Jaiz Bank Ratios and Metrics

Market cap in millions NGN. Fiscal year is January - December.

Millions NGN. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Oct '25 Oct 7, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Market Capitalization	191,734	133,768	67,010	31,778	19,343	19,446	Upgrade
Market Cap Growth	150.04%	99.63%	110.87%	64.29%	-0.53%	6.45%	Upgrade
Last Close Price	4.30	2.94	1.87	0.77	0.44	0.50	Upgrade
PE Ratio	6.52	5.70	5.96	4.62	4.74	6.70	Upgrade
PS Ratio	2.78	2.17	2.11	1.41	1.14	1.52	Upgrade
PB Ratio	2.68	1.87	1.70	1.07	0.80	1.09	Upgrade
Debt / Equity Ratio	0.38	0.41	1.05	1.10	1.30	0.86	Upgrade
Return on Equity (ROE)	48.11%	42.40%	32.52%	25.43%	19.38%	17.39%	Upgrade
Return on Assets (ROA)	3.16%	2.83%	2.34%	2.09%	1.59%	1.45%	Upgrade
Earnings Yield	13.90%	17.56%	16.77%	21.65%	21.12%	14.93%	Upgrade
FCF Yield	-20.19%	-14.86%	-29.34%	-67.20%	-191.36%	-206.60%	Upgrade
Dividend Yield	1.51%	2.38%	2.15%	6.51%	9.00%	6.04%	Upgrade
Payout Ratio	10.61%	5.88%	15.37%	20.08%	21.64%	30.45%	Upgrade
Buyback Yield / Dilution	-10.81%	-2.42%	-	-10.86%	-5.74%	-	Upgrade
Total Shareholder Return	-9.30%	-0.04%	2.15%	-4.36%	3.25%	6.04%	Upgrade

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.