Livingtrust Mortgage Bank PLC (NGX:LIVINGTRUST)

Livingtrust Mortgage Bank Balance Sheet

Financials in millions NGN. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	15,003	11,610	5,729	3,572	1,005	2,793
Investment Securities	98.82	1,290	2,593	98.82	96.92	96.8
Total Investments	98.82	1,290	2,593	98.82	96.92	96.8
Gross Loans	-	16,935	13,777	12,754	10,648	7,825
Allowance for Loan Losses	-	-295.22	-141.57	-268.72	-137	-127.59
Net Loans	-	16,640	13,636	12,485	10,511	7,698
Property, Plant & Equipment	636.36	723.4	316.02	374.59	378.37	286.56
Other Intangible Assets	62.53	83.1	102.73	52.08	49.53	22.24
Accrued Interest Receivable	-	319.81	381.41	305.72	168.14	109.81
Other Receivables	-	79.59	53.07	27.3	37.7	25.13
Restricted Cash	-	181.72	181.72	107.34	107.34	89.54
Other Current Assets	76.4	1,281	992.64	402.63	353.5	227.71
Long-Term Deferred Tax Assets	7.14	-	60.18	39.47	-	-
Other Long-Term Assets	4,359	-	-	331.59	205.98	-6.22
Total Assets	37,032	32,208	24,046	17,796	12,914	11,342

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	-	683.35	424.48	499.55	369.8	236.41
Accrued Expenses	-	313.85	102.54	52.56	49.14	56.86
Interest Bearing Deposits	27,290	14,367	10,866	5,607	2,949	1,745
Non-Interest Bearing Deposits	-	8,369	4,329	3,537	2,543	3,551
Total Deposits	27,290	22,736	15,195	9,144	5,492	5,296
Current Portion of Long-Term Debt	-	301.12	318.24	-	-	-
Current Income Taxes Payable	98.94	275.18	181.98	118.96	170.15	197.64
Other Current Liabilities	-	573.48	145	14.16	14.16	6.77
Long-Term Debt	1,973	2,035	2,627	3,086	2,841	2,222
Long-Term Unearned Revenue	-	-	-	0.25	0.25	0.25
Pension & Post-Retirement Benefits	-	-	-	1.32	0.98	0.27
Long-Term Deferred Tax Liabilities	-53.04	13.56	-	-	69.69	61.79
Other Long-Term Liabilities	2,535	0	-0	625.34	160.52	39.24
Total Liabilities	31,845	26,932	18,994	13,542	9,168	8,118

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	2,500	2,500	2,500	2,500	2,500	2,500
Retained Earnings	2,688	2,790	2,559	1,770	1,263	741.39
Comprehensive Income & Other	-	-14.94	-6.64	-15.21	-17.11	-17.23
Shareholders' Equity	5,188	5,275	5,052	4,255	3,746	3,224
Total Liabilities & Equity	37,032	32,208	24,046	17,796	12,914	11,342

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	1,973	2,336	2,945	3,086	2,841	2,222
Net Cash (Debt)	13,029	9,273	2,784	485.68	-1,836	570.54
Net Cash Growth	78.80%	233.06%	473.27%	-	-	-26.43%
Net Cash Per Share	2.60	1.85	0.56	0.10	-0.37	0.11
Filing Date Shares Outstanding	4,995	5,000	5,000	5,000	5,000	5,000
Total Common Shares Outstanding	4,995	5,000	5,000	5,000	5,000	5,000
Book Value Per Share	1.04	1.06	1.01	0.85	0.75	0.64
Tangible Book Value	5,125	5,192	4,949	4,202	3,696	3,202
Tangible Book Value Per Share	1.03	1.04	0.99	0.84	0.74	0.64

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 4, 2026

Data Sources Report a data error