Jaiz Bank Ratios and Metrics

Market cap in millions NGN. Fiscal year is January - December.

Millions NGN. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2016 - 2020
Period Ending	Aug '25 Aug 21, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2016 - 2020
Market Capitalization	200,652	133,768	67,010	31,778	19,343	19,446	Upgrade
Market Cap Growth	109.19%	99.63%	110.87%	64.29%	-0.53%	6.45%	Upgrade
Last Close Price	4.50	2.94	1.87	0.77	0.44	0.50	Upgrade
PE Ratio	6.82	5.70	5.96	4.62	4.74	6.70	Upgrade
PS Ratio	2.91	2.17	2.11	1.41	1.14	1.52	Upgrade
PB Ratio	2.81	1.87	1.70	1.07	0.80	1.09	Upgrade
Debt / Equity Ratio	0.38	0.41	1.05	1.10	1.30	0.86	Upgrade
Return on Equity (ROE)	48.11%	42.40%	32.52%	25.43%	19.38%	17.39%	Upgrade
Return on Assets (ROA)	3.16%	2.83%	2.34%	2.09%	1.59%	1.45%	Upgrade
Earnings Yield	13.28%	17.56%	16.77%	21.65%	21.12%	14.93%	Upgrade
FCF Yield	-19.29%	-14.86%	-29.34%	-67.20%	-191.36%	-206.60%	Upgrade
Dividend Yield	1.56%	2.38%	2.15%	6.51%	9.00%	6.04%	Upgrade
Payout Ratio	5.18%	5.88%	15.37%	20.08%	21.64%	30.45%	Upgrade
Buyback Yield / Dilution	-10.81%	-2.42%	-	-10.86%	-5.74%	-	Upgrade
Total Shareholder Return	-9.25%	-0.04%	2.15%	-4.36%	3.25%	6.04%	Upgrade

Updated Jan 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.