Jaiz Bank Plc (NGX:JAIZBANK)
Nigeria · Delayed Price · Currency is NGN 8.75
+0.20 (2.34%)
At close: Jul 29, 2026
Jaiz Bank Financials Overview
Financials in millions NGN. Fiscal year is January - December.
Millions NGN. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 80,793 | 74,563 | 61,755 | 31,817 | 22,492 | 16,968 |
Revenue Growth | 24.02% | 20.74% | 94.09% | 41.46% | 32.56% | 32.60% |
Net Income Net Income Growth | 31,142 | 30,157 | 23,484 | 11,237 | 6,881 | 4,085 |
Earnings Per Share EPS Growth | 0.70 | 0.68 | 0.66 | 0.33 | 0.20 | 0.13 |
EPS Growth | 7.81% | 1.89% | 104.04% | 63.30% | 51.96% | 33.05% |
| Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Head Office Head Office Growth | 8,755 | 17,360 | 8,872 | 459.05 | 635.23 |
Retail Banking Retail Banking Growth | 20,381 | 15,945 | 8,225 | - | - |
Small and Medium Enterprises Small and Medium Enterprises Growth | 10,647 | 7,197 | 3,717 | - | - |
Commerical Banking Commerical Banking Growth | 18,430 | 11,091 | 5,749 | - | - |
Private Banking Private Banking Growth | 479.66 | 439.79 | 222.53 | - | - |
Corporate Banking Corporate Banking Growth | 6,704 | 8,469 | 4,382 | - | - |
Public Sector Bank Public Sector Bank Growth | 9,167 | 1,252 | 649.76 | - | - |
Total Total Growth | 74,563 | 61,755 | 31,817 | 22,492 | 20,457 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 368,489 | 217,754 | 202,236 | 57,968 | 41,854 | 35,787 |
Total Debt Total Debt Growth | 11,636 | 22,332 | 29,000 | 41,433 | 32,784 | 31,536 |
Net Cash (Debt) Net Cash Growth | 356,853 | 195,421 | 173,237 | 16,536 | 9,070 | 4,250 |
Net Cash Growth | 95.80% | 12.81% | 947.66% | 82.31% | 113.41% | -81.14% |
Net Cash Per Share Net Cash Per Share Growth | 8.00 | 4.38 | 4.90 | 0.48 | 0.26 | 0.14 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -82,839 | -60,096 | -9,936 | -15,181 | -18,148 | -32,621 |
Capital Expenditures CapEx Growth | -9,639 | -9,998 | -9,941 | -4,480 | -3,205 | -4,393 |
Free Cash Flow Free Cash Flow Growth | -92,479 | -70,095 | -19,877 | -19,661 | -21,353 | -37,014 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 38.55% | 40.45% | 38.03% | 35.32% | 30.59% | 24.07% |
FCF Margin | -114.46% | -94.01% | -32.19% | -61.79% | -94.94% | -218.14% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.110 | 0.110 | 0.070 | 0.040 | 0.050 | 0.040 |
Dividend Per Share Growth | 57.14% | 57.14% | 75.00% | -20.00% | 25.00% | 33.33% |
Dividend Yield | 1.29% | 2.45% | 2.41% | 2.17% | 6.59% | 9.11% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 12.53 | 6.73 | 5.70 | 5.96 | 4.62 | 4.74 |
PS Ratio | 4.83 | 2.72 | 2.17 | 2.11 | 1.41 | 1.14 |