Livingtrust Mortgage Bank PLC (NGX:LIVINGTRUST)

Livingtrust Mortgage Bank Balance Sheet

Financials in millions NGN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	8,485	5,729	3,572	1,005	2,793	1,422
Investment Securities	98.82	2,593	98.82	96.92	96.8	106.72
Total Investments	98.82	2,593	98.82	96.92	96.8	106.72
Gross Loans	17,091	13,777	12,754	10,648	7,825	4,154
Allowance for Loan Losses	-19.4	-141.57	-268.72	-137	-127.59	-136.53
Net Loans	17,071	13,636	12,485	10,511	7,698	4,017
Property, Plant & Equipment	307.61	316.02	374.59	378.37	286.56	260.43
Other Intangible Assets	91.46	102.73	52.08	49.53	22.24	32.15
Accrued Interest Receivable	500.06	381.41	305.72	168.14	109.81	60.74
Other Receivables	-	53.07	27.3	37.7	25.13	69.95
Restricted Cash	181.72	181.72	107.34	107.34	89.54	38.18
Other Current Assets	99.63	895.37	402.63	353.5	227.71	286.49
Long-Term Deferred Tax Assets	60.18	60.18	39.47	-	-	1.83
Other Long-Term Assets	1,986	97.27	331.59	205.98	-6.22	2.29
Total Assets	28,882	24,046	17,796	12,914	11,342	6,298
Accounts Payable	1.2	424.48	499.55	369.8	236.41	-
Accrued Expenses	-	99.41	52.56	49.14	56.86	3.1
Interest Bearing Deposits	14,709	10,866	5,607	2,949	1,745	639.44
Non-Interest Bearing Deposits	4,710	4,329	3,537	2,543	3,551	1,980
Total Deposits	19,419	15,195	9,144	5,492	5,296	2,619
Current Income Taxes Payable	98.94	181.98	118.96	170.15	197.64	25.09
Other Current Liabilities	551.28	22.65	14.16	14.16	6.77	226.79
Long-Term Debt	2,503	2,945	3,086	2,841	2,222	646.12
Long-Term Unearned Revenue	-	-	0.25	0.25	0.25	-
Pension & Post-Retirement Benefits	-	3.14	1.32	0.98	0.27	-
Long-Term Deferred Tax Liabilities	-	-	-	69.69	61.79	-
Other Long-Term Liabilities	1,013	122.35	625.34	160.52	39.24	-0
Total Liabilities	23,830	18,994	13,542	9,168	8,118	3,521
Common Stock	2,500	2,500	2,500	2,500	2,500	2,500
Retained Earnings	2,559	2,559	1,770	1,263	741.39	284.43
Comprehensive Income & Other	-6.64	-6.64	-15.21	-17.11	-17.23	-7.32
Shareholders' Equity	5,052	5,052	4,255	3,746	3,224	2,777
Total Liabilities & Equity	28,882	24,046	17,796	12,914	11,342	6,298
Total Debt	2,503	2,945	3,086	2,841	2,222	646.12
Net Cash (Debt)	5,982	2,784	485.68	-1,836	570.54	775.46
Net Cash Growth	176.50%	473.27%	-	-	-26.43%	-3.52%
Net Cash Per Share	1.20	0.56	0.10	-0.37	0.11	0.16
Filing Date Shares Outstanding	5,000	5,000	5,000	5,000	5,000	5,000
Total Common Shares Outstanding	5,000	5,000	5,000	5,000	5,000	5,000
Book Value Per Share	1.01	1.01	0.85	0.75	0.64	0.56
Tangible Book Value	4,961	4,949	4,202	3,696	3,202	2,745
Tangible Book Value Per Share	0.99	0.99	0.84	0.74	0.64	0.55

Updated Jan 27, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.