025
Jaiz Bank Balance Sheet
Financials in millions NGN. Fiscal year is January - December.
Millions NGN. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2016 - 2020 |
---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2016 - 2020 |
Cash & Equivalents | 270,367 | 202,236 | 57,968 | 41,854 | 35,787 | 37,940 | Upgrade |
Investment Securities | 349,765 | 349,956 | 152,205 | 75,945 | 63,649 | 73,963 | Upgrade |
Total Investments | 349,765 | 349,956 | 152,205 | 75,945 | 63,649 | 73,963 | Upgrade |
Gross Loans | 244,749 | 276,657 | 195,530 | 151,709 | 124,207 | 77,273 | Upgrade |
Allowance for Loan Losses | - | -6,911 | -9,537 | -6,964 | -5,483 | -3,717 | Upgrade |
Other Adjustments to Gross Loans | - | -14,780 | -13,303 | -11,136 | -9,181 | -5,349 | Upgrade |
Net Loans | 244,749 | 254,966 | 172,690 | 133,609 | 109,544 | 68,207 | Upgrade |
Property, Plant & Equipment | 21,961 | 20,165 | 11,987 | 8,803 | 7,017 | 3,283 | Upgrade |
Other Intangible Assets | 55.43 | 673.26 | 599.96 | 624.67 | 574.84 | 475.82 | Upgrade |
Investments in Real Estate | - | 985.2 | - | 492.5 | - | 1,604 | Upgrade |
Accrued Interest Receivable | - | 8,418 | 4,956 | 3,368 | 3,744 | 3,413 | Upgrade |
Other Receivables | - | 314.46 | - | 320.5 | 133.4 | 1,052 | Upgrade |
Restricted Cash | - | 178,930 | 146,450 | 75,228 | 34,008 | 22,768 | Upgrade |
Other Current Assets | - | 1,757 | - | 824.54 | 19,688 | 17,115 | Upgrade |
Long-Term Deferred Tax Assets | 2,927 | 2,927 | 2,443 | 1,747 | 1,249 | 832.25 | Upgrade |
Other Real Estate Owned & Foreclosed | - | - | 5.16 | 44.35 | 1,305 | 2,160 | Upgrade |
Other Long-Term Assets | 74,262 | 59,309 | 30,768 | 36,912 | 2,536 | 735.77 | Upgrade |
Total Assets | 964,086 | 1,080,747 | 580,131 | 379,819 | 279,276 | 233,596 | Upgrade |
Accounts Payable | - | 1,603 | 586.87 | 1,935 | 84.64 | 154.47 | Upgrade |
Accrued Expenses | 489.91 | 8,061 | 3,056 | 2,414 | 1,999 | 1,442 | Upgrade |
Non-Interest Bearing Deposits | 462,512 | 493,599 | 224,464 | 140,815 | 111,559 | 74,581 | Upgrade |
Total Deposits | 462,512 | 493,599 | 224,464 | 140,815 | 111,559 | 74,581 | Upgrade |
Current Portion of Long-Term Debt | - | 2,133 | 1,456 | 3,143 | - | - | Upgrade |
Current Income Taxes Payable | - | 1,593 | 605.32 | 398.66 | 620.94 | 558.77 | Upgrade |
Accrued Interest Payable | - | 1,460 | 731.51 | 704.82 | 343.33 | 32.64 | Upgrade |
Other Current Liabilities | - | 1,622 | 1,784 | 1,370 | 229.96 | 284.01 | Upgrade |
Long-Term Debt | 27,131 | 26,867 | 39,977 | 29,641 | 31,536 | 15,405 | Upgrade |
Long-Term Unearned Revenue | - | 503.05 | 15.35 | 49.27 | 92.1 | 157.93 | Upgrade |
Other Long-Term Liabilities | 402,488 | 471,840 | 268,141 | 169,544 | 108,504 | 123,136 | Upgrade |
Total Liabilities | 892,621 | 1,009,281 | 540,816 | 350,015 | 254,970 | 215,751 | Upgrade |
Common Stock | 22,295 | 22,295 | 17,271 | 17,271 | 17,271 | 14,732 | Upgrade |
Additional Paid-In Capital | 6,373 | 6,373 | 1,348 | 1,348 | 1,348 | 627.37 | Upgrade |
Retained Earnings | 40,057 | 42,686 | 20,584 | 11,073 | 5,574 | 2,099 | Upgrade |
Comprehensive Income & Other | 2,742 | 112.31 | 112.31 | 112.31 | 112.31 | 386.14 | Upgrade |
Shareholders' Equity | 71,466 | 71,466 | 39,315 | 29,805 | 24,305 | 17,845 | Upgrade |
Total Liabilities & Equity | 964,086 | 1,080,747 | 580,131 | 379,819 | 279,276 | 233,596 | Upgrade |
Total Debt | 27,131 | 29,000 | 41,433 | 32,784 | 31,536 | 15,405 | Upgrade |
Net Cash (Debt) | 243,236 | 173,237 | 16,536 | 9,070 | 4,250 | 22,535 | Upgrade |
Net Cash Growth | 91.24% | 947.66% | 82.31% | 113.41% | -81.14% | 61.05% | Upgrade |
Net Cash Per Share | 6.02 | 4.90 | 0.48 | 0.26 | 0.14 | 0.76 | Upgrade |
Filing Date Shares Outstanding | 44,594 | 34,541 | 34,541 | 34,541 | 34,541 | 29,464 | Upgrade |
Total Common Shares Outstanding | 44,594 | 34,541 | 34,541 | 34,541 | 34,541 | 29,464 | Upgrade |
Book Value Per Share | 1.60 | 2.07 | 1.14 | 0.86 | 0.70 | 0.61 | Upgrade |
Tangible Book Value | 71,410 | 70,793 | 38,715 | 29,180 | 23,730 | 17,369 | Upgrade |
Tangible Book Value Per Share | 1.60 | 2.05 | 1.12 | 0.84 | 0.69 | 0.59 | Upgrade |
Updated Jan 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.