Revenue by Segment

Financials in millions NGN. Fiscal year is January - December.

Millions NGN. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	Dec '18 Dec 31, 2018	Dec '17 Dec 31, 2017	Dec '16 Dec 31, 2016
Private Banking	439.79M	222.53M	-	-
Private Banking Growth	97.63%	-	-	-
Head Office	17.36B	8.87B	459.05M	635.23M
Head Office Growth	95.66%	1832.76%	-27.74%	-
Retail Banking	15.95B	8.22B	-	-
Retail Banking Growth	93.87%	-	-	-
Small and Medium Enterprises	7.20B	3.72B	-	-
Small and Medium Enterprises Growth	93.64%	-	-	-
Corporate Banking	8.47B	4.38B	-	-
Corporate Banking Growth	93.27%	-	-	-
Public Sector Bank	1.25B	649.76M	-	-
Public Sector Bank Growth	92.74%	-	-	-
Commerical Banking	11.09B	5.75B	-	-
Commerical Banking Growth	92.92%	-	-	-
North Directorate	-	-	15.80B	13.56B
North Directorate Growth	-	-	16.49%	-
South Directorate	-	-	6.24B	6.26B
South Directorate Growth	-	-	-0.39%	-
Total	61.76B	31.82B	22.49B	20.46B
Total Growth	94.09%	41.46%	9.95%	-

Revenue by Geography

Financials in millions NGN. Fiscal year is January - December.

Millions NGN. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	Dec '18 Dec 31, 2018	Dec '17 Dec 31, 2017	Dec '16 Dec 31, 2016
Nigeria	74.76B	61.76B	31.82B	22.49B	16.97B
Nigeria Growth	21.06%	94.09%	41.46%	32.56%	32.60%
Total	74.76B	61.76B	31.82B	22.49B	16.97B
Total Growth	21.06%	94.09%	41.46%	32.56%	32.60%

Source: S&P Global Market Intelligence.