Livingtrust Mortgage Bank PLC (NGX:LIVINGTRUST)

Nigeria · Delayed Price · Currency is NGN

3.250

0.00 (0.00%)

At close: Aug 19, 2026

Livingtrust Mortgage Bank Financials Overview

Financials in millions NGN. Fiscal year is January - December.

Millions NGN. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	2,481	2,796	2,424	1,817	1,950	1,450
Revenue Growth	-7.70%	15.33%	33.42%	-6.81%	34.48%	159.89%
Net Income	559.29	1,011	789.14	568.27	821.68	506.96
Earnings Per Share	0.11	0.20	0.16	0.11	0.16	0.10
EPS Growth	-28.35%	28.18%	38.87%	-30.84%	62.08%	283.03%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	16,818	12,650	5,729	3,572	1,005	2,793
Total Debt	2,095	2,336	2,945	3,086	2,841	2,222
Net Cash (Debt)	14,722	10,313	2,784	485.68	-1,836	570.54
Net Cash Growth	146.10%	270.41%	473.27%	-	-	-26.43%
Net Cash Per Share	2.95	2.06	0.56	0.10	-0.37	0.11

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	15,475	-3,105	-1,098	-1,202	-2,112	-2,789
Capital Expenditures	-824.28	-429.97	-32.62	-82.78	-194.67	-77.18
Free Cash Flow	14,651	-3,535	-1,131	-1,285	-2,307	-2,866
Free Cash Flow Growth	-	-	-	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	22.55%	36.18%	32.55%	31.28%	42.15%	34.97%
FCF Margin	590.57%	-126.43%	-46.65%	-70.72%	-118.32%	-197.69%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 20, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.080	-	0.080	0.030	0.012	0.060
Dividend Per Share Growth	166.67%	-	166.67%	150.00%	-80.00%	500.00%
Dividend Yield	2.46%	-	1.85%	1.03%	0.77%	6.22%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 20, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	-	17.05	27.75	26.22	9.74	10.26
PS Ratio	8.07	6.17	9.03	8.20	4.10	3.59