Jaiz Bank Plc (NGX:JAIZBANK)
Nigeria flag Nigeria · Delayed Price · Currency is NGN
8.20
-0.05 (-0.61%)
At close: Feb 12, 2026

Jaiz Bank Statistics

Total Valuation

Jaiz Bank has a market cap or net worth of NGN 365.63 billion.

Market Cap365.63B
Enterprise Value n/a

Important Dates

The last earnings date was Wednesday, January 28, 2026.

Earnings Date Jan 28, 2026
Ex-Dividend Date Jul 16, 2025

Share Statistics

Jaiz Bank has 44.59 billion shares outstanding. The number of shares has increased by 26.04% in one year.

Current Share Class 44.59B
Shares Outstanding 44.59B
Shares Change (YoY) +26.04%
Shares Change (QoQ) +1.19%
Owned by Insiders (%) 50.93%
Owned by Institutions (%) 5.62%
Float 9.76B

Valuation Ratios

The trailing PE ratio is 11.78.

PE Ratio 11.78
Forward PE n/a
PS Ratio 4.89
PB Ratio 5.35
P/TBV Ratio 5.40
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 44.41%.

Return on Equity (ROE) 44.41%
Return on Assets (ROA) 2.62%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 5.22%
Revenue Per Employee 85.15M
Profits Per Employee 35.36M
Employee Count878
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, Jaiz Bank has paid 351.62 million in taxes.

Income Tax 351.62M
Effective Tax Rate 1.12%

Stock Price Statistics

The stock price has increased by +148.49% in the last 52 weeks. The beta is 0.23, so Jaiz Bank's price volatility has been lower than the market average.

Beta (5Y) 0.23
52-Week Price Change +148.49%
50-Day Moving Average 6.24
200-Day Moving Average 4.55
Relative Strength Index (RSI) 63.03
Average Volume (20 Days) 15,731,146

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, Jaiz Bank had revenue of NGN 74.76 billion and earned 31.04 billion in profits. Earnings per share was 0.70.

Revenue74.76B
Gross Profit 72.61B
Operating Income 31.39B
Pretax Income 31.39B
Net Income 31.04B
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 0.70
Full Income Statement

Balance Sheet

The company has 217.75 billion in cash and 22.33 billion in debt, with a net cash position of 195.42 billion or 4.38 per share.

Cash & Cash Equivalents 217.75B
Total Debt 22.33B
Net Cash 195.42B
Net Cash Per Share 4.38
Equity (Book Value) 68.34B
Book Value Per Share 1.53
Working Capital -335.25B
Full Balance Sheet

Cash Flow

Operating Cash Flow -50.85B
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 41.99%
Pretax Margin 41.99%
Profit Margin 41.52%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 0.07, which amounts to a dividend yield of 0.85%.

Dividend Per Share 0.07
Dividend Yield 0.85%
Dividend Growth (YoY) 75.00%
Years of Dividend Growth 1
Payout Ratio 10.05%
Buyback Yield -26.04%
Shareholder Yield -25.19%
Earnings Yield 8.49%
FCF Yield n/a
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 2