Jaiz Bank Plc (NGX:JAIZBANK)

Jaiz Bank Statistics

Total Valuation

Jaiz Bank has a market cap or net worth of NGN 407.99 billion.

Market Cap	407.99B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Wednesday, July 29, 2026.

Earnings Date	Jul 29, 2026
Ex-Dividend Date	Jun 3, 2026

Share Statistics

Jaiz Bank has 44.59 billion shares outstanding. The number of shares has increased by 17.68% in one year.

Current Share Class	44.59B
Shares Outstanding	44.59B
Shares Change (YoY)	+17.68%
Shares Change (QoQ)	+0.01%
Owned by Insiders (%)	50.93%
Owned by Institutions (%)	5.62%
Float	9.76B

Valuation Ratios

The trailing PE ratio is 13.10.

PE Ratio	13.10
Forward PE	n/a
PS Ratio	5.05
PB Ratio	4.14
P/TBV Ratio	4.17
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.13
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 36.65%.

Return on Equity (ROE)	36.65%
Return on Assets (ROA)	2.58%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	6.58%
Revenue Per Employee	81.86M
Profits Per Employee	31.55M
Employee Count	878
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Jaiz Bank has paid 1.15 billion in taxes.

Income Tax	1.15B
Effective Tax Rate	3.56%

Stock Price Statistics

The stock price has increased by +181.54% in the last 52 weeks. The beta is 0.46, so Jaiz Bank's price volatility has been lower than the market average.

Beta (5Y)	0.46
52-Week Price Change	+181.54%
50-Day Moving Average	9.65
200-Day Moving Average	6.82
Relative Strength Index (RSI)	48.15
Average Volume (20 Days)	17,097,806

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Jaiz Bank had revenue of NGN 80.79 billion and earned 31.14 billion in profits. Earnings per share was 0.70.

Revenue	80.79B
Gross Profit	80.14B
Operating Income	32.29B
Pretax Income	32.29B
Net Income	31.14B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.70

Balance Sheet

The company has 368.49 billion in cash and 11.64 billion in debt, with a net cash position of 356.85 billion or 8.00 per share.

Cash & Cash Equivalents	368.49B
Total Debt	11.64B
Net Cash	356.85B
Net Cash Per Share	8.00
Equity (Book Value)	98.50B
Book Value Per Share	2.21
Working Capital	-166.46B

Cash Flow

In the last 12 months, operating cash flow was -82.84 billion and capital expenditures -9.64 billion, giving a free cash flow of -92.48 billion.

Operating Cash Flow	-82.84B
Capital Expenditures	-9.64B
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	-92.48B
FCF Per Share	-2.07

Margins

Gross Margin	n/a
Operating Margin	39.97%
Pretax Margin	39.97%
Profit Margin	38.55%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.11, which amounts to a dividend yield of 1.20%.

Dividend Per Share	0.11
Dividend Yield	1.20%
Dividend Growth (YoY)	57.14%
Years of Dividend Growth	1
Payout Ratio	10.02%
Buyback Yield	-17.68%
Shareholder Yield	-16.48%
Earnings Yield	7.63%
FCF Yield	-22.67%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2