Jaiz Bank Statistics

Total Valuation

Jaiz Bank has a market cap or net worth of NGN 141.79 billion.

Market Cap	141.79B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Wednesday, July 30, 2025.

Earnings Date	Jul 30, 2025
Ex-Dividend Date	Jul 2, 2024

Share Statistics

Jaiz Bank has 44.59 billion shares outstanding. The number of shares has increased by 2.42% in one year.

Current Share Class	44.59B
Shares Outstanding	44.59B
Shares Change (YoY)	+2.42%
Shares Change (QoQ)	+9.69%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 4.66.

PE Ratio	4.66
Forward PE	n/a
PS Ratio	2.15
PB Ratio	1.98
P/TBV Ratio	2.00
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.87
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 46.70%.

Return on Equity (ROE)	46.70%
Return on Assets (ROA)	2.92%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	77.87M
Profits Per Employee	30.57M
Employee Count	846
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Jaiz Bank has paid 508.42 million in taxes.

Income Tax	508.42M
Effective Tax Rate	1.93%

Stock Price Statistics

The stock price has increased by +43.89% in the last 52 weeks. The beta is -0.22, so Jaiz Bank's price volatility has been lower than the market average.

Beta (5Y)	-0.22
52-Week Price Change	+43.89%
50-Day Moving Average	3.21
200-Day Moving Average	2.92
Relative Strength Index (RSI)	50.22
Average Volume (20 Days)	7,907,815

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Jaiz Bank had revenue of NGN 65.88 billion and earned 25.87 billion in profits. Earnings per share was 0.68.

Revenue	65.88B
Gross Profit	64.83B
Operating Income	26.37B
Pretax Income	26.37B
Net Income	25.87B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.68

Full Income Statement

Balance Sheet

The company has 359.47 billion in cash and 27.93 billion in debt, giving a net cash position of 331.53 billion or 7.44 per share.

Cash & Cash Equivalents	359.47B
Total Debt	27.93B
Net Cash	331.53B
Net Cash Per Share	7.44
Equity (Book Value)	71.47B
Book Value Per Share	2.07
Working Capital	44.16B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -28.50 billion and capital expenditures -3.54 billion, giving a free cash flow of -32.04 billion.

Operating Cash Flow	-28.50B
Capital Expenditures	-3.54B
Free Cash Flow	-32.04B
FCF Per Share	-0.72

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	40.03%
Pretax Margin	40.03%
Profit Margin	39.26%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.08, which amounts to a dividend yield of 2.45%.

Dividend Per Share	0.08
Dividend Yield	2.45%
Dividend Growth (YoY)	-20.00%
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-2.42%
Shareholder Yield	-1.17%
Earnings Yield	18.24%
FCF Yield	-22.60%

Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2