Jaiz Bank Plc (NGX:JAIZBANK)
Nigeria flag Nigeria · Delayed Price · Currency is NGN
7.25
-0.40 (-5.23%)
At close: Nov 9, 2026

Jaiz Bank Statistics

Total Valuation

Jaiz Bank has a market cap or net worth of NGN 323.27 billion.

Market Cap323.27B
Enterprise Value n/a

Important Dates

The next estimated earnings date is Friday, January 29, 2027.

Earnings Date Jan 29, 2027
Ex-Dividend Date Jun 3, 2026

Share Statistics

Jaiz Bank has 44.59 billion shares outstanding. The number of shares has increased by 4.53% in one year.

Current Share Class 44.59B
Shares Outstanding 44.59B
Shares Change (YoY) +4.53%
Shares Change (QoQ) +0.02%
Owned by Insiders (%) 58.67%
Owned by Institutions (%) 5.62%
Float 11.28B

Valuation Ratios

The trailing PE ratio is 10.58.

PE Ratio 10.58
Forward PE n/a
PS Ratio 4.15
PB Ratio 3.64
P/TBV Ratio 3.67
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 0.10
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 37.75%.

Return on Equity (ROE) 37.75%
Return on Assets (ROA) 2.01%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 6.45%
Revenue Per Employee 83.19M
Profits Per Employee 30.96M
Employee Count987
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, Jaiz Bank has paid 1.09 billion in taxes.

Income Tax 1.09B
Effective Tax Rate 3.43%

Stock Price Statistics

The stock price has increased by +60.75% in the last 52 weeks. The beta is 0.43, so Jaiz Bank's price volatility has been lower than the market average.

Beta (5Y) 0.43
52-Week Price Change +60.75%
50-Day Moving Average 7.91
200-Day Moving Average 8.86
Relative Strength Index (RSI) 31.06
Average Volume (20 Days) 9,389,098

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, Jaiz Bank had revenue of NGN 82.11 billion and earned 30.56 billion in profits. Earnings per share was 0.69.

Revenue82.11B
Gross Profit 82.59B
Operating Income 31.65B
Pretax Income 31.65B
Net Income 30.56B
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 0.69
Full Income Statement

Balance Sheet

The company has 650.54 billion in cash and 9.00 billion in debt, with a net cash position of 641.54 billion or 14.39 per share.

Cash & Cash Equivalents 650.54B
Total Debt 9.00B
Net Cash 641.54B
Net Cash Per Share 14.39
Equity (Book Value) 93.60B
Book Value Per Share 2.10
Working Capital -78.58B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -62.22 billion and capital expenditures -16.62 billion, giving a free cash flow of -78.85 billion.

Operating Cash Flow -62.22B
Capital Expenditures -16.62B
Depreciation & Amortization n/a
Net Borrowing n/a
Free Cash Flow -78.85B
FCF Per Share -1.77
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 38.54%
Pretax Margin 38.54%
Profit Margin 37.22%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 0.11, which amounts to a dividend yield of 1.52%.

Dividend Per Share 0.11
Dividend Yield 1.52%
Dividend Growth (YoY) 57.14%
Years of Dividend Growth 1
Payout Ratio 16.05%
FCF Payout Ratio n/a
Buyback Yield -4.53%
Shareholder Yield -3.09%
Earnings Yield 9.45%
FCF Yield -23.12%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside
Graham Formula Value
Graham Formula Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 2