Livingtrust Mortgage Bank PLC (NGX:LIVINGTRUST)
Nigeria · Delayed Price · Currency is NGN 7.32
0.00 (0.00%)
At close: Jul 25, 2025
Livingtrust Mortgage Bank Income Statement
Financials in millions NGN. Fiscal year is January - December.
Millions NGN. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2016 - 2020 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2016 - 2020 |
Interest Income on Loans | 4,032 | 3,379 | 2,397 | 1,937 | 1,269 | 374.14 | Upgrade |
Interest Paid on Deposits | 2,462 | 1,463 | 854.06 | 495.27 | 231.82 | 52.76 | Upgrade |
Net Interest Income | 1,570 | 1,916 | 1,543 | 1,442 | 1,038 | 321.38 | Upgrade |
Net Interest Income Growth (YoY) | -5.93% | 24.18% | 6.99% | 39.00% | 222.86% | 85.21% | Upgrade |
Gain (Loss) on Sale of Assets | - | - | - | - | 0.12 | -2.5 | Upgrade |
Gain (Loss) on Sale of Investments | -20.11 | - | - | - | - | - | Upgrade |
Other Non-Interest Income | 1,015 | 378.92 | 494.65 | 601.44 | 358.26 | 278.48 | Upgrade |
Total Non-Interest Income | 994.63 | 378.92 | 494.65 | 601.44 | 358.37 | 275.98 | Upgrade |
Non-Interest Income Growth (YoY) | 56.00% | -23.40% | -17.76% | 67.83% | 29.85% | 4.60% | Upgrade |
Revenues Before Loan Losses | 2,565 | 2,295 | 2,038 | 2,044 | 1,396 | 597.36 | Upgrade |
Provision for Loan Losses | -249.61 | -129.14 | 220.76 | 94.11 | -53.67 | 39.57 | Upgrade |
| 2,814 | 2,424 | 1,817 | 1,950 | 1,450 | 557.79 | Upgrade | |
Revenue Growth (YoY) | 43.50% | 33.42% | -6.81% | 34.48% | 159.89% | 18.17% | Upgrade |
Salaries and Employee Benefits | 585.87 | 508.14 | 523.6 | 424.17 | 310.47 | 187.95 | Upgrade |
Occupancy Expenses | 87.54 | 91.2 | 86.21 | 71.91 | 50.47 | 44.43 | Upgrade |
Amortization of Goodwill & Intangibles | 29.68 | 23.21 | 16.21 | 11.72 | 10.16 | 6.48 | Upgrade |
Selling, General & Administrative | 60.84 | 52.26 | 28.47 | 28.59 | 17 | 18.82 | Upgrade |
Other Non-Interest Expense | 930.19 | 768.04 | 496.68 | 407.4 | 293.33 | 145.73 | Upgrade |
Total Non-Interest Expense | 1,694 | 1,443 | 1,151 | 943.79 | 681.43 | 403.4 | Upgrade |
EBT Excluding Unusual Items | 1,120 | 981.2 | 665.66 | 1,006 | 768.21 | 154.38 | Upgrade |
Asset Writedown | - | - | - | - | - | -2.96 | Upgrade |
Pretax Income | 1,120 | 981.2 | 665.66 | 1,006 | 768.21 | 151.42 | Upgrade |
Income Tax Expense | 203.31 | 192.06 | 97.39 | 184.06 | 261.25 | 19.07 | Upgrade |
Net Income | 916.77 | 789.14 | 568.27 | 821.68 | 506.96 | 132.36 | Upgrade |
Net Income to Common | 916.77 | 789.14 | 568.27 | 821.68 | 506.96 | 132.36 | Upgrade |
Net Income Growth | 46.18% | 38.87% | -30.84% | 62.08% | 283.02% | 111.67% | Upgrade |
Basic Shares Outstanding | 4,998 | 5,000 | 5,000 | 5,000 | 5,000 | 5,000 | Upgrade |
Diluted Shares Outstanding | 4,998 | 5,000 | 5,000 | 5,000 | 5,000 | 5,000 | Upgrade |
Shares Change (YoY) | -0.09% | - | - | - | - | - | Upgrade |
EPS (Basic) | 0.18 | 0.16 | 0.11 | 0.16 | 0.10 | 0.03 | Upgrade |
EPS (Diluted) | 0.18 | 0.16 | 0.11 | 0.16 | 0.10 | 0.03 | Upgrade |
EPS Growth | 46.31% | 38.87% | -30.84% | 62.08% | 283.03% | 111.67% | Upgrade |
Dividend Per Share | 0.080 | 0.080 | 0.030 | 0.012 | 0.060 | 0.010 | Upgrade |
Dividend Growth | 166.67% | 166.67% | 150.00% | -80.00% | 500.00% | - | Upgrade |
Effective Tax Rate | 18.15% | 19.57% | 14.63% | 18.30% | 34.01% | 12.59% | Upgrade |
Updated Jan 27, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.